credit union · NCUA 61758 · ND
How big is WESTERN COOPERATIVE?
WESTERN COOPERATIVE (ND, NCUA charter 61758) reported total assets of $522.2M, 18,383 members and a net worth ratio of 14.20% in its Call Report for 2026Q2. That ranks 740 of 4,299 federally insured credit unions by assets, 261 of 280 among credit unions with $500m-$1b in assets, 4 of 29 credit unions in north dakota.
What stands out
WESTERN COOPERATIVE (ND, NCUA charter 61758) reported total assets of $522.2M, 18,383 members and a net worth ratio of 14.20% in its Call Report for 2026Q2. That ranks 740 of 4,299 federally insured credit unions by assets, 261 of 280 among credit unions with $500m-$1b in assets, 4 of 29 credit unions in north dakota. Against its size class: net worth ratio 14.20%, above the peer median of 10.59%; loan-to-share ratio 52.61%, below the peer median of 83.51%; return on assets 1.27%, above the peer median of 0.75%. At 14.20% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $522.2M | $714.8M | $58.2M | $68.3M | record → |
| Shares and deposits | $452.5M | $614.6M | $50.8M | $58.3M | record → |
| Loans outstanding | $238.1M | $502.2M | $26.0M | $34.4M | record → |
| Net income (year to date) | $3.3M | $2.5M | $342.1k | $222.2k | record → |
| Net worth | $74.2M | $74.4M | $7.3M | $9.0M | record → |
| Net worth ratio | 14.20% | 10.59% | 13.49% | 12.65% | record → |
| Loan-to-share ratio | 52.61% | 83.51% | 69.90% | 68.70% | computed |
| Return on assets | 1.27% | 0.75% | 0.91% | 0.71% | computed |
| Members | 18,383 | 41,964 | 2,543 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $522.2M | $452.5M | $238.1M | $3.3M | 14.20% | 18,383 | 740 |
| 2026Q1 | $521.5M | $453.4M | $225.9M | $1.8M | 13.94% | 18,228 | 734 |
| 2025Q4 | $501.1M | $432.9M | $233.4M | $6.8M | 14.14% | 18,169 | 748 |
| 2025Q3 | $497.8M | $434.5M | $237.9M | $4.9M | 13.85% | 18,219 | 750 |
| 2025Q2 | $493.4M | $433.3M | $234.6M | $3.1M | 13.61% | 18,234 | 756 |
| 2025Q1 | $500.0M | $443.9M | $228.6M | $1.3M | 13.06% | 18,204 | 750 |
| 2024Q4 | $481.1M | $428.6M | $239.0M | $7.5M | 13.31% | 18,186 | 752 |
| 2024Q3 | $461.1M | $407.7M | $246.9M | $6.0M | 13.56% | 18,210 | 777 |
| 2024Q2 | $450.3M | $401.8M | $244.9M | $4.4M | 13.53% | 18,279 | 786 |
| 2024Q1 | $449.4M | $403.5M | $233.5M | $2.6M | 13.16% | 18,290 | 782 |
| 2023Q4 | $441.4M | $397.6M | $247.1M | $6.0M | 12.80% | 18,305 | 784 |
| 2023Q3 | $427.9M | $391.8M | $246.9M | $4.4M | 12.82% | 18,370 | 799 |
| 2023Q2 | $429.3M | $392.3M | $236.8M | $3.2M | 12.50% | 18,350 | 791 |
| 2023Q1 | $452.3M | $414.4M | $213.5M | $1.8M | 11.56% | 18,197 | 766 |
| 2022Q4 | $445.9M | $412.0M | $206.2M | $3.8M | 11.32% | 18,120 | 765 |
| 2022Q3 | $436.8M | $406.6M | $200.1M | $1.7M | 11.08% | 18,174 | 777 |
| 2022Q2 | $436.1M | $400.4M | $194.0M | $1.1M | 10.96% | 18,251 | 774 |
| 2022Q1 | $433.0M | $394.2M | $182.8M | $593.9k | 10.92% | 18,281 | 781 |
| 2021Q4 | $420.3M | $376.6M | $182.7M | $1.4M | 11.11% | 18,351 | 783 |
| 2021Q3 | $413.7M | $369.3M | $185.1M | $1.2M | 11.23% | 18,494 | 782 |
| 2021Q2 | $402.6M | $358.1M | $193.5M | $631.0k | 11.41% | 18,537 | 789 |
| 2021Q1 | $402.6M | $359.4M | $186.7M | $153.5k | 11.28% | 18,516 | 785 |
| 2020Q4 | $385.6M | $340.7M | $188.4M | $1.6M | 11.74% | 18,509 | 777 |
| 2020Q3 | $370.6M | $325.9M | $191.6M | $1.2M | 12.11% | 18,645 | 779 |
| 2020Q2 | $377.4M | $333.8M | $198.3M | $776.0k | 11.78% | 18,721 | 762 |
| 2020Q1 | $367.5M | $325.4M | $190.9M | $555.3k | 12.04% | 18,093 | 738 |
| 2019Q4 | $358.8M | $318.1M | $193.7M | $2.8M | 12.18% | 18,143 | 734 |
| 2019Q3 | $351.1M | $309.3M | $201.6M | $1.9M | 12.20% | 18,903 | 741 |
| 2019Q2 | $344.8M | $304.7M | $199.3M | $1.0M | 12.16% | 18,864 | 749 |
| 2019Q1 | $349.5M | $310.4M | $187.7M | $322.2k | 11.80% | 18,811 | 742 |
| 2018Q4 | $341.9M | $303.3M | $189.3M | $2.2M | 11.96% | 18,777 | 738 |
| 2018Q3 | $333.8M | $296.6M | $193.4M | $1.3M | 11.99% | 18,871 | 754 |
| 2018Q2 | $330.8M | $294.5M | $189.7M | $588.6k | 11.88% | 18,840 | 758 |
| 2018Q1 | $334.4M | $298.2M | $179.5M | $280.8k | 11.66% | 18,814 | 752 |
| 2017Q4 | $328.1M | $291.5M | $185.4M | $1.8M | 11.80% | 18,859 | 747 |
| 2017Q3 | $319.7M | $283.2M | $191.5M | $1.1M | 11.88% | 19,020 | 751 |
| 2017Q2 | $322.3M | $287.0M | $189.3M | $620.4k | 11.64% | 19,185 | 750 |
| 2017Q1 | $328.6M | $294.0M | $178.3M | $223.9k | 11.29% | 19,475 | 733 |
| 2016Q4 | $321.2M | $286.6M | $185.8M | $1.6M | 11.48% | 19,744 | 729 |
| 2016Q3 | $321.6M | $285.7M | $191.8M | $1.1M | 11.34% | 19,925 | 721 |
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