credit union · NCUA 62049 · MI
How big is MICHIGAN SCHOOLS AND GOVERNMENT?
MICHIGAN SCHOOLS AND GOVERNMENT (MI, NCUA charter 62049) reported total assets of $4.4B, 163,462 members and a net worth ratio of 12.63% in its Call Report for 2026Q2. That ranks 110 of 4,299 federally insured credit unions by assets, 85 of 454 among credit unions with $1b-$10b in assets, 6 of 169 credit unions in michigan.
What stands out
MICHIGAN SCHOOLS AND GOVERNMENT (MI, NCUA charter 62049) reported total assets of $4.4B, 163,462 members and a net worth ratio of 12.63% in its Call Report for 2026Q2. That ranks 110 of 4,299 federally insured credit unions by assets, 85 of 454 among credit unions with $1b-$10b in assets, 6 of 169 credit unions in michigan. Against its size class: net worth ratio 12.63%, above the peer median of 10.89%; loan-to-share ratio 103.02%, above the peer median of 88.03%; return on assets 1.47%, above the peer median of 0.80%. At 12.63% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.4B | $2.1B | $186.5M | $68.3M | record → |
| Shares and deposits | $3.7B | $1.8B | $160.8M | $58.3M | record → |
| Loans outstanding | $3.8B | $1.5B | $115.9M | $34.4M | record → |
| Net income (year to date) | $32.3M | $8.3M | $792.8k | $222.2k | record → |
| Net worth | $556.9M | $244.6M | $22.8M | $9.0M | record → |
| Net worth ratio | 12.63% | 10.89% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 103.02% | 88.03% | 68.71% | 68.70% | computed |
| Return on assets | 1.47% | 0.80% | 0.92% | 0.71% | computed |
| Members | 163,462 | 115,183 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $4.4B | $3.7B | $3.8B | $32.3M | 12.63% | 163,462 | 110 |
| 2026Q1 | $4.4B | $3.7B | $3.7B | $8.1M | 12.20% | 162,111 | 112 |
| 2025Q4 | $4.3B | $3.5B | $3.7B | $47.0M | 12.25% | 161,135 | 115 |
| 2025Q3 | $4.2B | $3.4B | $3.6B | $36.2M | 12.33% | 160,138 | 118 |
| 2025Q2 | $4.1B | $3.4B | $3.5B | $19.6M | 12.13% | 158,593 | 118 |
| 2025Q1 | $4.0B | $3.3B | $3.4B | $4.0M | 11.81% | 153,455 | 122 |
| 2024Q4 | $3.9B | $3.2B | $3.4B | $37.4M | 11.92% | 152,794 | 122 |
| 2024Q3 | $3.8B | $3.1B | $3.3B | $29.9M | 12.01% | 152,072 | 121 |
| 2024Q2 | $3.7B | $3.1B | $3.2B | $20.6M | 11.94% | 150,686 | 121 |
| 2024Q1 | $3.7B | $3.0B | $3.1B | $9.4M | 11.90% | 149,827 | 123 |
| 2023Q4 | $3.6B | $2.8B | $3.1B | $30.3M | 11.77% | 149,277 | 121 |
| 2023Q3 | $3.5B | $2.8B | $3.0B | $20.8M | 11.81% | 148,202 | 122 |
| 2023Q2 | $3.4B | $2.8B | $2.9B | $17.7M | 12.08% | 145,638 | 126 |
| 2023Q1 | $3.4B | $2.8B | $2.9B | $9.4M | 12.00% | 144,194 | 125 |
| 2022Q4 | $3.3B | $2.7B | $2.8B | $33.0M | 11.92% | 142,842 | 125 |
| 2022Q3 | $3.2B | $2.7B | $2.7B | $20.5M | 11.88% | 141,251 | 126 |
| 2022Q2 | $3.2B | $2.8B | $2.6B | $10.5M | 11.62% | 138,957 | 124 |
| 2022Q1 | $3.1B | $2.7B | $2.5B | $7.5M | 11.79% | 137,204 | 125 |
| 2021Q4 | $3.1B | $2.6B | $2.4B | $47.6M | 11.87% | 136,830 | 125 |
| 2021Q3 | $3.0B | $2.6B | $2.3B | $33.1M | 11.63% | 135,970 | 123 |
| 2021Q2 | $3.0B | $2.6B | $2.2B | $22.6M | 11.40% | 135,006 | 121 |
| 2021Q1 | $2.9B | $2.5B | $2.2B | $10.0M | 11.22% | 133,669 | 123 |
| 2020Q4 | $2.8B | $2.4B | $2.1B | $31.6M | 11.40% | 132,699 | 122 |
| 2020Q3 | $2.7B | $2.3B | $2.0B | $19.9M | 11.31% | 132,290 | 119 |
| 2020Q2 | $2.7B | $2.3B | $2.0B | $8.9M | 11.06% | 131,495 | 120 |
| 2020Q1 | $2.5B | $2.1B | $1.9B | $-2.5M | 11.31% | 136,695 | 119 |
| 2019Q4 | $2.4B | $2.0B | $1.9B | $30.1M | 12.00% | 135,173 | 120 |
| 2019Q3 | $2.3B | $1.9B | $1.8B | $23.2M | 12.15% | 133,671 | 123 |
| 2019Q2 | $2.3B | $1.9B | $1.7B | $16.3M | 12.00% | 131,219 | 123 |
| 2019Q1 | $2.2B | $1.9B | $1.7B | $8.9M | 12.04% | 129,871 | 125 |
| 2018Q4 | $2.0B | $1.7B | $1.7B | $27.1M | 12.49% | 127,825 | 131 |
| 2018Q3 | $2.0B | $1.7B | $1.6B | $23.4M | 12.77% | 125,656 | 132 |
| 2018Q2 | $2.0B | $1.7B | $1.6B | $15.2M | 12.43% | 123,941 | 131 |
| 2018Q1 | $1.9B | $1.7B | $1.5B | $9.0M | 12.22% | 121,594 | 132 |
| 2017Q4 | $1.9B | $1.6B | $1.5B | $25.4M | 12.26% | 119,258 | 136 |
| 2017Q3 | $1.8B | $1.6B | $1.4B | $19.7M | 12.15% | 117,161 | 134 |
| 2017Q2 | $1.8B | $1.6B | $1.4B | $13.2M | 12.07% | 114,859 | 138 |
| 2017Q1 | $1.7B | $1.5B | $1.3B | $6.6M | 11.91% | 111,881 | 139 |
| 2016Q4 | $1.7B | $1.5B | $1.3B | $24.1M | 12.09% | 108,954 | 139 |
| 2016Q3 | $1.6B | $1.4B | $1.2B | $16.5M | 11.93% | 107,239 | 141 |
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