credit union · NCUA 62347 · MI
How big is WEST MICHIGAN?
WEST MICHIGAN (MI, NCUA charter 62347) reported total assets of $455.3M, 29,047 members and a net worth ratio of 17.32% in its Call Report for 2026Q2. That ranks 807 of 4,299 federally insured credit unions by assets, 48 of 1,061 among credit unions with $100m-$500m in assets, 50 of 169 credit unions in michigan.
What stands out
WEST MICHIGAN (MI, NCUA charter 62347) reported total assets of $455.3M, 29,047 members and a net worth ratio of 17.32% in its Call Report for 2026Q2. That ranks 807 of 4,299 federally insured credit unions by assets, 48 of 1,061 among credit unions with $100m-$500m in assets, 50 of 169 credit unions in michigan. Against its size class: net worth ratio 17.32%, above the peer median of 11.65%; loan-to-share ratio 55.12%, below the peer median of 73.15%; return on assets 1.11%, above the peer median of 0.74%. At 17.32% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $455.3M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $373.3M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $205.8M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $2.5M | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $78.9M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 17.32% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 55.12% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 1.11% | 0.74% | 0.92% | 0.71% | computed |
| Members | 29,047 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $455.3M | $373.3M | $205.8M | $2.5M | 17.32% | 29,047 | 807 |
| 2026Q1 | $449.2M | $367.9M | $206.5M | $1.2M | 17.26% | 29,196 | 809 |
| 2025Q4 | $441.9M | $360.5M | $212.7M | $4.7M | 17.27% | 29,677 | 809 |
| 2025Q3 | $437.4M | $357.3M | $218.7M | $3.6M | 17.21% | 30,411 | 809 |
| 2025Q2 | $448.1M | $369.7M | $221.8M | $2.2M | 16.51% | 31,117 | 797 |
| 2025Q1 | $260.5M | $205.0M | $106.7M | $1.2M | 20.37% | 17,537 | 1110 |
| 2024Q4 | $252.3M | $199.5M | $113.3M | $4.5M | 20.55% | 17,838 | 1113 |
| 2024Q3 | $251.3M | $199.6M | $118.8M | $2.8M | 20.01% | 18,034 | 1115 |
| 2024Q2 | $255.7M | $204.9M | $124.5M | $1.8M | 19.26% | 18,184 | 1107 |
| 2024Q1 | $257.5M | $207.7M | $128.8M | $786.3k | 18.73% | 18,780 | 1105 |
| 2023Q4 | $253.9M | $205.8M | $134.8M | $3.1M | 18.69% | 18,558 | 1107 |
| 2023Q3 | $260.4M | $212.8M | $140.0M | $2.4M | 17.99% | 18,798 | 1086 |
| 2023Q2 | $267.9M | $221.3M | $144.4M | $1.6M | 17.20% | 18,975 | 1071 |
| 2023Q1 | $273.1M | $226.8M | $146.5M | $887.0k | 16.60% | 19,144 | 1066 |
| 2022Q4 | $272.6M | $227.3M | $150.8M | $3.1M | 16.33% | 19,277 | 1063 |
| 2022Q3 | $277.2M | $232.8M | $148.2M | $2.2M | 15.49% | 19,505 | 1049 |
| 2022Q2 | $278.3M | $234.5M | $143.2M | $1.4M | 14.80% | 19,396 | 1041 |
| 2022Q1 | $229.6M | $192.0M | $134.4M | $387.4k | 15.18% | 16,796 | 1170 |
| 2021Q4 | $223.4M | $186.1M | $135.7M | $1.5M | 15.43% | 16,787 | 1173 |
| 2021Q3 | $219.6M | $182.8M | $134.8M | $1.1M | 15.50% | 16,665 | 1174 |
| 2021Q2 | $217.1M | $180.4M | $128.2M | $721.9k | 15.50% | 16,339 | 1175 |
| 2021Q1 | $213.8M | $177.7M | $119.6M | $341.8k | 15.56% | 16,070 | 1179 |
| 2020Q4 | $198.7M | $163.1M | $113.1M | $1.6M | 16.57% | 15,818 | 1186 |
| 2020Q3 | $191.5M | $156.2M | $109.5M | $1.1M | 16.95% | 15,798 | 1194 |
| 2020Q2 | $188.0M | $153.2M | $105.5M | $665.2k | 17.04% | 15,701 | 1201 |
| 2020Q1 | $173.6M | $140.2M | $102.7M | $334.9k | 18.25% | 15,771 | 1203 |
| 2019Q4 | $166.0M | $132.5M | $100.0M | $1.7M | 18.89% | 15,694 | 1212 |
| 2019Q3 | $166.0M | $132.0M | $100.7M | $1.3M | 18.63% | 15,743 | 1205 |
| 2019Q2 | $168.1M | $134.6M | $94.5M | $839.9k | 18.13% | 15,769 | 1194 |
| 2019Q1 | $171.5M | $135.3M | $92.9M | $396.1k | 17.52% | 15,785 | 1177 |
| 2018Q4 | $164.9M | $129.9M | $93.0M | $1.6M | 17.98% | 16,004 | 1187 |
| 2018Q3 | $162.4M | $130.2M | $87.3M | $1.2M | 18.01% | 15,862 | 1195 |
| 2018Q2 | $165.7M | $134.4M | $84.0M | $811.8k | 17.40% | 15,834 | 1188 |
| 2018Q1 | $165.7M | $134.7M | $78.7M | $387.9k | 17.14% | 15,940 | 1187 |
| 2017Q4 | $158.8M | $128.9M | $76.9M | $1.7M | 17.64% | 15,960 | 1193 |
| 2017Q3 | $159.3M | $129.7M | $77.2M | $1.2M | 17.29% | 16,365 | 1190 |
| 2017Q2 | $161.2M | $132.4M | $76.5M | $800.7k | 16.84% | 16,477 | 1184 |
| 2017Q1 | $163.6M | $135.3M | $75.5M | $368.7k | 16.29% | 16,632 | 1177 |
| 2016Q4 | $158.7M | $130.6M | $75.7M | $1.5M | 16.59% | 16,622 | 1179 |
| 2016Q3 | $152.6M | $124.7M | $72.0M | $1.1M | 16.79% | 15,348 | 1202 |
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