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credit union · NCUA 61708 · MI

How big is EDUCATIONAL COMMUNITY?

EDUCATIONAL COMMUNITY (MI, NCUA charter 61708) reported total assets of $899.0M, 47,138 members and a net worth ratio of 10.62% in its Call Report for 2026Q2. That ranks 521 of 4,299 federally insured credit unions by assets, 42 of 280 among credit unions with $500m-$1b in assets, 33 of 169 credit unions in michigan.

TOTAL ASSETS: $899.0MMEMBERS: 47,138NET WORTH RATIO: 10.62%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/61708-educational-community

What stands out

EDUCATIONAL COMMUNITY (MI, NCUA charter 61708) reported total assets of $899.0M, 47,138 members and a net worth ratio of 10.62% in its Call Report for 2026Q2. That ranks 521 of 4,299 federally insured credit unions by assets, 42 of 280 among credit unions with $500m-$1b in assets, 33 of 169 credit unions in michigan. Against its size class: net worth ratio 10.62%, above the peer median of 10.59%; loan-to-share ratio 88.92%, above the peer median of 83.51%; return on assets 0.83%, above the peer median of 0.75%. At 10.62% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$899.0M$714.8M$186.5M$68.3Mrecord →
Shares and deposits$770.6M$614.6M$160.8M$58.3Mrecord →
Loans outstanding$685.2M$502.2M$115.9M$34.4Mrecord →
Net income (year to date)$3.7M$2.5M$792.8k$222.2krecord →
Net worth$95.4M$74.4M$22.8M$9.0Mrecord →
Net worth ratio10.62%10.59%12.03%12.65%record →
Loan-to-share ratio88.92%83.51%68.71%68.70%computed
Return on assets0.83%0.75%0.92%0.71%computed
Members47,13841,96413,4354,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$899.0M$770.6M$685.2M$3.7M10.62%47,138521
2026Q1$905.3M$778.4M$679.5M$1.4M10.34%47,329515
2025Q4$914.2M$774.0M$685.5M$7.1M10.15%47,036501
2025Q3$898.1M$767.1M$686.6M$4.6M9.98%46,909499
2025Q2$902.5M$774.5M$693.4M$2.9M9.77%46,775496
2025Q1$898.4M$772.9M$699.6M$1.1M9.59%46,909495
2024Q4$903.4M$750.6M$711.2M$6.4M9.42%46,828482
2024Q3$938.3M$731.2M$724.4M$4.9M8.97%46,802470
2024Q2$972.8M$752.2M$734.8M$2.7M8.59%46,685459
2024Q1$972.6M$756.0M$740.9M$329.7k8.53%46,745458
2023Q4$969.4M$745.1M$751.8M$5.0M8.59%46,662451
2023Q3$900.8M$723.0M$750.8M$4.3M8.79%46,500476
2023Q2$895.0M$725.4M$733.2M$3.5M8.75%46,276477
2023Q1$927.5M$723.6M$726.4M$1.7M8.66%46,289462
2022Q4$882.5M$711.5M$724.9M$5.8M8.72%45,967479
2022Q3$874.1M$722.6M$716.0M$2.5M8.47%47,493479
2022Q2$849.8M$733.6M$690.2M$1.4M8.44%47,084486
2022Q1$833.8M$728.0M$663.6M$289.4k8.34%47,091492
2021Q4$829.1M$707.7M$628.7M$4.6M8.35%46,634483
2021Q3$830.6M$698.2M$629.5M$3.3M8.17%46,380475
2021Q2$858.1M$697.2M$647.1M$2.6M7.83%45,883456
2021Q1$849.8M$685.2M$603.8M$533.1k7.66%45,584455
2020Q4$813.6M$634.4M$581.0M$4.7M7.93%44,666453
2020Q3$799.8M$614.0M$585.8M$3.0M7.85%44,150449
2020Q2$787.8M$600.2M$561.8M$2.1M7.85%43,339448
2020Q1$715.8M$533.7M$531.7M$802.9k8.47%42,533454
2019Q4$655.5M$513.1M$547.2M$5.7M9.13%42,138475
2019Q3$653.9M$512.3M$508.4M$4.7M8.99%41,600468
2019Q2$652.9M$516.8M$496.1M$3.6M8.83%40,881469
2019Q1$621.4M$499.8M$475.8M$965.6k8.86%40,298482
2018Q4$573.4M$458.3M$474.7M$5.8M9.43%39,871501
2018Q3$564.9M$444.3M$467.3M$4.6M9.35%39,542505
2018Q2$572.0M$456.6M$448.7M$2.5M8.87%39,021495
2018Q1$564.2M$444.0M$428.6M$1.3M8.78%38,584502
2017Q4$523.7M$414.1M$417.3M$4.3M9.21%38,029515
2017Q3$503.1M$405.4M$397.2M$2.6M9.25%37,970534
2017Q2$513.0M$405.8M$376.9M$1.3M8.82%37,668515
2017Q1$512.3M$406.4M$364.4M$679.4k8.70%37,437517
2016Q4$479.2M$383.7M$366.2M$3.2M9.16%37,683529
2016Q3$456.8M$359.6M$364.3M$2.7M9.52%37,552549

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