credit union · NCUA 61741 · CA
How big is COMMONWEALTH CENTRAL?
COMMONWEALTH CENTRAL (CA, NCUA charter 61741) reported total assets of $624.9M, 37,635 members and a net worth ratio of 14.23% in its Call Report for 2026Q2. That ranks 672 of 4,299 federally insured credit unions by assets, 193 of 280 among credit unions with $500m-$1b in assets, 84 of 239 credit unions in california.
What stands out
COMMONWEALTH CENTRAL (CA, NCUA charter 61741) reported total assets of $624.9M, 37,635 members and a net worth ratio of 14.23% in its Call Report for 2026Q2. That ranks 672 of 4,299 federally insured credit unions by assets, 193 of 280 among credit unions with $500m-$1b in assets, 84 of 239 credit unions in california. Against its size class: net worth ratio 14.23%, above the peer median of 10.59%; loan-to-share ratio 81.45%, below the peer median of 83.51%; return on assets 0.70%, below the peer median of 0.75%. At 14.23% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $624.9M | $714.8M | $205.9M | $68.3M | record → |
| Shares and deposits | $530.3M | $614.6M | $179.4M | $58.3M | record → |
| Loans outstanding | $431.9M | $502.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $2.2M | $2.5M | $432.9k | $222.2k | record → |
| Net worth | $88.9M | $74.4M | $25.9M | $9.0M | record → |
| Net worth ratio | 14.23% | 10.59% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 81.45% | 83.51% | 72.15% | 68.70% | computed |
| Return on assets | 0.70% | 0.75% | 0.56% | 0.71% | computed |
| Members | 37,635 | 41,964 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $624.9M | $530.3M | $431.9M | $2.2M | 14.23% | 37,635 | 672 |
| 2026Q1 | $626.9M | $533.1M | $439.2M | $978.9k | 13.99% | 37,678 | 669 |
| 2025Q4 | $617.0M | $524.9M | $448.6M | $5.7M | 14.06% | 37,525 | 674 |
| 2025Q3 | $615.3M | $525.7M | $453.0M | $4.0M | 13.85% | 38,965 | 667 |
| 2025Q2 | $616.6M | $528.2M | $450.9M | $2.6M | 13.60% | 38,707 | 665 |
| 2025Q1 | $626.7M | $539.8M | $456.6M | $1.3M | 13.17% | 38,561 | 656 |
| 2024Q4 | $614.5M | $528.5M | $472.5M | $7.5M | 13.22% | 38,333 | 658 |
| 2024Q3 | $608.1M | $524.2M | $484.4M | $6.0M | 13.15% | 39,514 | 661 |
| 2024Q2 | $627.2M | $545.8M | $498.9M | $3.8M | 12.40% | 39,494 | 642 |
| 2024Q1 | $632.1M | $553.1M | $510.8M | $1.7M | 11.98% | 39,507 | 638 |
| 2023Q4 | $631.5M | $553.1M | $518.0M | $10.8M | 11.72% | 39,279 | 638 |
| 2023Q3 | $639.2M | $563.8M | $521.5M | $8.9M | 11.32% | 40,196 | 629 |
| 2023Q2 | $648.5M | $574.0M | $509.9M | $6.7M | 10.81% | 40,110 | 623 |
| 2023Q1 | $664.5M | $595.4M | $496.9M | $2.5M | 9.92% | 39,974 | 611 |
| 2022Q4 | $672.6M | $604.8M | $489.8M | $5.3M | 9.44% | 39,642 | 596 |
| 2022Q3 | $678.1M | $613.7M | $458.4M | $3.0M | 9.03% | 40,411 | 585 |
| 2022Q2 | $687.1M | $623.6M | $434.1M | $1.5M | 8.70% | 40,050 | 579 |
| 2022Q1 | $698.3M | $633.6M | $426.6M | $554.6k | 8.42% | 39,919 | 568 |
| 2021Q4 | $681.8M | $620.1M | $419.9M | $2.6M | 8.54% | 39,766 | 565 |
| 2021Q3 | $659.2M | $598.6M | $427.9M | $1.8M | 8.72% | 40,748 | 572 |
| 2021Q2 | $646.9M | $587.2M | $434.5M | $1.2M | 8.79% | 40,386 | 575 |
| 2021Q1 | $648.4M | $588.3M | $417.6M | $451.6k | 8.65% | 40,211 | 566 |
| 2020Q4 | $628.3M | $569.1M | $396.9M | $606.7k | 8.85% | 39,911 | 551 |
| 2020Q3 | $596.7M | $537.9M | $405.5M | $296.2k | 9.27% | 39,927 | 565 |
| 2020Q2 | $586.5M | $524.1M | $410.1M | $491.8k | 9.47% | 39,460 | 565 |
| 2020Q1 | $540.9M | $478.9M | $413.2M | $640.2k | 10.29% | 39,065 | 568 |
| 2019Q4 | $530.0M | $467.9M | $413.2M | $3.2M | 10.38% | 38,686 | 557 |
| 2019Q3 | $538.0M | $477.8M | $406.5M | $2.6M | 10.11% | 38,487 | 546 |
| 2019Q2 | $521.6M | $462.4M | $400.0M | $1.8M | 10.28% | 38,279 | 557 |
| 2019Q1 | $530.3M | $470.1M | $402.3M | $857.1k | 9.93% | 37,844 | 539 |
| 2018Q4 | $515.1M | $457.2M | $403.8M | $4.1M | 10.06% | 38,073 | 539 |
| 2018Q3 | $517.2M | $459.4M | $401.6M | $3.0M | 9.81% | 37,976 | 537 |
| 2018Q2 | $519.8M | $464.5M | $386.6M | $1.7M | 9.50% | 37,431 | 533 |
| 2018Q1 | $522.3M | $467.2M | $365.9M | $664.9k | 9.26% | 37,015 | 536 |
| 2017Q4 | $503.1M | $449.2M | $351.9M | $2.8M | 9.48% | 36,675 | 539 |
| 2017Q3 | $504.7M | $451.8M | $343.6M | $2.0M | 9.30% | 36,830 | 531 |
| 2017Q2 | $498.0M | $447.2M | $339.7M | $1.1M | 9.25% | 36,703 | 534 |
| 2017Q1 | $494.1M | $443.6M | $330.6M | $380.9k | 9.17% | 36,430 | 530 |
| 2016Q4 | $479.0M | $427.7M | $320.7M | $2.0M | 9.38% | 36,106 | 530 |
| 2016Q3 | $474.5M | $424.2M | $314.9M | $1.4M | 9.34% | 36,153 | 528 |
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