credit union · NCUA 62170 · MI
How big is LAKES COMMUNITY?
LAKES COMMUNITY (MI, NCUA charter 62170) reported total assets of $96.6M, 9,683 members and a net worth ratio of 11.80% in its Call Report for 2019Q4. That ranks 1666 of 5,349 federally insured credit unions by assets, 32 of 695 among credit unions with $50m-$100m in assets, 104 of 218 credit unions in michigan.
What stands out
LAKES COMMUNITY (MI, NCUA charter 62170) reported total assets of $96.6M, 9,683 members and a net worth ratio of 11.80% in its Call Report for 2019Q4. That ranks 1666 of 5,349 federally insured credit unions by assets, 32 of 695 among credit unions with $50m-$100m in assets, 104 of 218 credit unions in michigan. Against its size class: net worth ratio 11.80%, above the peer median of 11.45%; loan-to-share ratio 73.08%, above the peer median of 68.57%; return on assets 0.81%, above the peer median of 0.60%. At 11.80% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2019Q4
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2019Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $96.6M | $70.4M | $92.7M | $35.7M | record → |
| Shares and deposits | $84.8M | $61.3M | $79.8M | $30.9M | record → |
| Loans outstanding | $62.0M | $41.5M | $51.5M | $19.2M | record → |
| Net income (year to date) | $784.9k | $429.8k | $599.0k | $187.9k | record → |
| Net worth | $11.4M | $8.3M | $10.1M | $4.5M | record → |
| Net worth ratio | 11.80% | 11.45% | 11.66% | 12.02% | record → |
| Loan-to-share ratio | 73.08% | 68.57% | 69.79% | 70.78% | computed |
| Return on assets | 0.81% | 0.60% | 0.73% | 0.59% | computed |
| Members | 9,683 | 6,964 | 9,402 | 3,752 | record → |
Quarter by quarter
19 Call Reports on record, 2015Q2–2019Q4; the 19 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2019Q4 | $96.6M | $84.8M | $62.0M | $784.9k | 11.80% | 9,683 | 1666 |
| 2019Q3 | $96.6M | $84.6M | $64.1M | $520.3k | 11.52% | 9,764 | 1652 |
| 2019Q2 | $99.1M | $87.1M | $66.5M | $318.1k | 11.03% | 9,783 | 1640 |
| 2019Q1 | $99.5M | $87.8M | $67.5M | $158.0k | 10.82% | 10,079 | 1637 |
| 2018Q4 | $98.2M | $87.1M | $69.3M | $302.2k | 10.80% | 10,112 | 1629 |
| 2018Q3 | $97.4M | $85.6M | $69.6M | $232.0k | 10.83% | 10,099 | 1640 |
| 2018Q2 | $98.0M | $87.2M | $69.4M | $46.8k | 10.57% | 10,117 | 1635 |
| 2018Q1 | $97.5M | $86.5M | $67.2M | $-10.8k | 10.57% | 10,168 | 1641 |
| 2017Q4 | $94.8M | $83.9M | $66.7M | $204.3k | 10.88% | 10,174 | 1636 |
| 2017Q3 | $95.8M | $84.6M | $65.1M | $183.0k | 10.74% | 10,092 | 1635 |
| 2017Q2 | $96.8M | $85.8M | $63.7M | $59.5k | 10.50% | 10,000 | 1631 |
| 2017Q1 | $93.4M | $82.4M | $60.6M | $5.7k | 10.83% | 9,986 | 1670 |
| 2016Q4 | $90.5M | $79.7M | $55.2M | $-91.7k | 11.17% | 9,877 | 1673 |
| 2016Q3 | $94.3M | $83.4M | $53.7M | $-9.1k | 10.81% | 9,756 | 1627 |
| 2016Q2 | $94.3M | $83.3M | $54.7M | $7.6k | 10.83% | 9,705 | 1623 |
| 2016Q1 | $93.4M | $82.5M | $55.4M | $-26.2k | 10.89% | 9,723 | 1638 |
| 2015Q4 | $91.0M | $80.1M | $56.2M | $99.8k | 11.20% | 9,699 | 1639 |
| 2015Q3 | $87.6M | $76.8M | $57.3M | $61.7k | 11.60% | 9,669 | 1662 |
| 2015Q2 | $89.8M | $78.9M | $58.1M | $30.3k | 11.29% | 9,603 | 1639 |
Machine access — free, no API key
Every figure shown here about How big is LAKES COMMUNITY? $96.6M in assets, 9,683 members, net worth 11.80% (2019Q4) can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.
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