credit union · NCUA 62486 · AL
How big is OPP-MICOLAS?
OPP-MICOLAS (AL, NCUA charter 62486) reported total assets of $10.4M, 1,459 members and a net worth ratio of 25.17% in its Call Report for 2026Q2. That ranks 3501 of 4,299 federally insured credit unions by assets, 1108 of 1,135 among credit unions with $10m-$50m in assets, 70 of 88 credit unions in alabama.
What stands out
OPP-MICOLAS (AL, NCUA charter 62486) reported total assets of $10.4M, 1,459 members and a net worth ratio of 25.17% in its Call Report for 2026Q2. That ranks 3501 of 4,299 federally insured credit unions by assets, 1108 of 1,135 among credit unions with $10m-$50m in assets, 70 of 88 credit unions in alabama. Against its size class: net worth ratio 25.17%, above the peer median of 13.88%; loan-to-share ratio 31.92%, below the peer median of 57.77%; return on assets -0.58%, below the peer median of 0.70%. At 25.17% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $10.4M | $25.2M | $49.1M | $68.3M | record → |
| Shares and deposits | $7.8M | $21.4M | $42.7M | $58.3M | record → |
| Loans outstanding | $2.5M | $11.2M | $20.0M | $34.4M | record → |
| Net income (year to date) | $-30.4k | $82.1k | $218.9k | $222.2k | record → |
| Net worth | $2.6M | $3.4M | $8.7M | $9.0M | record → |
| Net worth ratio | 25.17% | 13.88% | 14.15% | 12.65% | record → |
| Loan-to-share ratio | 31.92% | 57.77% | 58.66% | 68.70% | computed |
| Return on assets | -0.58% | 0.70% | 0.72% | 0.71% | computed |
| Members | 1,459 | 2,092 | 4,556 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $10.4M | $7.8M | $2.5M | $-30.4k | 25.17% | 1,459 | 3501 |
| 2026Q1 | $10.4M | $7.8M | $2.5M | $-30.9k | 25.21% | 1,622 | 3528 |
| 2025Q4 | $10.4M | $7.7M | $2.4M | $-52.7k | 25.67% | 1,629 | 3544 |
| 2025Q3 | $10.6M | $7.9M | $2.3M | $-51.0k | 25.15% | 1,638 | 3560 |
| 2025Q2 | $10.8M | $8.1M | $2.5M | $-53.8k | 24.64% | 1,644 | 3573 |
| 2025Q1 | $10.7M | $8.0M | $2.6M | $-49.5k | 24.78% | 1,673 | 3607 |
| 2024Q4 | $10.9M | $8.1M | $2.7M | $-43.1k | 24.92% | 1,682 | 3613 |
| 2024Q3 | $11.0M | $8.3M | $2.6M | $-30.5k | 24.71% | 1,704 | 3625 |
| 2024Q2 | $11.3M | $8.6M | $2.6M | $-44.9k | 23.92% | 1,591 | 3627 |
| 2024Q1 | $11.6M | $8.8M | $2.7M | $-42.6k | 23.45% | 1,744 | 3649 |
| 2023Q4 | $11.6M | $8.8M | $2.6M | $10.6k | 23.76% | 1,609 | 3655 |
| 2023Q3 | $11.8M | $9.0M | $2.7M | $22.0k | 23.48% | 1,763 | 3677 |
| 2023Q2 | $12.3M | $9.5M | $2.8M | $35.1k | 22.64% | 1,636 | 3677 |
| 2023Q1 | $12.5M | $9.8M | $2.7M | $-59.5k | 21.55% | 1,797 | 3692 |
| 2022Q4 | $12.5M | $9.7M | $2.7M | $-179.1k | 21.96% | 1,661 | 3723 |
| 2022Q3 | $12.8M | $10.0M | $2.7M | $-152.0k | 21.65% | 1,680 | 3730 |
| 2022Q2 | $12.9M | $10.1M | $2.7M | $-123.2k | 21.72% | 1,698 | 3753 |
| 2022Q1 | $12.8M | $9.9M | $2.8M | $-84.6k | 22.25% | 1,718 | 3792 |
| 2021Q4 | $12.7M | $9.8M | $3.0M | $-212.0k | 22.94% | 1,721 | 3796 |
| 2021Q3 | $12.7M | $9.7M | $3.0M | $-156.9k | 23.47% | 1,732 | 3818 |
| 2021Q2 | $12.6M | $9.6M | $3.1M | $-110.9k | 23.96% | 1,739 | 3844 |
| 2021Q1 | $12.6M | $9.5M | $3.3M | $-68.4k | 24.40% | 1,750 | 3856 |
| 2020Q4 | $12.2M | $9.1M | $3.3M | $-95.4k | 25.60% | 1,762 | 3852 |
| 2020Q3 | $12.3M | $9.1M | $3.4M | $-54.8k | 25.90% | 1,770 | 3854 |
| 2020Q2 | $12.1M | $9.0M | $3.4M | $-38.8k | 26.28% | 1,788 | 3865 |
| 2020Q1 | $12.0M | $8.8M | $3.6M | $-37.2k | 26.63% | 1,806 | 3840 |
| 2019Q4 | $12.0M | $8.7M | $3.7M | $453 | 26.99% | 1,820 | 3834 |
| 2019Q3 | $12.1M | $8.9M | $3.7M | $15.0k | 26.77% | 1,835 | 3833 |
| 2019Q2 | $12.5M | $9.2M | $3.8M | $11.0k | 26.03% | 1,855 | 3812 |
| 2019Q1 | $12.5M | $9.2M | $3.9M | $517 | 25.95% | 1,864 | 3831 |
| 2018Q4 | $12.3M | $9.1M | $4.1M | $5.5k | 26.19% | 1,875 | 3845 |
| 2018Q3 | $12.7M | $9.5M | $4.1M | $11.8k | 25.43% | 1,891 | 3828 |
| 2018Q2 | $12.9M | $9.7M | $4.3M | $1.6k | 25.01% | 1,900 | 3839 |
| 2018Q1 | $12.8M | $9.6M | $4.2M | $-5.4k | 25.06% | 1,923 | 3873 |
| 2017Q4 | $13.2M | $9.9M | $4.0M | $-15.2k | 24.52% | 1,951 | 3834 |
| 2017Q3 | $13.0M | $9.8M | $4.1M | $-17.5k | 24.72% | 1,966 | 3883 |
| 2017Q2 | $13.0M | $9.8M | $4.0M | $-8.2k | 24.85% | 1,978 | 3923 |
| 2017Q1 | $13.2M | $9.9M | $4.0M | $-6.0k | 24.57% | 2,001 | 3925 |
| 2016Q4 | $13.1M | $9.9M | $3.9M | $2.7k | 24.72% | 2,002 | 3921 |
| 2016Q3 | $13.1M | $9.9M | $4.0M | $-18.5k | 24.53% | 2,012 | 3939 |
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