credit union · NCUA 62323 · CA
How big is E-CENTRAL?
E-CENTRAL (CA, NCUA charter 62323) reported total assets of $173.5M, 8,757 members and a net worth ratio of 23.41% in its Call Report for 2026Q2. That ranks 1399 of 4,299 federally insured credit unions by assets, 640 of 1,061 among credit unions with $100m-$500m in assets, 128 of 239 credit unions in california.
What stands out
E-CENTRAL (CA, NCUA charter 62323) reported total assets of $173.5M, 8,757 members and a net worth ratio of 23.41% in its Call Report for 2026Q2. That ranks 1399 of 4,299 federally insured credit unions by assets, 640 of 1,061 among credit unions with $100m-$500m in assets, 128 of 239 credit unions in california. Against its size class: net worth ratio 23.41%, above the peer median of 11.65%; loan-to-share ratio 84.55%, above the peer median of 73.15%; return on assets 0.72%, below the peer median of 0.74%. At 23.41% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $173.5M | $198.1M | $205.9M | $68.3M | record → |
| Shares and deposits | $130.7M | $172.3M | $179.4M | $58.3M | record → |
| Loans outstanding | $110.5M | $125.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $627.4k | $766.3k | $432.9k | $222.2k | record → |
| Net worth | $40.6M | $24.5M | $25.9M | $9.0M | record → |
| Net worth ratio | 23.41% | 11.65% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 84.55% | 73.15% | 72.15% | 68.70% | computed |
| Return on assets | 0.72% | 0.74% | 0.56% | 0.71% | computed |
| Members | 8,757 | 13,230 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $173.5M | $130.7M | $110.5M | $627.4k | 23.41% | 8,757 | 1399 |
| 2026Q1 | $174.5M | $132.3M | $113.0M | $285.8k | 23.08% | 8,834 | 1391 |
| 2025Q4 | $174.5M | $132.3M | $114.5M | $1.6M | 22.96% | 8,963 | 1378 |
| 2025Q3 | $175.6M | $133.4M | $118.2M | $1.4M | 22.69% | 9,102 | 1378 |
| 2025Q2 | $175.4M | $133.8M | $119.0M | $911.6k | 22.46% | 9,169 | 1378 |
| 2025Q1 | $172.9M | $131.5M | $125.0M | $449.6k | 22.51% | 9,322 | 1389 |
| 2024Q4 | $169.2M | $128.2M | $129.5M | $1.9M | 22.78% | 9,462 | 1390 |
| 2024Q3 | $170.4M | $129.8M | $131.4M | $1.6M | 22.43% | 9,619 | 1374 |
| 2024Q2 | $171.5M | $131.2M | $133.7M | $917.2k | 22.56% | 9,765 | 1376 |
| 2024Q1 | $173.4M | $133.0M | $133.8M | $377.2k | 22.00% | 9,928 | 1372 |
| 2023Q4 | $172.5M | $132.5M | $136.3M | $3.8M | 21.95% | 10,135 | 1367 |
| 2023Q3 | $175.6M | $136.3M | $139.4M | $2.6M | 20.90% | 10,367 | 1351 |
| 2023Q2 | $178.4M | $141.4M | $140.9M | $1.3M | 19.71% | 10,536 | 1339 |
| 2023Q1 | $183.0M | $146.8M | $142.0M | $552.2k | 18.81% | 10,706 | 1324 |
| 2022Q4 | $182.6M | $146.9M | $138.2M | $1.6M | 18.54% | 10,815 | 1320 |
| 2022Q3 | $191.8M | $156.7M | $134.2M | $1.1M | 17.40% | 11,010 | 1283 |
| 2022Q2 | $192.2M | $157.9M | $121.6M | $442.5k | 17.04% | 11,143 | 1281 |
| 2022Q1 | $192.8M | $158.8M | $110.8M | $177.2k | 16.85% | 11,764 | 1283 |
| 2021Q4 | $194.0M | $160.4M | $112.6M | $656.5k | 16.65% | 11,540 | 1265 |
| 2021Q3 | $190.9M | $157.2M | $118.4M | $614.3k | 16.90% | 11,703 | 1269 |
| 2021Q2 | $192.2M | $158.2M | $124.3M | $368.7k | 16.66% | 12,108 | 1249 |
| 2021Q1 | $191.0M | $157.7M | $129.7M | $155.8k | 16.64% | 12,291 | 1252 |
| 2020Q4 | $187.6M | $154.4M | $124.0M | $-41.2k | 16.86% | 12,823 | 1224 |
| 2020Q3 | $187.6M | $153.9M | $124.9M | $219.0k | 17.00% | 13,137 | 1208 |
| 2020Q2 | $184.4M | $151.4M | $124.7M | $62.1k | 17.21% | 13,260 | 1207 |
| 2020Q1 | $179.8M | $147.0M | $120.5M | $197.8k | 17.73% | 13,321 | 1177 |
| 2019Q4 | $168.3M | $135.5M | $123.6M | $1.0M | 18.83% | 13,644 | 1203 |
| 2019Q3 | $163.5M | $130.9M | $115.3M | $906.4k | 19.30% | 13,772 | 1215 |
| 2019Q2 | $162.1M | $129.6M | $114.0M | $523.1k | 19.23% | 13,888 | 1222 |
| 2019Q1 | $162.6M | $130.5M | $108.8M | $260.8k | 19.02% | 14,041 | 1220 |
| 2018Q4 | $159.8M | $128.0M | $110.5M | $779.8k | 19.18% | 14,184 | 1214 |
| 2018Q3 | $161.4M | $129.6M | $107.2M | $632.6k | 18.91% | 14,274 | 1203 |
| 2018Q2 | $161.6M | $130.1M | $107.0M | $462.1k | 18.77% | 14,364 | 1209 |
| 2018Q1 | $161.6M | $130.1M | $107.6M | $318.2k | 18.68% | 14,415 | 1205 |
| 2017Q4 | $157.9M | $126.9M | $107.1M | $1.1M | 18.91% | 14,562 | 1197 |
| 2017Q3 | $158.8M | $128.0M | $101.8M | $879.1k | 18.64% | 14,611 | 1193 |
| 2017Q2 | $160.9M | $130.7M | $96.4M | $578.1k | 18.21% | 14,658 | 1186 |
| 2017Q1 | $163.0M | $133.2M | $93.7M | $212.6k | 17.76% | 14,770 | 1181 |
| 2016Q4 | $159.0M | $129.3M | $92.2M | $857.5k | 18.06% | 14,829 | 1177 |
| 2016Q3 | $160.2M | $130.6M | $91.5M | $879.8k | 17.95% | 14,975 | 1170 |
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