credit union · NCUA 62123 · MI
How big is RIVER VALLEY?
RIVER VALLEY (MI, NCUA charter 62123) reported total assets of $124.0M, 9,121 members and a net worth ratio of 12.13% in its Call Report for 2026Q2. That ranks 1661 of 4,299 federally insured credit unions by assets, 902 of 1,061 among credit unions with $100m-$500m in assets, 106 of 169 credit unions in michigan.
What stands out
RIVER VALLEY (MI, NCUA charter 62123) reported total assets of $124.0M, 9,121 members and a net worth ratio of 12.13% in its Call Report for 2026Q2. That ranks 1661 of 4,299 federally insured credit unions by assets, 902 of 1,061 among credit unions with $100m-$500m in assets, 106 of 169 credit unions in michigan. Against its size class: net worth ratio 12.13%, above the peer median of 11.65%; loan-to-share ratio 68.57%, below the peer median of 73.15%; return on assets 0.71%, below the peer median of 0.74%. At 12.13% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $124.0M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $107.5M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $73.7M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $439.3k | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $15.0M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 12.13% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 68.57% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 0.71% | 0.74% | 0.92% | 0.71% | computed |
| Members | 9,121 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $124.0M | $107.5M | $73.7M | $439.3k | 12.13% | 9,121 | 1661 |
| 2026Q1 | $124.4M | $108.7M | $73.3M | $197.1k | 11.89% | 9,205 | 1660 |
| 2025Q4 | $119.8M | $104.2M | $73.2M | $923.8k | 12.19% | 9,324 | 1678 |
| 2025Q3 | $117.8M | $102.3M | $74.2M | $706.6k | 12.23% | 9,372 | 1690 |
| 2025Q2 | $123.5M | $107.6M | $74.0M | $430.2k | 11.44% | 9,369 | 1650 |
| 2025Q1 | $124.2M | $109.3M | $74.3M | $147.2k | 11.15% | 9,628 | 1640 |
| 2024Q4 | $118.9M | $104.3M | $75.6M | $850.7k | 11.53% | 9,655 | 1667 |
| 2024Q3 | $119.6M | $105.1M | $76.0M | $599.3k | 11.27% | 9,699 | 1659 |
| 2024Q2 | $120.6M | $106.2M | $76.1M | $397.0k | 11.01% | 9,736 | 1661 |
| 2024Q1 | $121.1M | $107.0M | $74.7M | $168.1k | 10.77% | 9,738 | 1669 |
| 2023Q4 | $120.4M | $103.4M | $73.3M | $1.3M | 10.69% | 9,699 | 1666 |
| 2023Q3 | $118.2M | $104.4M | $69.8M | $1.1M | 10.68% | 9,735 | 1676 |
| 2023Q2 | $127.0M | $113.5M | $68.9M | $482.7k | 9.48% | 9,772 | 1618 |
| 2023Q1 | $131.6M | $118.8M | $66.4M | $294.2k | 9.00% | 9,796 | 1597 |
| 2022Q4 | $129.0M | $116.7M | $64.4M | $2.2M | 8.97% | 9,814 | 1610 |
| 2022Q3 | $133.2M | $122.0M | $62.2M | $785.6k | 7.60% | 9,929 | 1580 |
| 2022Q2 | $135.9M | $125.0M | $60.4M | $519.3k | 7.25% | 9,999 | 1573 |
| 2022Q1 | $135.5M | $125.3M | $57.6M | $258.6k | 7.08% | 10,004 | 1575 |
| 2021Q4 | $126.1M | $115.7M | $56.9M | $1.1M | 7.40% | 10,094 | 1622 |
| 2021Q3 | $123.7M | $114.2M | $56.5M | $786.0k | 7.30% | 10,133 | 1628 |
| 2021Q2 | $125.2M | $115.2M | $55.1M | $433.2k | 7.31% | 10,493 | 1609 |
| 2021Q1 | $126.2M | $116.9M | $54.0M | $200.3k | 7.30% | 10,482 | 1601 |
| 2020Q4 | $112.4M | $103.7M | $51.0M | $-271.3k | 7.32% | 10,521 | 1647 |
| 2020Q3 | $110.4M | $101.1M | $50.7M | $142.9k | 7.83% | 10,514 | 1633 |
| 2020Q2 | $113.1M | $103.7M | $48.3M | $317.6k | 7.80% | 10,463 | 1616 |
| 2020Q1 | $101.8M | $92.6M | $48.9M | $138.5k | 8.49% | 10,459 | 1640 |
| 2019Q4 | $92.2M | $83.0M | $49.7M | $770.5k | 9.22% | 10,496 | 1707 |
| 2019Q3 | $93.2M | $84.3M | $49.5M | $452.3k | 8.78% | 10,552 | 1688 |
| 2019Q2 | $96.4M | $88.4M | $49.4M | $128.2k | 8.16% | 10,591 | 1660 |
| 2019Q1 | $98.0M | $89.6M | $46.4M | $-414.8k | 7.47% | 10,628 | 1650 |
| 2018Q4 | $91.6M | $83.1M | $46.8M | $521.2k | 8.45% | 10,702 | 1693 |
| 2018Q3 | $92.9M | $84.4M | $46.8M | $287.9k | 8.07% | 10,784 | 1683 |
| 2018Q2 | $97.8M | $89.6M | $46.2M | $72.6k | 7.45% | 10,914 | 1638 |
| 2018Q1 | $100.4M | $92.0M | $45.3M | $-51.9k | 7.13% | 10,995 | 1612 |
| 2017Q4 | $89.5M | $81.7M | $46.4M | $624.7k | 8.06% | 11,009 | 1697 |
| 2017Q3 | $90.2M | $82.5M | $46.8M | $496.1k | 7.86% | 11,078 | 1692 |
| 2017Q2 | $94.4M | $87.2M | $45.5M | $242.8k | 7.23% | 11,148 | 1664 |
| 2017Q1 | $96.7M | $89.2M | $45.2M | $99.8k | 7.29% | 11,154 | 1632 |
| 2016Q4 | $90.0M | $83.2M | $47.7M | $-1.4M | 7.32% | 11,195 | 1684 |
| 2016Q3 | $90.1M | $82.8M | $47.0M | $-953.4k | 7.78% | 11,307 | 1680 |
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