credit union · NCUA 61605 · FL
How big is 121 FINANCIAL?
121 FINANCIAL (FL, NCUA charter 61605) reported total assets of $693.8M, 49,909 members and a net worth ratio of 9.29% in its Call Report for 2023Q4. That ranks 597 of 4,702 federally insured credit unions by assets, 159 of 287 among credit unions with $500m-$1b in assets, 33 of 119 credit unions in florida.
What stands out
121 FINANCIAL (FL, NCUA charter 61605) reported total assets of $693.8M, 49,909 members and a net worth ratio of 9.29% in its Call Report for 2023Q4. That ranks 597 of 4,702 federally insured credit unions by assets, 159 of 287 among credit unions with $500m-$1b in assets, 33 of 119 credit unions in florida. Against its size class: net worth ratio 9.29%, below the peer median of 10.23%; loan-to-share ratio 88.98%, above the peer median of 87.30%; return on assets 0.27%, below the peer median of 0.56%. At 9.29% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2023Q4
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2023Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $693.8M | $707.1M | $159.9M | $56.4M | record → |
| Shares and deposits | $545.2M | $598.3M | $133.2M | $49.0M | record → |
| Loans outstanding | $485.1M | $506.7M | $94.5M | $30.5M | record → |
| Net income (year to date) | $1.8M | $4.1M | $1.2M | $297.3k | record → |
| Net worth | $64.5M | $72.7M | $18.5M | $6.9M | record → |
| Net worth ratio | 9.29% | 10.23% | 10.76% | 11.68% | record → |
| Loan-to-share ratio | 88.98% | 87.30% | 74.04% | 71.76% | computed |
| Return on assets | 0.27% | 0.56% | 0.73% | 0.61% | computed |
| Members | 49,909 | 45,895 | 12,117 | 4,482 | record → |
Quarter by quarter
35 Call Reports on record, 2015Q2–2023Q4; the 35 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2023Q4 | $693.8M | $545.2M | $485.1M | $1.8M | 9.29% | 49,909 | 597 |
| 2023Q3 | $709.9M | $566.0M | $485.1M | $1.2M | 9.24% | 50,012 | 575 |
| 2023Q2 | $725.6M | $580.4M | $457.9M | $1.1M | 9.34% | 49,478 | 565 |
| 2023Q1 | $684.3M | $603.8M | $453.1M | $254.2k | 9.24% | 49,606 | 592 |
| 2022Q4 | $656.7M | $602.0M | $442.7M | $4.3M | 9.64% | 49,039 | 609 |
| 2022Q3 | $677.3M | $622.4M | $437.1M | $3.6M | 9.25% | 48,969 | 586 |
| 2022Q2 | $677.7M | $621.4M | $437.6M | $2.5M | 9.08% | 48,755 | 584 |
| 2022Q1 | $680.4M | $620.5M | $424.2M | $1.5M | 8.89% | 48,106 | 579 |
| 2021Q4 | $664.3M | $600.9M | $405.7M | $5.1M | 8.89% | 47,902 | 578 |
| 2021Q3 | $645.0M | $584.0M | $413.1M | $3.3M | 8.87% | 47,783 | 582 |
| 2021Q2 | $638.0M | $572.4M | $424.2M | $1.9M | 8.75% | 47,440 | 581 |
| 2021Q1 | $623.0M | $559.1M | $433.7M | $607.8k | 8.75% | 47,104 | 586 |
| 2020Q4 | $598.6M | $521.1M | $432.4M | $84.6k | 9.01% | 46,947 | 578 |
| 2020Q3 | $589.1M | $512.6M | $453.1M | $-1.3M | 8.92% | 46,741 | 570 |
| 2020Q2 | $587.9M | $512.0M | $459.1M | $-1.8M | 8.84% | 46,446 | 563 |
| 2020Q1 | $550.9M | $474.3M | $438.6M | $-1.6M | 9.48% | 46,068 | 558 |
| 2019Q4 | $542.0M | $459.0M | $439.8M | $1.6M | 9.96% | 46,022 | 549 |
| 2019Q3 | $543.7M | $458.5M | $441.2M | $1.4M | 9.87% | 45,799 | 541 |
| 2019Q2 | $547.4M | $464.8M | $445.2M | $1.4M | 9.82% | 45,748 | 534 |
| 2019Q1 | $550.6M | $468.7M | $445.5M | $474.4k | 9.59% | 45,854 | 531 |
| 2018Q4 | $547.5M | $461.8M | $440.3M | $2.8M | 9.55% | 46,295 | 524 |
| 2018Q3 | $554.7M | $468.9M | $443.3M | $2.3M | 9.34% | 46,648 | 514 |
| 2018Q2 | $559.3M | $474.7M | $449.5M | $1.4M | 9.10% | 47,113 | 511 |
| 2018Q1 | $564.8M | $477.1M | $443.8M | $444.6k | 8.84% | 49,120 | 501 |
| 2017Q4 | $551.3M | $464.5M | $440.6M | $-2.8M | 8.98% | 48,899 | 498 |
| 2017Q3 | $545.7M | $461.2M | $433.9M | $-1.0M | 9.38% | 49,877 | 499 |
| 2017Q2 | $552.9M | $463.4M | $437.1M | $-520.1k | 9.35% | 49,389 | 490 |
| 2017Q1 | $573.2M | $468.0M | $441.8M | $-286.3k | 9.06% | 49,808 | 477 |
| 2016Q4 | $554.0M | $448.4M | $436.0M | $-1.5M | 9.44% | 49,458 | 475 |
| 2016Q3 | $558.1M | $446.9M | $417.9M | $-215.3k | 9.61% | 48,815 | 467 |
| 2016Q2 | $537.0M | $446.3M | $395.7M | $-19.5k | 10.03% | 51,495 | 473 |
| 2016Q1 | $504.5M | $444.2M | $369.6M | $154.4k | 10.71% | 50,234 | 502 |
| 2015Q4 | $506.1M | $425.4M | $356.4M | $-369.1k | 10.65% | 49,370 | 484 |
| 2015Q3 | $499.9M | $422.2M | $327.4M | $-373.1k | 10.78% | 48,234 | 479 |
| 2015Q2 | $483.5M | $425.2M | $306.1M | $658.7k | 11.36% | 46,901 | 489 |
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