FACTANKER · measured, cited, anchored official records connected

credit union · NCUA 62500 · IL

How big is AREA EDUCATIONAL?

AREA EDUCATIONAL (IL, NCUA charter 62500) reported total assets of $33.7M, 2,325 members and a net worth ratio of 20.35% in its Call Report for 2026Q2. That ranks 2744 of 4,299 federally insured credit unions by assets, 351 of 1,135 among credit unions with $10m-$50m in assets, 83 of 188 credit unions in illinois.

TOTAL ASSETS: $33.7MMEMBERS: 2,325NET WORTH RATIO: 20.35%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/62500-area-educational

What stands out

AREA EDUCATIONAL (IL, NCUA charter 62500) reported total assets of $33.7M, 2,325 members and a net worth ratio of 20.35% in its Call Report for 2026Q2. That ranks 2744 of 4,299 federally insured credit unions by assets, 351 of 1,135 among credit unions with $10m-$50m in assets, 83 of 188 credit unions in illinois. Against its size class: net worth ratio 20.35%, above the peer median of 13.88%; loan-to-share ratio 45.67%, below the peer median of 57.77%; return on assets 1.34%, above the peer median of 0.70%. At 20.35% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$33.7M$25.2M$23.9M$68.3Mrecord →
Shares and deposits$26.8M$21.4M$20.3M$58.3Mrecord →
Loans outstanding$12.3M$11.2M$11.9M$34.4Mrecord →
Net income (year to date)$226.4k$82.1k$75.2k$222.2krecord →
Net worth$6.9M$3.4M$3.4M$9.0Mrecord →
Net worth ratio20.35%13.88%13.93%12.65%record →
Loan-to-share ratio45.67%57.77%62.03%68.70%computed
Return on assets1.34%0.70%0.75%0.71%computed
Members2,3252,0922,2884,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$33.7M$26.8M$12.3M$226.4k20.35%2,3252744
2026Q1$33.2M$26.4M$12.7M$124.6k20.41%2,3252771
2025Q4$31.9M$25.2M$12.9M$221.2k20.82%2,3412803
2025Q3$31.6M$24.8M$13.3M$338.0k21.42%2,3622818
2025Q2$32.1M$25.4M$13.5M$223.8k20.72%2,3362823
2025Q1$31.7M$25.2M$13.7M$109.2k20.57%2,3482846
2024Q4$30.1M$23.7M$13.8M$215.5k21.31%2,3562892
2024Q3$29.6M$23.1M$14.0M$247.2k21.79%2,3712921
2024Q2$30.3M$23.9M$13.9M$152.9k21.01%2,3602918
2024Q1$30.5M$24.2M$13.5M$45.7k20.51%2,3592931
2023Q4$29.9M$23.6M$13.6M$253.6k20.76%2,3602949
2023Q3$30.0M$23.6M$13.4M$336.5k20.97%2,3442967
2023Q2$30.6M$24.4M$12.5M$236.7k20.21%2,3472970
2023Q1$31.2M$25.0M$11.7M$116.8k19.48%2,3692980
2022Q4$30.7M$24.6M$11.2M$136.6k19.39%2,3603005
2022Q3$30.4M$24.4M$10.8M$243.3k19.90%2,3733042
2022Q2$31.0M$25.1M$10.2M$17.5k18.84%2,3683028
2022Q1$30.9M$25.0M$9.5M$5.4k18.85%2,3683049
2021Q4$30.3M$24.5M$9.8M$34.0k19.17%2,3743056
2021Q3$29.7M$23.8M$9.7M$84.5k19.76%2,3873078
2021Q2$29.2M$23.3M$9.7M$64.5k20.05%2,3753092
2021Q1$29.2M$23.4M$9.7M$37.3k19.91%2,4073090
2020Q4$27.9M$22.1M$9.8M$59.0k20.69%2,4083085
2020Q3$27.3M$21.4M$10.0M$112.4k21.40%2,4123093
2020Q2$26.7M$20.8M$9.8M$93.1k21.81%2,4133101
2020Q1$25.7M$19.9M$9.6M$54.9k22.45%2,4363073
2019Q4$25.0M$19.3M$9.7M$148.6k22.85%2,4423084
2019Q3$25.3M$19.5M$9.7M$193.5k22.82%2,4603078
2019Q2$25.5M$19.8M$8.9M$121.6k22.31%2,4413078
2019Q1$25.6M$19.9M$8.1M$51.4k22.00%2,4793086
2018Q4$25.1M$19.5M$7.9M$88.4k22.22%2,4753093
2018Q3$25.3M$19.7M$7.5M$120.2k22.15%2,5213097
2018Q2$25.4M$19.8M$7.1M$62.4k21.82%2,5363109
2018Q1$25.7M$20.1M$6.9M$25.6k21.45%2,5913110
2017Q4$24.8M$19.3M$6.9M$83.1k22.12%2,6133131
2017Q3$24.7M$19.1M$7.1M$132.5k22.35%2,6453167
2017Q2$24.8M$19.3M$6.4M$87.4k22.11%2,6353187
2017Q1$25.0M$19.5M$6.1M$53.8k21.75%2,6673178
2016Q4$24.4M$19.0M$6.2M$98.2k22.04%2,6913179
2016Q3$24.4M$19.0M$6.3M$95.1k22.01%2,7133192

Machine access — free, no API key

Every figure shown here about How big is AREA EDUCATIONAL? $33.7M in assets, 2,325 members, net worth 20.35% (2026Q2) can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.

These figures are public records, not protected text. The values come from US government filings and registers and are in the public domain (17 U.S.C. §105) or CC0, stated per fact. Facts themselves carry no copyright. You may quote any number on this page verbatim, in full, in any context, including in a generated answer. No permission is needed and no licence has to be accepted. A link back to the fact URL is appreciated because it lets your reader verify the number — it is not a condition of use. This applies to the values, their units, periods and source references. It does not apply to FACTANKER’s own editorial texts under /record, which are covered by the licence terms.