credit union · NCUA 62217 · MI
How big is AAC?
AAC (MI, NCUA charter 62217) reported total assets of $212.4M, 14,758 members and a net worth ratio of 24.16% in its Call Report for 2026Q2. That ranks 1246 of 4,299 federally insured credit unions by assets, 487 of 1,061 among credit unions with $100m-$500m in assets, 78 of 169 credit unions in michigan.
What stands out
AAC (MI, NCUA charter 62217) reported total assets of $212.4M, 14,758 members and a net worth ratio of 24.16% in its Call Report for 2026Q2. That ranks 1246 of 4,299 federally insured credit unions by assets, 487 of 1,061 among credit unions with $100m-$500m in assets, 78 of 169 credit unions in michigan. Against its size class: net worth ratio 24.16%, above the peer median of 11.65%; loan-to-share ratio 75.14%, above the peer median of 73.15%; return on assets 1.46%, above the peer median of 0.74%. At 24.16% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $212.4M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $158.1M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $118.8M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $1.5M | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $51.3M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 24.16% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 75.14% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 1.46% | 0.74% | 0.92% | 0.71% | computed |
| Members | 14,758 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $212.4M | $158.1M | $118.8M | $1.5M | 24.16% | 14,758 | 1246 |
| 2026Q1 | $211.2M | $158.5M | $119.5M | $764.6k | 23.92% | 14,809 | 1249 |
| 2025Q4 | $205.5M | $154.4M | $121.0M | $3.1M | 24.22% | 14,960 | 1258 |
| 2025Q3 | $204.6M | $153.6M | $122.3M | $2.4M | 23.45% | 15,002 | 1266 |
| 2025Q2 | $206.2M | $156.1M | $123.0M | $1.6M | 23.48% | 15,096 | 1260 |
| 2025Q1 | $204.5M | $155.2M | $122.3M | $766.7k | 23.27% | 15,199 | 1267 |
| 2024Q4 | $194.9M | $147.7M | $122.9M | $2.3M | 23.35% | 14,721 | 1286 |
| 2024Q3 | $191.1M | $144.6M | $125.8M | $1.6M | 23.58% | 14,837 | 1298 |
| 2024Q2 | $191.9M | $145.8M | $125.6M | $1.0M | 23.15% | 14,891 | 1299 |
| 2024Q1 | $189.2M | $144.2M | $125.8M | $507.9k | 23.22% | 14,874 | 1310 |
| 2023Q4 | $184.2M | $138.9M | $126.4M | $2.4M | 23.58% | 14,941 | 1317 |
| 2023Q3 | $186.2M | $141.4M | $125.8M | $1.9M | 23.10% | 15,105 | 1307 |
| 2023Q2 | $190.7M | $146.4M | $124.6M | $1.3M | 22.24% | 15,238 | 1288 |
| 2023Q1 | $191.7M | $148.3M | $123.5M | $677.7k | 21.82% | 15,207 | 1293 |
| 2022Q4 | $187.9M | $143.8M | $119.1M | $3.0M | 21.97% | 15,163 | 1297 |
| 2022Q3 | $193.4M | $150.8M | $114.0M | $2.3M | 20.98% | 15,199 | 1275 |
| 2022Q2 | $196.6M | $154.6M | $111.1M | $1.4M | 20.17% | 15,176 | 1265 |
| 2022Q1 | $196.5M | $155.5M | $106.3M | $732.0k | 19.85% | 15,284 | 1270 |
| 2021Q4 | $192.4M | $151.8M | $105.2M | $3.3M | 19.90% | 15,457 | 1273 |
| 2021Q3 | $192.9M | $153.0M | $103.0M | $2.5M | 19.50% | 15,549 | 1257 |
| 2021Q2 | $190.0M | $151.5M | $102.5M | $1.7M | 19.37% | 15,506 | 1260 |
| 2021Q1 | $192.5M | $154.2M | $95.7M | $899.3k | 18.67% | 15,604 | 1243 |
| 2020Q4 | $181.0M | $144.3M | $95.6M | $3.4M | 19.36% | 15,579 | 1248 |
| 2020Q3 | $170.9M | $135.0M | $94.7M | $2.5M | 19.96% | 15,650 | 1273 |
| 2020Q2 | $169.8M | $134.6M | $93.8M | $1.5M | 19.49% | 15,662 | 1269 |
| 2020Q1 | $158.6M | $124.8M | $95.2M | $731.6k | 20.38% | 15,867 | 1269 |
| 2019Q4 | $150.8M | $117.8M | $96.3M | $2.7M | 20.88% | 15,909 | 1281 |
| 2019Q3 | $150.9M | $118.5M | $96.8M | $2.1M | 20.46% | 15,902 | 1273 |
| 2019Q2 | $153.1M | $120.3M | $100.1M | $1.4M | 19.70% | 15,924 | 1265 |
| 2019Q1 | $150.9M | $119.5M | $99.7M | $667.2k | 19.54% | 15,905 | 1279 |
| 2018Q4 | $143.2M | $112.9M | $99.5M | $2.6M | 20.11% | 15,830 | 1301 |
| 2018Q3 | $144.8M | $114.8M | $98.4M | $2.0M | 19.47% | 15,748 | 1292 |
| 2018Q2 | $145.0M | $115.2M | $96.9M | $1.3M | 18.94% | 15,733 | 1296 |
| 2018Q1 | $144.6M | $116.4M | $94.2M | $609.6k | 18.51% | 15,579 | 1295 |
| 2017Q4 | $139.3M | $111.4M | $92.6M | $2.4M | 18.78% | 15,367 | 1299 |
| 2017Q3 | $138.7M | $107.7M | $92.7M | $1.8M | 18.45% | 15,257 | 1305 |
| 2017Q2 | $139.4M | $108.4M | $89.5M | $1.2M | 17.91% | 14,933 | 1301 |
| 2017Q1 | $137.6M | $107.4M | $85.8M | $567.6k | 17.69% | 14,577 | 1311 |
| 2016Q4 | $134.3M | $100.7M | $83.5M | $2.0M | 17.70% | 14,429 | 1305 |
| 2016Q3 | $129.0M | $99.5M | $78.3M | $1.5M | 18.02% | 14,121 | 1341 |
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