credit union · NCUA 62066 · MI
How big is HARBORLIGHT?
HARBORLIGHT (MI, NCUA charter 62066) reported total assets of $170.1M, 11,505 members and a net worth ratio of 11.32% in its Call Report for 2026Q2. That ranks 1415 of 4,299 federally insured credit unions by assets, 656 of 1,061 among credit unions with $100m-$500m in assets, 91 of 169 credit unions in michigan.
What stands out
HARBORLIGHT (MI, NCUA charter 62066) reported total assets of $170.1M, 11,505 members and a net worth ratio of 11.32% in its Call Report for 2026Q2. That ranks 1415 of 4,299 federally insured credit unions by assets, 656 of 1,061 among credit unions with $100m-$500m in assets, 91 of 169 credit unions in michigan. Against its size class: net worth ratio 11.32%, below the peer median of 11.65%; loan-to-share ratio 73.20%, above the peer median of 73.15%; return on assets 1.06%, above the peer median of 0.74%. At 11.32% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $170.1M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $149.3M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $109.3M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $902.9k | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $19.3M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 11.32% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 73.20% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 1.06% | 0.74% | 0.92% | 0.71% | computed |
| Members | 11,505 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $170.1M | $149.3M | $109.3M | $902.9k | 11.32% | 11,505 | 1415 |
| 2026Q1 | $169.3M | $148.9M | $108.3M | $350.8k | 11.05% | 11,537 | 1411 |
| 2025Q4 | $162.0M | $141.8M | $109.6M | $2.1M | 11.33% | 11,504 | 1439 |
| 2025Q3 | $162.1M | $142.5M | $110.2M | $1.5M | 10.99% | 11,556 | 1440 |
| 2025Q2 | $164.2M | $145.1M | $108.2M | $886.0k | 10.49% | 11,567 | 1429 |
| 2025Q1 | $162.9M | $144.2M | $107.2M | $374.3k | 10.27% | 11,526 | 1433 |
| 2024Q4 | $157.2M | $138.9M | $106.4M | $1.4M | 10.40% | 11,528 | 1448 |
| 2024Q3 | $157.4M | $139.4M | $104.9M | $1.1M | 10.19% | 11,518 | 1440 |
| 2024Q2 | $157.3M | $139.7M | $103.6M | $600.8k | 9.91% | 11,486 | 1444 |
| 2024Q1 | $157.7M | $140.4M | $99.6M | $325.5k | 9.71% | 11,480 | 1451 |
| 2023Q4 | $154.9M | $137.8M | $97.8M | $1.2M | 9.67% | 11,505 | 1451 |
| 2023Q3 | $157.2M | $140.3M | $94.1M | $1.0M | 9.42% | 11,472 | 1433 |
| 2023Q2 | $164.9M | $148.2M | $90.0M | $796.5k | 8.85% | 11,404 | 1406 |
| 2023Q1 | $167.4M | $151.7M | $85.9M | $402.2k | 8.15% | 11,129 | 1403 |
| 2022Q4 | $170.0M | $154.9M | $83.6M | $823.6k | 7.53% | 10,801 | 1381 |
| 2022Q3 | $169.6M | $154.7M | $79.9M | $552.3k | 7.38% | 10,798 | 1384 |
| 2022Q2 | $171.2M | $156.2M | $79.5M | $259.4k | 7.14% | 10,793 | 1384 |
| 2022Q1 | $165.8M | $150.9M | $79.3M | $88.9k | 7.27% | 10,835 | 1413 |
| 2021Q4 | $159.2M | $144.1M | $79.0M | $709.2k | 7.52% | 10,846 | 1432 |
| 2021Q3 | $159.4M | $144.4M | $78.4M | $592.9k | 7.44% | 10,853 | 1414 |
| 2021Q2 | $159.5M | $144.5M | $76.2M | $354.6k | 7.28% | 10,805 | 1412 |
| 2021Q1 | $153.8M | $142.0M | $74.2M | $158.5k | 7.42% | 10,765 | 1428 |
| 2020Q4 | $142.4M | $130.6M | $74.7M | $189.8k | 7.90% | 10,741 | 1447 |
| 2020Q3 | $138.2M | $126.6M | $74.8M | $60.4k | 8.05% | 10,731 | 1452 |
| 2020Q2 | $135.1M | $123.6M | $72.9M | $78.9k | 8.25% | 10,706 | 1466 |
| 2020Q1 | $123.0M | $111.6M | $72.1M | $99.2k | 9.08% | 10,702 | 1494 |
| 2019Q4 | $117.1M | $104.8M | $71.1M | $443.7k | 9.45% | 10,661 | 1508 |
| 2019Q3 | $116.7M | $105.5M | $69.3M | $282.3k | 9.34% | 10,673 | 1502 |
| 2019Q2 | $116.4M | $105.4M | $66.1M | $127.7k | 9.23% | 10,552 | 1507 |
| 2019Q1 | $114.4M | $103.5M | $62.7M | $10.9k | 9.29% | 10,470 | 1526 |
| 2018Q4 | $110.1M | $99.2M | $61.0M | $71.6k | 9.65% | 10,461 | 1536 |
| 2018Q3 | $111.7M | $100.9M | $60.1M | $31.7k | 9.47% | 10,426 | 1519 |
| 2018Q2 | $112.6M | $101.8M | $56.9M | $95.0k | 9.45% | 10,324 | 1523 |
| 2018Q1 | $111.9M | $101.1M | $55.9M | $46.0k | 9.47% | 10,282 | 1523 |
| 2017Q4 | $105.9M | $95.4M | $54.7M | $-81.6k | 9.97% | 10,266 | 1551 |
| 2017Q3 | $106.6M | $96.4M | $53.5M | $-6.6k | 9.96% | 10,257 | 1544 |
| 2017Q2 | $108.4M | $97.8M | $53.5M | $-28.9k | 9.78% | 10,176 | 1535 |
| 2017Q1 | $106.6M | $95.9M | $53.1M | $19.2k | 9.99% | 10,080 | 1551 |
| 2016Q4 | $100.7M | $90.0M | $53.6M | $392.0k | 10.56% | 10,079 | 1578 |
| 2016Q3 | $100.6M | $89.9M | $53.1M | $203.9k | 10.39% | 10,214 | 1582 |
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