credit union · NCUA 62356 · AL
How big is L&N EMPLOYEES?
L&N EMPLOYEES (AL, NCUA charter 62356) reported total assets of $8.3M, 1,413 members and a net worth ratio of 18.19% in its Call Report for 2026Q2. That ranks 3615 of 4,299 federally insured credit unions by assets, 87 of 771 among credit unions under $10m in assets, 73 of 88 credit unions in alabama.
What stands out
L&N EMPLOYEES (AL, NCUA charter 62356) reported total assets of $8.3M, 1,413 members and a net worth ratio of 18.19% in its Call Report for 2026Q2. That ranks 3615 of 4,299 federally insured credit unions by assets, 87 of 771 among credit unions under $10m in assets, 73 of 88 credit unions in alabama. Against its size class: net worth ratio 18.19%, above the peer median of 17.92%; loan-to-share ratio 62.09%, above the peer median of 58.16%; return on assets -2.04%, below the peer median of 0.45%. At 18.19% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $8.3M | $4.0M | $49.1M | $68.3M | record → |
| Shares and deposits | $7.0M | $3.1M | $42.7M | $58.3M | record → |
| Loans outstanding | $4.3M | $1.7M | $20.0M | $34.4M | record → |
| Net income (year to date) | $-84.1k | $5.3k | $218.9k | $222.2k | record → |
| Net worth | $1.5M | $672.6k | $8.7M | $9.0M | record → |
| Net worth ratio | 18.19% | 17.92% | 14.15% | 12.65% | record → |
| Loan-to-share ratio | 62.09% | 58.16% | 58.66% | 68.70% | computed |
| Return on assets | -2.04% | 0.45% | 0.72% | 0.71% | computed |
| Members | 1,413 | 584 | 4,556 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $8.3M | $7.0M | $4.3M | $-84.1k | 18.19% | 1,413 | 3615 |
| 2026Q1 | $8.0M | $6.7M | $4.2M | $-48.8k | 19.16% | 1,416 | 3658 |
| 2025Q4 | $8.0M | $6.7M | $4.4M | $-162.2k | 19.84% | 1,417 | 3672 |
| 2025Q3 | $8.2M | $6.7M | $4.5M | $-113.4k | 19.89% | 1,416 | 3685 |
| 2025Q2 | $8.5M | $7.0M | $4.8M | $-82.7k | 19.64% | 1,433 | 3699 |
| 2025Q1 | $8.5M | $7.0M | $4.8M | $-38.0k | 20.16% | 1,430 | 3730 |
| 2024Q4 | $8.2M | $6.7M | $4.9M | $-93.4k | 21.34% | 1,427 | 3771 |
| 2024Q3 | $8.3M | $6.8M | $5.1M | $-47.7k | 21.52% | 1,435 | 3794 |
| 2024Q2 | $8.6M | $7.0M | $5.3M | $-14.2k | 21.17% | 1,455 | 3798 |
| 2024Q1 | $8.5M | $7.0M | $5.3M | $-6.0k | 21.50% | 1,470 | 3839 |
| 2023Q4 | $8.6M | $7.1M | $5.5M | $2.1k | 21.32% | 1,471 | 3850 |
| 2023Q3 | $8.8M | $7.2M | $5.6M | $1.9k | 21.03% | 1,478 | 3881 |
| 2023Q2 | $8.8M | $7.3M | $5.4M | $1.3k | 20.84% | 1,488 | 3897 |
| 2023Q1 | $8.9M | $7.4M | $5.6M | $183 | 20.66% | 1,503 | 3923 |
| 2022Q4 | $9.7M | $8.2M | $5.8M | $-61.6k | 18.88% | 1,510 | 3903 |
| 2022Q3 | $10.1M | $8.5M | $5.8M | $-26.2k | 18.61% | 1,526 | 3918 |
| 2022Q2 | $9.9M | $8.2M | $6.1M | $-21.0k | 19.08% | 1,530 | 3962 |
| 2022Q1 | $9.8M | $8.2M | $5.7M | $-16.2k | 19.25% | 1,530 | 3996 |
| 2021Q4 | $9.7M | $8.1M | $5.8M | $-72.4k | 19.58% | 1,526 | 4008 |
| 2021Q3 | $10.2M | $8.5M | $6.0M | $-10.4k | 19.27% | 1,541 | 3995 |
| 2021Q2 | $10.4M | $8.6M | $6.0M | $-6.5k | 18.97% | 1,549 | 4004 |
| 2021Q1 | $10.5M | $8.8M | $5.8M | $-6.7k | 18.73% | 1,569 | 4008 |
| 2020Q4 | $10.0M | $8.3M | $5.7M | $43 | 19.76% | 1,562 | 4032 |
| 2020Q3 | $9.7M | $8.0M | $5.6M | $-3.5k | 20.49% | 1,554 | 4056 |
| 2020Q2 | $9.6M | $8.0M | $5.4M | $704 | 20.65% | 1,542 | 4060 |
| 2020Q1 | $8.7M | $7.1M | $5.7M | $653 | 22.89% | 1,536 | 4118 |
| 2019Q4 | $8.5M | $6.9M | $6.1M | $22.2k | 23.42% | 1,530 | 4142 |
| 2019Q3 | $8.5M | $6.9M | $6.1M | $19.2k | 23.25% | 1,518 | 4162 |
| 2019Q2 | $8.8M | $7.2M | $6.1M | $11.5k | 22.42% | 1,506 | 4141 |
| 2019Q1 | $8.7M | $7.1M | $6.1M | $6.2k | 22.71% | 1,499 | 4179 |
| 2018Q4 | $8.7M | $7.1M | $6.2M | $14.2k | 22.61% | 1,490 | 4180 |
| 2018Q3 | $9.0M | $7.4M | $6.7M | $10.4k | 21.80% | 1,485 | 4180 |
| 2018Q2 | $9.1M | $7.5M | $6.8M | $7.3k | 21.56% | 1,475 | 4210 |
| 2018Q1 | $9.5M | $8.0M | $6.6M | $2.3k | 20.59% | 1,465 | 4190 |
| 2017Q4 | $9.2M | $7.7M | $6.6M | $10.3k | 21.26% | 1,453 | 4225 |
| 2017Q3 | $9.4M | $7.9M | $6.4M | $7.7k | 20.72% | 1,450 | 4237 |
| 2017Q2 | $9.5M | $7.9M | $6.5M | $5.4k | 20.53% | 1,441 | 4262 |
| 2017Q1 | $9.6M | $7.9M | $6.7M | $1.8k | 20.24% | 1,438 | 4275 |
| 2016Q4 | $9.1M | $7.7M | $7.0M | $13.8k | 21.44% | 1,423 | 4327 |
| 2016Q3 | $9.3M | $7.8M | $7.1M | $11.3k | 20.83% | 1,413 | 4320 |
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