credit union · NCUA 61631 · MI
How big is MICHIGAN COASTAL?
MICHIGAN COASTAL (MI, NCUA charter 61631) reported total assets of $25.7M, 2,426 members and a net worth ratio of 8.66% in its Call Report for 2026Q2. That ranks 2943 of 4,299 federally insured credit unions by assets, 550 of 1,135 among credit unions with $10m-$50m in assets, 154 of 169 credit unions in michigan.
What stands out
MICHIGAN COASTAL (MI, NCUA charter 61631) reported total assets of $25.7M, 2,426 members and a net worth ratio of 8.66% in its Call Report for 2026Q2. That ranks 2943 of 4,299 federally insured credit unions by assets, 550 of 1,135 among credit unions with $10m-$50m in assets, 154 of 169 credit unions in michigan. Against its size class: net worth ratio 8.66%, below the peer median of 13.88%; loan-to-share ratio 89.84%, above the peer median of 57.77%; return on assets 0.77%, above the peer median of 0.70%. At 8.66% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $25.7M | $25.2M | $186.5M | $68.3M | record → |
| Shares and deposits | $23.4M | $21.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $21.0M | $11.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $99.5k | $82.1k | $792.8k | $222.2k | record → |
| Net worth | $2.2M | $3.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 8.66% | 13.88% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 89.84% | 57.77% | 68.71% | 68.70% | computed |
| Return on assets | 0.77% | 0.70% | 0.92% | 0.71% | computed |
| Members | 2,426 | 2,092 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $25.7M | $23.4M | $21.0M | $99.5k | 8.66% | 2,426 | 2943 |
| 2026Q1 | $26.1M | $23.8M | $22.5M | $43.4k | 8.34% | 2,429 | 2951 |
| 2025Q4 | $26.4M | $24.1M | $23.4M | $-32.1k | 8.08% | 2,446 | 2955 |
| 2025Q3 | $26.3M | $24.0M | $23.3M | $-48.9k | 8.10% | 2,502 | 2970 |
| 2025Q2 | $27.3M | $25.0M | $23.7M | $-5.4k | 7.95% | 2,516 | 2959 |
| 2025Q1 | $27.5M | $25.1M | $24.0M | $-13.1k | 7.88% | 2,540 | 2975 |
| 2024Q4 | $27.7M | $25.3M | $24.2M | $-85.0k | 7.87% | 2,572 | 2973 |
| 2024Q3 | $28.4M | $25.9M | $24.4M | $-93.5k | 7.70% | 2,592 | 2969 |
| 2024Q2 | $28.1M | $25.6M | $25.3M | $-48.0k | 7.95% | 2,602 | 2986 |
| 2024Q1 | $28.4M | $25.7M | $26.5M | $-78.7k | 7.74% | 2,628 | 2999 |
| 2023Q4 | $28.9M | $24.9M | $26.7M | $50.7k | 7.98% | 2,664 | 2992 |
| 2023Q3 | $29.3M | $25.5M | $27.1M | $75.1k | 8.14% | 2,702 | 2990 |
| 2023Q2 | $27.5M | $24.7M | $25.9M | $30.5k | 8.26% | 2,725 | 3066 |
| 2023Q1 | $28.6M | $26.2M | $24.9M | $-9.5k | 8.36% | 2,767 | 3059 |
| 2022Q4 | $26.4M | $23.9M | $24.0M | $75.0k | 8.51% | 2,895 | 3136 |
| 2022Q3 | $25.1M | $22.7M | $22.2M | $75.8k | 8.95% | 2,943 | 3207 |
| 2022Q2 | $24.0M | $21.7M | $20.6M | $3.8k | 9.06% | 2,958 | 3255 |
| 2022Q1 | $24.7M | $22.4M | $18.1M | $-1.8k | 8.78% | 2,965 | 3249 |
| 2021Q4 | $24.0M | $21.5M | $17.1M | $169.9k | 9.06% | 2,944 | 3270 |
| 2021Q3 | $23.5M | $21.3M | $14.8M | $135.9k | 9.08% | 2,975 | 3297 |
| 2021Q2 | $22.9M | $20.7M | $13.5M | $90.1k | 9.15% | 3,000 | 3323 |
| 2021Q1 | $22.6M | $20.4M | $13.1M | $55.6k | 9.11% | 3,037 | 3347 |
| 2020Q4 | $21.1M | $19.0M | $12.9M | $115.8k | 9.47% | 3,061 | 3368 |
| 2020Q3 | $20.2M | $18.0M | $12.8M | $91.5k | 9.78% | 3,097 | 3397 |
| 2020Q2 | $20.6M | $18.6M | $13.1M | $49.2k | 9.37% | 3,142 | 3374 |
| 2020Q1 | $19.5M | $17.6M | $13.6M | $225 | 9.65% | 3,168 | 3372 |
| 2019Q4 | $18.3M | $16.3M | $13.8M | $60.0k | 10.30% | 3,235 | 3420 |
| 2019Q3 | $17.4M | $15.4M | $13.4M | $138.9k | 11.27% | 3,327 | 3473 |
| 2019Q2 | $17.1M | $14.7M | $12.7M | $169.1k | 11.66% | 2,816 | 3513 |
| 2019Q1 | $16.0M | $14.1M | $11.7M | $87.4k | 11.67% | 2,785 | 3581 |
| 2018Q4 | $15.5M | $13.5M | $11.6M | $144.9k | 11.54% | 3,070 | 3616 |
| 2018Q3 | $15.4M | $13.4M | $11.7M | $100.3k | 11.30% | 3,080 | 3644 |
| 2018Q2 | $15.4M | $13.6M | $11.5M | $112.7k | 11.39% | 3,118 | 3674 |
| 2018Q1 | $15.8M | $13.9M | $11.2M | $45.8k | 10.66% | 3,126 | 3658 |
| 2017Q4 | $15.4M | $13.6M | $11.6M | $103.5k | 10.65% | 3,100 | 3675 |
| 2017Q3 | $15.8M | $13.9M | $11.8M | $87.8k | 10.27% | 3,143 | 3675 |
| 2017Q2 | $16.4M | $14.8M | $12.1M | $20.7k | 9.47% | 3,158 | 3670 |
| 2017Q1 | $18.2M | $15.5M | $12.8M | $32.9k | 8.60% | 3,593 | 3565 |
| 2016Q4 | $17.4M | $14.8M | $13.5M | $-62.7k | 8.84% | 3,581 | 3605 |
| 2016Q3 | $18.0M | $14.0M | $13.6M | $-11.3k | 8.80% | 3,569 | 3570 |
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