credit union · NCUA 62196 · MI
How big is THORNAPPLE?
THORNAPPLE (MI, NCUA charter 62196) reported total assets of $79.2M, 8,550 members and a net worth ratio of 9.81% in its Call Report for 2026Q2. That ranks 2018 of 4,299 federally insured credit unions by assets, 198 of 573 among credit unions with $50m-$100m in assets, 122 of 169 credit unions in michigan.
What stands out
THORNAPPLE (MI, NCUA charter 62196) reported total assets of $79.2M, 8,550 members and a net worth ratio of 9.81% in its Call Report for 2026Q2. That ranks 2018 of 4,299 federally insured credit unions by assets, 198 of 573 among credit unions with $50m-$100m in assets, 122 of 169 credit unions in michigan. Against its size class: net worth ratio 9.81%, below the peer median of 12.95%; loan-to-share ratio 86.35%, above the peer median of 60.93%; return on assets 1.14%, above the peer median of 0.73%. At 9.81% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $79.2M | $72.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $70.5M | $61.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $60.9M | $37.6M | $115.9M | $34.4M | record → |
| Net income (year to date) | $452.2k | $269.0k | $792.8k | $222.2k | record → |
| Net worth | $7.8M | $9.2M | $22.8M | $9.0M | record → |
| Net worth ratio | 9.81% | 12.95% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 86.35% | 60.93% | 68.71% | 68.70% | computed |
| Return on assets | 1.14% | 0.73% | 0.92% | 0.71% | computed |
| Members | 8,550 | 5,030 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $79.2M | $70.5M | $60.9M | $452.2k | 9.81% | 8,550 | 2018 |
| 2026Q1 | $78.4M | $70.3M | $60.0M | $163.5k | 9.55% | 8,484 | 2036 |
| 2025Q4 | $74.5M | $66.3M | $59.4M | $958.5k | 9.83% | 8,421 | 2078 |
| 2025Q3 | $73.0M | $64.9M | $59.2M | $697.3k | 9.72% | 8,345 | 2100 |
| 2025Q2 | $72.2M | $64.6M | $58.5M | $353.4k | 9.35% | 8,322 | 2120 |
| 2025Q1 | $71.9M | $64.6M | $57.3M | $102.5k | 9.05% | 8,263 | 2132 |
| 2024Q4 | $72.4M | $65.0M | $56.9M | $892.8k | 8.83% | 8,210 | 2106 |
| 2024Q3 | $70.1M | $62.9M | $56.6M | $626.5k | 8.80% | 8,190 | 2135 |
| 2024Q2 | $68.0M | $60.8M | $56.2M | $390.1k | 8.71% | 8,101 | 2169 |
| 2024Q1 | $70.2M | $62.9M | $55.7M | $159.3k | 8.11% | 8,053 | 2160 |
| 2023Q4 | $66.4M | $59.7M | $55.0M | $846.8k | 8.35% | 7,942 | 2196 |
| 2023Q3 | $64.9M | $58.6M | $53.3M | $624.6k | 8.24% | 7,861 | 2223 |
| 2023Q2 | $63.6M | $57.8M | $51.5M | $427.5k | 8.10% | 7,783 | 2251 |
| 2023Q1 | $63.2M | $57.5M | $50.3M | $173.1k | 7.75% | 7,695 | 2270 |
| 2022Q4 | $62.6M | $56.9M | $50.4M | $670.0k | 7.56% | 7,580 | 2284 |
| 2022Q3 | $62.5M | $56.2M | $49.5M | $512.0k | 7.32% | 7,511 | 2299 |
| 2022Q2 | $60.1M | $54.1M | $46.9M | $330.5k | 7.32% | 7,423 | 2351 |
| 2022Q1 | $59.2M | $53.8M | $42.9M | $148.9k | 7.12% | 7,315 | 2368 |
| 2021Q4 | $57.8M | $52.6M | $41.2M | $577.6k | 7.03% | 7,207 | 2378 |
| 2021Q3 | $57.8M | $53.3M | $38.4M | $368.0k | 6.94% | 7,094 | 2368 |
| 2021Q2 | $57.9M | $53.2M | $36.8M | $205.6k | 6.37% | 6,954 | 2357 |
| 2021Q1 | $56.9M | $52.6M | $34.7M | $72.2k | 6.25% | 7,084 | 2372 |
| 2020Q4 | $49.8M | $45.6M | $33.5M | $406.9k | 7.00% | 6,632 | 2463 |
| 2020Q3 | $46.9M | $43.0M | $33.0M | $308.2k | 7.22% | 6,508 | 2510 |
| 2020Q2 | $45.2M | $40.8M | $31.5M | $229.3k | 7.32% | 6,321 | 2529 |
| 2020Q1 | $40.2M | $36.7M | $30.8M | $100.2k | 7.91% | 6,498 | 2585 |
| 2019Q4 | $37.2M | $33.5M | $30.8M | $211.6k | 8.29% | 6,152 | 2632 |
| 2019Q3 | $35.5M | $32.0M | $29.6M | $99.6k | 8.36% | 6,008 | 2680 |
| 2019Q2 | $35.7M | $32.1M | $27.8M | $14.3k | 8.07% | 5,865 | 2684 |
| 2019Q1 | $34.3M | $30.8M | $26.8M | $-8.6k | 8.33% | 5,693 | 2740 |
| 2018Q4 | $32.2M | $29.1M | $25.7M | $263.3k | 8.90% | 5,506 | 2794 |
| 2018Q3 | $32.4M | $28.9M | $24.1M | $247.5k | 8.80% | 5,391 | 2805 |
| 2018Q2 | $32.3M | $29.0M | $22.4M | $93.4k | 8.36% | 5,756 | 2828 |
| 2018Q1 | $29.9M | $26.7M | $21.8M | $12.6k | 8.76% | 5,577 | 2936 |
| 2017Q4 | $27.4M | $24.3M | $21.5M | $300.3k | 9.50% | 5,353 | 3017 |
| 2017Q3 | $26.9M | $23.7M | $21.0M | $239.4k | 9.45% | 5,294 | 3067 |
| 2017Q2 | $27.2M | $24.2M | $20.4M | $162.2k | 9.06% | 5,253 | 3075 |
| 2017Q1 | $26.3M | $23.6M | $20.1M | $82.3k | 9.06% | 5,164 | 3114 |
| 2016Q4 | $24.6M | $21.8M | $19.5M | $307.2k | 9.38% | 5,115 | 3170 |
| 2016Q3 | $24.1M | $21.6M | $19.6M | $202.9k | 9.13% | 5,053 | 3211 |
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