credit union · NCUA 62143 · MI
How big is SOUTH CENTRAL?
SOUTH CENTRAL (MI, NCUA charter 62143) reported total assets of $84.6M, 6,794 members and a net worth ratio of 14.20% in its Call Report for 2026Q2. That ranks 1964 of 4,299 federally insured credit unions by assets, 144 of 573 among credit unions with $50m-$100m in assets, 118 of 169 credit unions in michigan.
What stands out
SOUTH CENTRAL (MI, NCUA charter 62143) reported total assets of $84.6M, 6,794 members and a net worth ratio of 14.20% in its Call Report for 2026Q2. That ranks 1964 of 4,299 federally insured credit unions by assets, 144 of 573 among credit unions with $50m-$100m in assets, 118 of 169 credit unions in michigan. Against its size class: net worth ratio 14.20%, above the peer median of 12.95%; loan-to-share ratio 55.78%, below the peer median of 60.93%; return on assets 0.16%, below the peer median of 0.73%. At 14.20% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $84.6M | $72.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $72.0M | $61.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $40.2M | $37.6M | $115.9M | $34.4M | record → |
| Net income (year to date) | $68.0k | $269.0k | $792.8k | $222.2k | record → |
| Net worth | $12.0M | $9.2M | $22.8M | $9.0M | record → |
| Net worth ratio | 14.20% | 12.95% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 55.78% | 60.93% | 68.71% | 68.70% | computed |
| Return on assets | 0.16% | 0.73% | 0.92% | 0.71% | computed |
| Members | 6,794 | 5,030 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $84.6M | $72.0M | $40.2M | $68.0k | 14.20% | 6,794 | 1964 |
| 2026Q1 | $84.9M | $72.5M | $39.9M | $54.8k | 14.29% | 6,814 | 1970 |
| 2025Q4 | $84.8M | $72.9M | $40.3M | $181.4k | 14.23% | 6,802 | 1968 |
| 2025Q3 | $84.7M | $72.4M | $39.1M | $231.9k | 14.32% | 6,777 | 1971 |
| 2025Q2 | $85.9M | $72.8M | $37.9M | $121.8k | 13.99% | 6,730 | 1961 |
| 2025Q1 | $86.3M | $74.2M | $37.9M | $37.7k | 13.97% | 7,115 | 1965 |
| 2024Q4 | $83.6M | $71.4M | $37.9M | $598.8k | 14.39% | 7,114 | 1981 |
| 2024Q3 | $83.1M | $71.1M | $39.8M | $563.3k | 14.41% | 7,148 | 1984 |
| 2024Q2 | $84.5M | $72.4M | $42.0M | $398.8k | 13.99% | 7,208 | 1976 |
| 2024Q1 | $84.6M | $72.8M | $43.9M | $155.6k | 13.83% | 7,392 | 1985 |
| 2023Q4 | $84.2M | $72.6M | $42.4M | $310.7k | 13.72% | 7,324 | 1979 |
| 2023Q3 | $87.5M | $76.2M | $42.4M | $207.8k | 13.08% | 7,341 | 1954 |
| 2023Q2 | $90.2M | $78.5M | $42.7M | $497.5k | 12.58% | 7,343 | 1932 |
| 2023Q1 | $93.7M | $82.3M | $32.4M | $276.2k | 11.87% | 7,045 | 1904 |
| 2022Q4 | $94.3M | $83.1M | $29.2M | $399.6k | 11.51% | 7,567 | 1891 |
| 2022Q3 | $96.1M | $85.1M | $28.7M | $223.6k | 11.11% | 7,618 | 1874 |
| 2022Q2 | $94.0M | $83.1M | $28.5M | $102.2k | 11.23% | 7,664 | 1896 |
| 2022Q1 | $94.5M | $83.7M | $26.5M | $34.0k | 11.10% | 7,716 | 1892 |
| 2021Q4 | $93.7M | $83.0M | $26.8M | $327.8k | 11.16% | 7,798 | 1891 |
| 2021Q3 | $92.2M | $81.8M | $27.6M | $292.2k | 11.30% | 7,873 | 1898 |
| 2021Q2 | $93.7M | $83.1M | $28.9M | $114.9k | 10.97% | 7,949 | 1871 |
| 2021Q1 | $93.0M | $82.6M | $29.5M | $18.9k | 10.95% | 8,026 | 1876 |
| 2020Q4 | $88.0M | $77.5M | $31.4M | $2.3k | 11.55% | 8,080 | 1885 |
| 2020Q3 | $85.7M | $75.1M | $32.3M | $8.0k | 11.87% | 8,133 | 1887 |
| 2020Q2 | $85.6M | $75.0M | $33.2M | $-14.9k | 11.94% | 8,172 | 1870 |
| 2020Q1 | $79.0M | $68.4M | $35.2M | $-28.6k | 12.91% | 8,157 | 1890 |
| 2019Q4 | $78.0M | $67.3M | $36.4M | $230.0k | 13.12% | 8,159 | 1878 |
| 2019Q3 | $76.9M | $66.4M | $37.9M | $164.0k | 13.21% | 8,188 | 1879 |
| 2019Q2 | $80.4M | $69.7M | $37.6M | $77.6k | 12.54% | 8,150 | 1842 |
| 2019Q1 | $77.6M | $67.1M | $36.9M | $37.3k | 12.93% | 8,023 | 1877 |
| 2018Q4 | $74.7M | $64.3M | $36.8M | $268.8k | 13.38% | 7,979 | 1891 |
| 2018Q3 | $74.7M | $64.3M | $37.1M | $207.4k | 13.30% | 7,965 | 1893 |
| 2018Q2 | $75.8M | $65.4M | $35.9M | $161.7k | 13.05% | 7,852 | 1898 |
| 2018Q1 | $75.3M | $64.9M | $34.0M | $165.2k | 13.14% | 7,746 | 1900 |
| 2017Q4 | $75.1M | $64.9M | $32.6M | $420.0k | 12.95% | 7,658 | 1880 |
| 2017Q3 | $74.1M | $64.2M | $30.4M | $285.0k | 12.95% | 7,593 | 1902 |
| 2017Q2 | $73.4M | $63.5M | $28.7M | $228.3k | 12.99% | 7,569 | 1933 |
| 2017Q1 | $73.7M | $63.8M | $27.2M | $111.0k | 12.79% | 7,621 | 1933 |
| 2016Q4 | $70.5M | $60.8M | $24.1M | $276.5k | 13.29% | 7,519 | 1957 |
| 2016Q3 | $70.2M | $60.5M | $23.9M | $166.3k | 13.18% | 7,575 | 1961 |
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