credit union · NCUA 61988 · MI
How big is SAFE HARBOR?
SAFE HARBOR (MI, NCUA charter 61988) reported total assets of $183.8M, 8,984 members and a net worth ratio of 9.45% in its Call Report for 2026Q2. That ranks 1347 of 4,299 federally insured credit unions by assets, 588 of 1,061 among credit unions with $100m-$500m in assets, 86 of 169 credit unions in michigan.
What stands out
SAFE HARBOR (MI, NCUA charter 61988) reported total assets of $183.8M, 8,984 members and a net worth ratio of 9.45% in its Call Report for 2026Q2. That ranks 1347 of 4,299 federally insured credit unions by assets, 588 of 1,061 among credit unions with $100m-$500m in assets, 86 of 169 credit unions in michigan. Against its size class: net worth ratio 9.45%, below the peer median of 11.65%; loan-to-share ratio 90.51%, above the peer median of 73.15%; return on assets 0.60%, below the peer median of 0.74%. At 9.45% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $183.8M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $165.3M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $149.6M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $555.7k | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $17.4M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 9.45% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 90.51% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 0.60% | 0.74% | 0.92% | 0.71% | computed |
| Members | 8,984 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $183.8M | $165.3M | $149.6M | $555.7k | 9.45% | 8,984 | 1347 |
| 2026Q1 | $181.7M | $163.9M | $151.0M | $-67.8k | 9.60% | 8,971 | 1353 |
| 2025Q4 | $182.2M | $164.1M | $151.4M | $1.7M | 9.61% | 8,943 | 1347 |
| 2025Q3 | $184.8M | $167.3M | $151.2M | $1.5M | 9.22% | 9,034 | 1331 |
| 2025Q2 | $182.4M | $165.5M | $149.7M | $894.0k | 9.07% | 8,996 | 1345 |
| 2025Q1 | $176.4M | $160.1M | $143.6M | $441.5k | 9.12% | 8,885 | 1366 |
| 2024Q4 | $172.3M | $156.4M | $142.7M | $1.9M | 9.01% | 8,820 | 1375 |
| 2024Q3 | $162.2M | $147.0M | $138.8M | $1.4M | 9.11% | 8,745 | 1419 |
| 2024Q2 | $157.5M | $143.0M | $134.5M | $858.6k | 9.05% | 8,219 | 1443 |
| 2024Q1 | $154.5M | $140.5M | $131.2M | $393.2k | 8.92% | 8,135 | 1467 |
| 2023Q4 | $145.0M | $122.7M | $126.8M | $1.7M | 9.23% | 8,025 | 1506 |
| 2023Q3 | $143.5M | $124.7M | $122.0M | $1.3M | 9.16% | 7,904 | 1513 |
| 2023Q2 | $138.6M | $120.2M | $116.0M | $914.2k | 9.22% | 7,773 | 1549 |
| 2023Q1 | $133.9M | $119.2M | $109.8M | $406.6k | 9.17% | 7,613 | 1577 |
| 2022Q4 | $130.8M | $114.1M | $105.5M | $1.6M | 9.07% | 7,462 | 1599 |
| 2022Q3 | $125.8M | $114.8M | $101.1M | $1.1M | 9.06% | 7,495 | 1637 |
| 2022Q2 | $122.4M | $112.0M | $94.4M | $605.1k | 8.92% | 7,198 | 1665 |
| 2022Q1 | $119.6M | $109.5M | $87.5M | $321.6k | 8.89% | 7,197 | 1684 |
| 2021Q4 | $115.8M | $105.3M | $84.1M | $1.6M | 8.90% | 7,034 | 1694 |
| 2021Q3 | $109.8M | $99.5M | $76.9M | $1.2M | 9.02% | 6,861 | 1734 |
| 2021Q2 | $102.7M | $92.8M | $73.9M | $792.6k | 9.23% | 6,646 | 1779 |
| 2021Q1 | $97.9M | $88.2M | $69.8M | $457.2k | 9.33% | 6,493 | 1818 |
| 2020Q4 | $90.1M | $80.9M | $68.7M | $1.2M | 9.64% | 6,436 | 1850 |
| 2020Q3 | $86.8M | $77.5M | $65.8M | $927.5k | 9.65% | 6,346 | 1875 |
| 2020Q2 | $81.7M | $72.9M | $62.5M | $553.9k | 9.79% | 6,201 | 1928 |
| 2020Q1 | $74.4M | $65.7M | $61.1M | $191.8k | 10.27% | 6,368 | 1949 |
| 2019Q4 | $68.7M | $60.5M | $59.4M | $974.5k | 10.85% | 6,096 | 2005 |
| 2019Q3 | $67.4M | $59.3M | $57.9M | $704.2k | 10.66% | 6,011 | 2019 |
| 2019Q2 | $65.4M | $57.3M | $55.9M | $418.4k | 10.54% | 5,931 | 2051 |
| 2019Q1 | $64.0M | $56.2M | $53.8M | $172.0k | 10.39% | 5,784 | 2085 |
| 2018Q4 | $60.6M | $53.1M | $52.7M | $964.4k | 10.69% | 5,667 | 2123 |
| 2018Q3 | $61.0M | $53.9M | $51.3M | $644.4k | 10.09% | 5,612 | 2122 |
| 2018Q2 | $59.7M | $52.6M | $50.4M | $415.5k | 9.93% | 5,461 | 2160 |
| 2018Q1 | $57.9M | $52.2M | $47.0M | $194.9k | 9.85% | 5,338 | 2196 |
| 2017Q4 | $55.5M | $49.7M | $45.2M | $788.9k | 9.93% | 5,239 | 2212 |
| 2017Q3 | $55.9M | $49.7M | $42.5M | $532.2k | 9.40% | 5,132 | 2214 |
| 2017Q2 | $53.7M | $48.8M | $38.4M | $339.1k | 9.43% | 5,032 | 2269 |
| 2017Q1 | $50.8M | $45.9M | $35.0M | $153.0k | 9.60% | 5,146 | 2341 |
| 2016Q4 | $49.1M | $44.3M | $32.9M | $608.1k | 9.63% | 5,133 | 2352 |
| 2016Q3 | $50.1M | $45.6M | $30.9M | $424.9k | 9.05% | 5,085 | 2324 |
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