credit union · NCUA 62026 · KY
How big is MEMBERS CHOICE?
MEMBERS CHOICE (KY, NCUA charter 62026) reported total assets of $430.8M, 23,103 members and a net worth ratio of 8.38% in its Call Report for 2026Q2. That ranks 829 of 4,299 federally insured credit unions by assets, 70 of 1,061 among credit unions with $100m-$500m in assets, 8 of 51 credit unions in kentucky.
What stands out
MEMBERS CHOICE (KY, NCUA charter 62026) reported total assets of $430.8M, 23,103 members and a net worth ratio of 8.38% in its Call Report for 2026Q2. That ranks 829 of 4,299 federally insured credit unions by assets, 70 of 1,061 among credit unions with $100m-$500m in assets, 8 of 51 credit unions in kentucky. Against its size class: net worth ratio 8.38%, below the peer median of 11.65%; loan-to-share ratio 76.98%, above the peer median of 73.15%; return on assets 0.64%, below the peer median of 0.74%. At 8.38% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $430.8M | $198.1M | $56.1M | $68.3M | record → |
| Shares and deposits | $388.4M | $172.3M | $46.3M | $58.3M | record → |
| Loans outstanding | $299.0M | $125.2M | $22.8M | $34.4M | record → |
| Net income (year to date) | $1.4M | $766.3k | $184.8k | $222.2k | record → |
| Net worth | $36.1M | $24.5M | $8.2M | $9.0M | record → |
| Net worth ratio | 8.38% | 11.65% | 12.98% | 12.65% | record → |
| Loan-to-share ratio | 76.98% | 73.15% | 66.54% | 68.70% | computed |
| Return on assets | 0.64% | 0.74% | 0.64% | 0.71% | computed |
| Members | 23,103 | 13,230 | 4,475 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $430.8M | $388.4M | $299.0M | $1.4M | 8.38% | 23,103 | 829 |
| 2026Q1 | $425.8M | $384.1M | $288.9M | $688.5k | 8.31% | 23,216 | 835 |
| 2025Q4 | $422.1M | $374.9M | $288.4M | $2.2M | 8.22% | 23,228 | 830 |
| 2025Q3 | $411.3M | $370.9M | $278.7M | $1.3M | 8.22% | 23,218 | 846 |
| 2025Q2 | $410.7M | $370.6M | $275.7M | $732.3k | 8.09% | 23,296 | 842 |
| 2025Q1 | $403.7M | $371.6M | $271.2M | $388.4k | 8.15% | 24,157 | 856 |
| 2024Q4 | $408.8M | $371.4M | $273.7M | $1.0M | 8.01% | 23,969 | 838 |
| 2024Q3 | $404.8M | $372.9M | $264.7M | $583.4k | 7.98% | 23,367 | 842 |
| 2024Q2 | $405.7M | $374.1M | $263.6M | $548.8k | 7.95% | 23,762 | 840 |
| 2024Q1 | $404.0M | $376.1M | $262.7M | $276.7k | 7.84% | 25,189 | 842 |
| 2023Q4 | $402.5M | $363.6M | $262.2M | $-1.9M | 7.80% | 24,342 | 834 |
| 2023Q3 | $393.6M | $360.9M | $249.4M | $-631.0k | 8.31% | 24,027 | 845 |
| 2023Q2 | $391.9M | $354.9M | $241.8M | $-635.3k | 8.33% | 23,565 | 849 |
| 2023Q1 | $373.9M | $343.6M | $233.5M | $-898.3k | 8.75% | 23,093 | 880 |
| 2022Q4 | $359.0M | $329.3M | $217.4M | $1.9M | 9.38% | 22,466 | 893 |
| 2022Q3 | $356.4M | $327.1M | $211.3M | $1.7M | 9.31% | 21,821 | 892 |
| 2022Q2 | $349.3M | $319.5M | $201.7M | $780.2k | 9.25% | 21,579 | 904 |
| 2022Q1 | $344.9M | $314.3M | $191.4M | $341.5k | 9.24% | 21,310 | 911 |
| 2021Q4 | $332.4M | $300.5M | $190.3M | $2.5M | 9.47% | 21,658 | 919 |
| 2021Q3 | $324.7M | $293.7M | $186.2M | $1.4M | 9.37% | 21,400 | 929 |
| 2021Q2 | $315.1M | $284.7M | $181.0M | $850.3k | 9.47% | 21,428 | 932 |
| 2021Q1 | $306.0M | $276.0M | $177.0M | $439.2k | 9.61% | 21,208 | 941 |
| 2020Q4 | $279.3M | $250.2M | $173.5M | $1.2M | 10.20% | 20,458 | 960 |
| 2020Q3 | $262.9M | $234.0M | $165.8M | $832.3k | 10.70% | 20,218 | 984 |
| 2020Q2 | $251.1M | $222.6M | $157.0M | $593.5k | 11.11% | 19,797 | 1003 |
| 2020Q1 | $234.8M | $206.6M | $152.9M | $544.9k | 11.86% | 19,647 | 1000 |
| 2019Q4 | $222.3M | $194.7M | $153.2M | $1.9M | 12.28% | 19,544 | 1018 |
| 2019Q3 | $214.9M | $187.8M | $151.8M | $1.4M | 12.49% | 19,509 | 1026 |
| 2019Q2 | $214.6M | $188.4M | $149.7M | $1.0M | 12.32% | 19,178 | 1029 |
| 2019Q1 | $215.6M | $190.1M | $146.1M | $338.3k | 11.95% | 18,848 | 1027 |
| 2018Q4 | $208.6M | $183.7M | $146.1M | $1.3M | 12.20% | 18,481 | 1033 |
| 2018Q3 | $208.4M | $184.1M | $143.1M | $948.5k | 12.03% | 18,380 | 1030 |
| 2018Q2 | $208.8M | $184.8M | $139.8M | $503.8k | 11.78% | 18,040 | 1034 |
| 2018Q1 | $209.5M | $184.9M | $132.4M | $150.5k | 11.58% | 17,872 | 1024 |
| 2017Q4 | $205.3M | $180.6M | $129.4M | $688.2k | 11.81% | 17,767 | 1024 |
| 2017Q3 | $206.5M | $182.2M | $127.6M | $224.3k | 11.52% | 17,547 | 1016 |
| 2017Q2 | $206.8M | $183.2M | $124.4M | $-332.0k | 11.23% | 17,664 | 1012 |
| 2017Q1 | $208.5M | $184.7M | $119.8M | $-204.9k | 11.20% | 17,460 | 1004 |
| 2016Q4 | $205.3M | $181.3M | $123.1M | $428.6k | 11.48% | 17,326 | 997 |
| 2016Q3 | $208.4M | $184.0M | $124.6M | $874.9k | 11.52% | 17,164 | 983 |
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