credit union · NCUA 62028 · MI
How big is OUR?
OUR (MI, NCUA charter 62028) reported total assets of $375.1M, 23,559 members and a net worth ratio of 9.98% in its Call Report for 2026Q2. That ranks 911 of 4,299 federally insured credit unions by assets, 152 of 1,061 among credit unions with $100m-$500m in assets, 55 of 169 credit unions in michigan.
What stands out
OUR (MI, NCUA charter 62028) reported total assets of $375.1M, 23,559 members and a net worth ratio of 9.98% in its Call Report for 2026Q2. That ranks 911 of 4,299 federally insured credit unions by assets, 152 of 1,061 among credit unions with $100m-$500m in assets, 55 of 169 credit unions in michigan. Against its size class: net worth ratio 9.98%, below the peer median of 11.65%; loan-to-share ratio 68.88%, below the peer median of 73.15%; return on assets 0.63%, below the peer median of 0.74%. At 9.98% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $375.1M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $347.3M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $239.2M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $1.2M | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $37.4M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 9.98% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 68.88% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 0.63% | 0.74% | 0.92% | 0.71% | computed |
| Members | 23,559 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $375.1M | $347.3M | $239.2M | $1.2M | 9.98% | 23,559 | 911 |
| 2026Q1 | $369.8M | $343.0M | $225.6M | $487.7k | 9.94% | 23,532 | 919 |
| 2025Q4 | $360.4M | $335.3M | $223.3M | $2.4M | 10.06% | 23,626 | 924 |
| 2025Q3 | $353.7M | $329.6M | $221.6M | $1.8M | 10.07% | 23,668 | 932 |
| 2025Q2 | $360.4M | $338.0M | $219.7M | $1.2M | 9.71% | 23,567 | 919 |
| 2025Q1 | $360.3M | $339.0M | $203.4M | $521.3k | 9.53% | 23,513 | 922 |
| 2024Q4 | $357.8M | $338.8M | $209.8M | $1.3M | 9.45% | 23,614 | 914 |
| 2024Q3 | $358.9M | $336.9M | $210.4M | $876.2k | 9.31% | 23,711 | 913 |
| 2024Q2 | $365.1M | $345.9M | $211.8M | $497.0k | 9.05% | 23,767 | 898 |
| 2024Q1 | $365.2M | $346.4M | $210.9M | $148.4k | 8.95% | 23,896 | 901 |
| 2023Q4 | $364.5M | $339.5M | $220.5M | $1.6M | 8.93% | 23,930 | 890 |
| 2023Q3 | $364.5M | $343.6M | $230.9M | $1.3M | 8.86% | 24,016 | 891 |
| 2023Q2 | $382.9M | $356.4M | $241.6M | $841.8k | 8.31% | 24,045 | 861 |
| 2023Q1 | $395.1M | $363.0M | $250.9M | $395.9k | 7.94% | 24,086 | 848 |
| 2022Q4 | $386.2M | $352.5M | $259.5M | $2.0M | 8.02% | 23,971 | 850 |
| 2022Q3 | $382.0M | $355.6M | $250.9M | $1.5M | 7.97% | 23,608 | 854 |
| 2022Q2 | $382.2M | $359.6M | $245.8M | $856.5k | 7.80% | 23,261 | 853 |
| 2022Q1 | $384.0M | $357.8M | $240.0M | $267.6k | 7.61% | 22,964 | 852 |
| 2021Q4 | $380.4M | $351.0M | $227.4M | $1.3M | 7.62% | 22,794 | 848 |
| 2021Q3 | $365.3M | $335.0M | $225.4M | $909.7k | 7.82% | 22,542 | 859 |
| 2021Q2 | $358.4M | $328.7M | $219.7M | $491.6k | 7.85% | 22,330 | 862 |
| 2021Q1 | $344.2M | $315.0M | $212.8M | $142.2k | 8.07% | 22,140 | 875 |
| 2020Q4 | $316.3M | $286.5M | $199.5M | $1.4M | 8.74% | 22,041 | 884 |
| 2020Q3 | $304.1M | $274.6M | $194.4M | $1.1M | 8.97% | 22,086 | 891 |
| 2020Q2 | $302.1M | $272.8M | $179.5M | $757.5k | 8.92% | 22,072 | 881 |
| 2020Q1 | $278.2M | $249.9M | $186.9M | $346.7k | 9.54% | 22,190 | 890 |
| 2019Q4 | $269.4M | $242.0M | $185.2M | $2.2M | 9.72% | 22,189 | 888 |
| 2019Q3 | $264.4M | $237.2M | $187.4M | $1.7M | 9.72% | 22,192 | 895 |
| 2019Q2 | $258.0M | $231.0M | $155.9M | $987.9k | 9.69% | 22,121 | 905 |
| 2019Q1 | $265.8M | $240.8M | $152.0M | $356.2k | 9.17% | 21,986 | 892 |
| 2018Q4 | $254.9M | $232.5M | $153.1M | $1.4M | 9.42% | 21,927 | 897 |
| 2018Q3 | $248.4M | $224.6M | $146.2M | $1.1M | 9.54% | 21,965 | 906 |
| 2018Q2 | $254.5M | $231.9M | $147.9M | $760.3k | 9.19% | 21,967 | 895 |
| 2018Q1 | $255.4M | $233.1M | $148.2M | $284.7k | 8.98% | 22,044 | 888 |
| 2017Q4 | $247.8M | $224.3M | $147.8M | $1.3M | 9.15% | 22,048 | 892 |
| 2017Q3 | $244.4M | $221.2M | $149.8M | $999.8k | 9.13% | 22,067 | 893 |
| 2017Q2 | $246.7M | $224.7M | $144.6M | $606.3k | 8.88% | 22,008 | 881 |
| 2017Q1 | $243.4M | $222.9M | $139.6M | $176.4k | 8.83% | 21,946 | 889 |
| 2016Q4 | $238.4M | $217.6M | $138.2M | $872.1k | 8.94% | 21,817 | 881 |
| 2016Q3 | $236.4M | $213.9M | $124.9M | $681.9k | 8.94% | 21,674 | 886 |
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