credit union · NCUA 62431 · KY
How big is KENTUCKY EMPLOYEES?
KENTUCKY EMPLOYEES (KY, NCUA charter 62431) reported total assets of $119.1M, 8,941 members and a net worth ratio of 10.86% in its Call Report for 2026Q2. That ranks 1688 of 4,299 federally insured credit unions by assets, 929 of 1,061 among credit unions with $100m-$500m in assets, 17 of 51 credit unions in kentucky.
What stands out
KENTUCKY EMPLOYEES (KY, NCUA charter 62431) reported total assets of $119.1M, 8,941 members and a net worth ratio of 10.86% in its Call Report for 2026Q2. That ranks 1688 of 4,299 federally insured credit unions by assets, 929 of 1,061 among credit unions with $100m-$500m in assets, 17 of 51 credit unions in kentucky. Against its size class: net worth ratio 10.86%, below the peer median of 11.65%; loan-to-share ratio 89.04%, above the peer median of 73.15%; return on assets 0.82%, above the peer median of 0.74%. At 10.86% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $119.1M | $198.1M | $56.1M | $68.3M | record → |
| Shares and deposits | $105.4M | $172.3M | $46.3M | $58.3M | record → |
| Loans outstanding | $93.9M | $125.2M | $22.8M | $34.4M | record → |
| Net income (year to date) | $489.7k | $766.3k | $184.8k | $222.2k | record → |
| Net worth | $12.9M | $24.5M | $8.2M | $9.0M | record → |
| Net worth ratio | 10.86% | 11.65% | 12.98% | 12.65% | record → |
| Loan-to-share ratio | 89.04% | 73.15% | 66.54% | 68.70% | computed |
| Return on assets | 0.82% | 0.74% | 0.64% | 0.71% | computed |
| Members | 8,941 | 13,230 | 4,475 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $119.1M | $105.4M | $93.9M | $489.7k | 10.86% | 8,941 | 1688 |
| 2026Q1 | $117.7M | $104.3M | $90.5M | $236.3k | 10.77% | 8,986 | 1697 |
| 2025Q4 | $114.6M | $101.4M | $87.6M | $802.0k | 10.86% | 9,021 | 1714 |
| 2025Q3 | $114.0M | $100.9M | $86.1M | $624.0k | 10.76% | 9,086 | 1718 |
| 2025Q2 | $109.6M | $96.7M | $82.3M | $429.2k | 11.02% | 9,053 | 1750 |
| 2025Q1 | $108.1M | $94.9M | $80.4M | $261.6k | 11.01% | 9,072 | 1772 |
| 2024Q4 | $104.6M | $92.0M | $79.5M | $1.1M | 11.13% | 9,190 | 1779 |
| 2024Q3 | $103.4M | $90.8M | $77.6M | $863.9k | 11.07% | 9,196 | 1790 |
| 2024Q2 | $102.1M | $90.3M | $78.0M | $464.2k | 10.82% | 9,134 | 1808 |
| 2024Q1 | $102.6M | $88.9M | $79.7M | $301.3k | 10.61% | 9,097 | 1807 |
| 2023Q4 | $98.5M | $84.9M | $80.0M | $1.1M | 10.74% | 9,131 | 1839 |
| 2023Q3 | $98.5M | $84.8M | $76.7M | $626.2k | 10.29% | 9,264 | 1834 |
| 2023Q2 | $96.9M | $83.2M | $74.9M | $497.6k | 10.33% | 9,194 | 1859 |
| 2023Q1 | $94.8M | $83.6M | $71.1M | $273.0k | 10.32% | 9,177 | 1893 |
| 2022Q4 | $92.6M | $81.4M | $68.6M | $1.1M | 10.28% | 9,105 | 1912 |
| 2022Q3 | $87.1M | $76.9M | $61.4M | $244.4k | 9.88% | 9,133 | 1989 |
| 2022Q2 | $91.0M | $80.4M | $58.6M | $110.6k | 9.31% | 9,100 | 1941 |
| 2022Q1 | $93.0M | $82.7M | $57.8M | $96.8k | 9.10% | 9,107 | 1915 |
| 2021Q4 | $92.4M | $81.9M | $54.1M | $833.9k | 9.05% | 9,121 | 1901 |
| 2021Q3 | $92.6M | $82.2M | $56.1M | $453.8k | 8.62% | 9,160 | 1890 |
| 2021Q2 | $92.7M | $82.5M | $56.6M | $324.5k | 8.48% | 9,169 | 1888 |
| 2021Q1 | $93.6M | $83.6M | $58.0M | $126.7k | 8.17% | 9,130 | 1864 |
| 2020Q4 | $88.6M | $78.6M | $55.4M | $-503.4k | 8.74% | 9,129 | 1875 |
| 2020Q3 | $87.8M | $77.6M | $56.5M | $-525.7k | 8.80% | 9,378 | 1861 |
| 2020Q2 | $87.8M | $77.9M | $57.3M | $-426.0k | 8.91% | 10,035 | 1843 |
| 2020Q1 | $84.3M | $73.9M | $57.8M | $-204.4k | 9.54% | 10,295 | 1810 |
| 2019Q4 | $81.2M | $70.6M | $58.0M | $177.5k | 10.15% | 10,214 | 1832 |
| 2019Q3 | $82.2M | $71.2M | $58.8M | $239.3k | 10.11% | 10,285 | 1811 |
| 2019Q2 | $79.8M | $68.9M | $57.9M | $174.0k | 10.34% | 10,209 | 1849 |
| 2019Q1 | $79.9M | $68.7M | $56.8M | $12.1k | 10.17% | 11,354 | 1845 |
| 2018Q4 | $75.8M | $64.1M | $54.9M | $64.2k | 10.70% | 11,210 | 1875 |
| 2018Q3 | $78.0M | $66.7M | $54.1M | $133.4k | 10.48% | 11,084 | 1852 |
| 2018Q2 | $77.8M | $66.4M | $53.3M | $57.9k | 10.41% | 10,964 | 1868 |
| 2018Q1 | $78.5M | $67.2M | $51.3M | $44.9k | 10.30% | 10,223 | 1853 |
| 2017Q4 | $75.9M | $64.6M | $52.1M | $291.5k | 10.60% | 10,097 | 1867 |
| 2017Q3 | $77.3M | $66.1M | $52.7M | $214.9k | 10.31% | 10,049 | 1853 |
| 2017Q2 | $76.8M | $65.9M | $53.8M | $97.5k | 10.31% | 9,992 | 1871 |
| 2017Q1 | $77.2M | $66.0M | $53.2M | $60.6k | 10.39% | 9,928 | 1870 |
| 2016Q4 | $74.7M | $63.4M | $52.9M | $41.2k | 10.46% | 9,840 | 1878 |
| 2016Q3 | $75.8M | $64.6M | $53.1M | $26.9k | 10.40% | 9,839 | 1861 |
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