credit union · NCUA 61797 · MI
How big is ELGA?
ELGA (MI, NCUA charter 61797) reported total assets of $2.5B, 117,308 members and a net worth ratio of 17.80% in its Call Report for 2026Q2. That ranks 215 of 4,299 federally insured credit unions by assets, 190 of 454 among credit unions with $1b-$10b in assets, 11 of 169 credit unions in michigan.
What stands out
ELGA (MI, NCUA charter 61797) reported total assets of $2.5B, 117,308 members and a net worth ratio of 17.80% in its Call Report for 2026Q2. That ranks 215 of 4,299 federally insured credit unions by assets, 190 of 454 among credit unions with $1b-$10b in assets, 11 of 169 credit unions in michigan. Against its size class: net worth ratio 17.80%, above the peer median of 10.89%; loan-to-share ratio 79.37%, below the peer median of 88.03%; return on assets 0.98%, above the peer median of 0.80%. At 17.80% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.5B | $2.1B | $186.5M | $68.3M | record → |
| Shares and deposits | $2.0B | $1.8B | $160.8M | $58.3M | record → |
| Loans outstanding | $1.6B | $1.5B | $115.9M | $34.4M | record → |
| Net income (year to date) | $12.3M | $8.3M | $792.8k | $222.2k | record → |
| Net worth | $444.9M | $244.6M | $22.8M | $9.0M | record → |
| Net worth ratio | 17.80% | 10.89% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 79.37% | 88.03% | 68.71% | 68.70% | computed |
| Return on assets | 0.98% | 0.80% | 0.92% | 0.71% | computed |
| Members | 117,308 | 115,183 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.5B | $2.0B | $1.6B | $12.3M | 17.80% | 117,308 | 215 |
| 2026Q1 | $2.5B | $2.0B | $1.6B | $5.7M | 17.77% | 117,117 | 218 |
| 2025Q4 | $1.8B | $1.4B | $1.2B | $27.4M | 23.86% | 109,016 | 276 |
| 2025Q3 | $1.8B | $1.3B | $1.2B | $21.4M | 24.33% | 109,101 | 279 |
| 2025Q2 | $1.6B | $1.2B | $1.2B | $12.7M | 25.92% | 100,601 | 299 |
| 2025Q1 | $1.6B | $1.2B | $1.2B | $6.0M | 25.59% | 99,857 | 299 |
| 2024Q4 | $1.6B | $1.1B | $1.2B | $27.9M | 25.99% | 98,766 | 304 |
| 2024Q3 | $1.5B | $1.1B | $1.2B | $23.6M | 25.87% | 98,406 | 304 |
| 2024Q2 | $1.5B | $1.1B | $1.2B | $14.4M | 25.60% | 97,296 | 310 |
| 2024Q1 | $1.5B | $1.1B | $1.2B | $7.1M | 25.27% | 96,535 | 312 |
| 2023Q4 | $1.5B | $1.1B | $1.2B | $27.9M | 25.15% | 95,703 | 310 |
| 2023Q3 | $1.5B | $1.1B | $1.2B | $21.7M | 25.23% | 94,934 | 314 |
| 2023Q2 | $1.4B | $1.1B | $1.2B | $13.3M | 25.09% | 93,424 | 317 |
| 2023Q1 | $1.5B | $1.1B | $1.1B | $6.3M | 24.60% | 91,759 | 313 |
| 2022Q4 | $1.4B | $1.1B | $1.1B | $27.6M | 24.82% | 90,097 | 316 |
| 2022Q3 | $1.4B | $1.1B | $1.0B | $19.8M | 23.94% | 88,289 | 309 |
| 2022Q2 | $1.4B | $1.1B | $966.0M | $11.6M | 23.49% | 86,782 | 312 |
| 2022Q1 | $1.3B | $1.1B | $898.3M | $5.8M | 12.50% | 85,340 | 347 |
| 2021Q4 | $1.2B | $1.1B | $855.1M | $23.3M | 12.22% | 83,969 | 348 |
| 2021Q3 | $1.2B | $1.0B | $824.1M | $16.9M | 12.23% | 82,814 | 354 |
| 2021Q2 | $1.2B | $983.8M | $804.1M | $9.9M | 11.90% | 80,994 | 355 |
| 2021Q1 | $1.1B | $961.9M | $772.2M | $4.7M | 11.75% | 78,884 | 359 |
| 2020Q4 | $1.1B | $899.6M | $754.0M | $16.6M | 12.06% | 77,365 | 361 |
| 2020Q3 | $983.5M | $829.4M | $740.2M | $11.6M | 12.47% | 76,559 | 373 |
| 2020Q2 | $966.1M | $817.7M | $724.9M | $6.6M | 12.18% | 74,873 | 371 |
| 2020Q1 | $839.5M | $696.7M | $689.9M | $2.7M | 13.55% | 74,048 | 397 |
| 2019Q4 | $794.1M | $658.2M | $683.0M | $15.3M | 13.98% | 79,124 | 402 |
| 2019Q3 | $759.3M | $626.6M | $663.1M | $11.9M | 14.17% | 77,644 | 413 |
| 2019Q2 | $721.0M | $597.8M | $641.1M | $7.8M | 14.35% | 76,493 | 433 |
| 2019Q1 | $703.8M | $580.4M | $619.2M | $4.1M | 14.18% | 70,073 | 437 |
| 2018Q4 | $660.6M | $543.4M | $605.6M | $15.2M | 14.49% | 73,824 | 441 |
| 2018Q3 | $655.6M | $541.3M | $579.1M | $10.6M | 13.90% | 72,063 | 443 |
| 2018Q2 | $604.5M | $506.8M | $551.9M | $6.8M | 14.44% | 71,127 | 475 |
| 2018Q1 | $596.0M | $507.4M | $523.1M | $3.1M | 14.03% | 69,943 | 481 |
| 2017Q4 | $568.7M | $483.4M | $511.5M | $13.7M | 14.15% | 69,193 | 487 |
| 2017Q3 | $554.8M | $472.7M | $492.5M | $10.6M | 13.95% | 68,220 | 492 |
| 2017Q2 | $550.7M | $472.5M | $471.8M | $6.7M | 13.35% | 66,757 | 491 |
| 2017Q1 | $543.3M | $469.3M | $454.4M | $3.8M | 12.99% | 68,444 | 497 |
| 2016Q4 | $498.5M | $428.7M | $433.9M | $12.5M | 13.40% | 64,058 | 513 |
| 2016Q3 | $475.9M | $409.0M | $414.5M | $9.4M | 13.38% | 64,411 | 526 |
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