credit union · NCUA 62316 · MI
How big is WESTACRES?
WESTACRES (MI, NCUA charter 62316) reported total assets of $7.1M, 557 members and a net worth ratio of 13.47% in its Call Report for 2026Q2. That ranks 3677 of 4,299 federally insured credit unions by assets, 149 of 771 among credit unions under $10m in assets, 167 of 169 credit unions in michigan.
What stands out
WESTACRES (MI, NCUA charter 62316) reported total assets of $7.1M, 557 members and a net worth ratio of 13.47% in its Call Report for 2026Q2. That ranks 3677 of 4,299 federally insured credit unions by assets, 149 of 771 among credit unions under $10m in assets, 167 of 169 credit unions in michigan. Against its size class: net worth ratio 13.47%, below the peer median of 17.92%; loan-to-share ratio 19.01%, below the peer median of 58.16%; return on assets 0.28%, below the peer median of 0.45%. At 13.47% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $7.1M | $4.0M | $186.5M | $68.3M | record → |
| Shares and deposits | $6.0M | $3.1M | $160.8M | $58.3M | record → |
| Loans outstanding | $1.1M | $1.7M | $115.9M | $34.4M | record → |
| Net income (year to date) | $9.9k | $5.3k | $792.8k | $222.2k | record → |
| Net worth | $954.0k | $672.6k | $22.8M | $9.0M | record → |
| Net worth ratio | 13.47% | 17.92% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 19.01% | 58.16% | 68.71% | 68.70% | computed |
| Return on assets | 0.28% | 0.45% | 0.92% | 0.71% | computed |
| Members | 557 | 584 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $7.1M | $6.0M | $1.1M | $9.9k | 13.47% | 557 | 3677 |
| 2026Q1 | $6.9M | $5.9M | $1.2M | $6.2k | 13.69% | 566 | 3713 |
| 2025Q4 | $6.9M | $5.8M | $1.2M | $11.3k | 13.64% | 569 | 3736 |
| 2025Q3 | $7.1M | $6.0M | $1.4M | $51.9k | 13.96% | 587 | 3754 |
| 2025Q2 | $6.9M | $5.9M | $1.2M | $32.4k | 13.93% | 571 | 3789 |
| 2025Q1 | $7.0M | $6.0M | $1.3M | $14.1k | 13.56% | 586 | 3822 |
| 2024Q4 | $7.0M | $5.9M | $1.3M | $7.4k | 13.32% | 584 | 3842 |
| 2024Q3 | $6.9M | $5.9M | $1.5M | $23.1k | 13.68% | 593 | 3879 |
| 2024Q2 | $7.0M | $6.0M | $1.4M | $14.8k | 13.34% | 583 | 3900 |
| 2024Q1 | $7.1M | $6.1M | $1.4M | $4.1k | 13.15% | 583 | 3931 |
| 2023Q4 | $7.4M | $6.3M | $1.3M | $6.5k | 12.58% | 578 | 3928 |
| 2023Q3 | $7.3M | $6.3M | $1.3M | $69.2k | 13.55% | 596 | 3971 |
| 2023Q2 | $7.4M | $6.4M | $1.4M | $49.0k | 13.14% | 589 | 3995 |
| 2023Q1 | $7.7M | $6.7M | $1.4M | $20.0k | 12.23% | 575 | 4002 |
| 2022Q4 | $7.9M | $6.9M | $1.3M | $660 | 11.68% | 589 | 4019 |
| 2022Q3 | $8.0M | $7.0M | $1.2M | $9.4k | 11.66% | 575 | 4060 |
| 2022Q2 | $7.8M | $6.9M | $1.2M | $-1.7k | 11.70% | 577 | 4101 |
| 2022Q1 | $7.8M | $6.8M | $1.1M | $-4.8k | 11.77% | 590 | 4138 |
| 2021Q4 | $7.5M | $6.5M | $1.1M | $2.2k | 12.28% | 616 | 4171 |
| 2021Q3 | $7.4M | $6.5M | $981.1k | $-589 | 12.31% | 629 | 4205 |
| 2021Q2 | $7.3M | $6.4M | $1.0M | $-7.5k | 12.46% | 635 | 4236 |
| 2021Q1 | $7.3M | $6.3M | $1.1M | $24.0k | 12.54% | 638 | 4259 |
| 2020Q4 | $7.4M | $6.4M | $1.2M | $9.5k | 12.30% | 635 | 4225 |
| 2020Q3 | $7.3M | $6.3M | $1.3M | $17.1k | 12.71% | 631 | 4251 |
| 2020Q2 | $7.1M | $6.2M | $1.4M | $16.9k | 12.94% | 635 | 4270 |
| 2020Q1 | $7.1M | $6.1M | $1.4M | $7.3k | 12.91% | 674 | 4262 |
| 2019Q4 | $7.3M | $6.3M | $1.4M | $12.0k | 12.37% | 672 | 4251 |
| 2019Q3 | $7.2M | $6.2M | $1.4M | $18.2k | 12.69% | 672 | 4285 |
| 2019Q2 | $7.0M | $6.1M | $1.4M | $14.6k | 12.91% | 671 | 4323 |
| 2019Q1 | $7.1M | $6.2M | $1.5M | $6.9k | 12.64% | 682 | 4329 |
| 2018Q4 | $6.9M | $6.0M | $1.6M | $5.4k | 12.88% | 683 | 4366 |
| 2018Q3 | $6.9M | $5.9M | $1.7M | $23.3k | 13.24% | 685 | 4403 |
| 2018Q2 | $7.1M | $6.2M | $1.7M | $2.5k | 12.51% | 685 | 4404 |
| 2018Q1 | $7.1M | $6.2M | $1.7M | $8.0k | 12.55% | 703 | 4430 |
| 2017Q4 | $7.4M | $6.5M | $1.7M | $6.4k | 12.02% | 703 | 4423 |
| 2017Q3 | $7.4M | $6.5M | $1.8M | $12.6k | 12.11% | 702 | 4467 |
| 2017Q2 | $7.3M | $6.4M | $1.9M | $1.6k | 12.17% | 700 | 4515 |
| 2017Q1 | $7.4M | $6.6M | $2.0M | $-3.7k | 11.80% | 707 | 4528 |
| 2016Q4 | $7.3M | $6.4M | $2.0M | $5.3k | 12.05% | 707 | 4542 |
| 2016Q3 | $7.5M | $6.6M | $2.0M | $-5.1k | 11.60% | 707 | 4547 |
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