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credit union · NCUA 61522 · MI

How big is OAKLAND COUNTY?

OAKLAND COUNTY (MI, NCUA charter 61522) reported total assets of $1.6B, 74,191 members and a net worth ratio of 10.46% in its Call Report for 2026Q2. That ranks 313 of 4,299 federally insured credit unions by assets, 288 of 454 among credit unions with $1b-$10b in assets, 18 of 169 credit unions in michigan.

TOTAL ASSETS: $1.6BMEMBERS: 74,191NET WORTH RATIO: 10.46%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/61522-oakland-county

What stands out

OAKLAND COUNTY (MI, NCUA charter 61522) reported total assets of $1.6B, 74,191 members and a net worth ratio of 10.46% in its Call Report for 2026Q2. That ranks 313 of 4,299 federally insured credit unions by assets, 288 of 454 among credit unions with $1b-$10b in assets, 18 of 169 credit unions in michigan. Against its size class: net worth ratio 10.46%, below the peer median of 10.89%; loan-to-share ratio 76.78%, below the peer median of 88.03%; return on assets 0.57%, below the peer median of 0.80%. At 10.46% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$1.6B$2.1B$186.5M$68.3Mrecord →
Shares and deposits$1.2B$1.8B$160.8M$58.3Mrecord →
Loans outstanding$950.5M$1.5B$115.9M$34.4Mrecord →
Net income (year to date)$4.5M$8.3M$792.8k$222.2krecord →
Net worth$165.1M$244.6M$22.8M$9.0Mrecord →
Net worth ratio10.46%10.89%12.03%12.65%record →
Loan-to-share ratio76.78%88.03%68.71%68.70%computed
Return on assets0.57%0.80%0.92%0.71%computed
Members74,191115,18313,4354,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$1.6B$1.2B$950.5M$4.5M10.46%74,191313
2026Q1$1.6B$1.2B$924.3M$2.3M10.35%74,399312
2025Q4$1.4B$1.2B$928.6M$5.5M11.78%74,515365
2025Q3$1.5B$1.2B$920.8M$4.2M10.50%74,791312
2025Q2$1.5B$1.2B$910.5M$2.1M10.28%74,801310
2025Q1$1.5B$1.2B$891.3M$1.1M10.98%75,380312
2024Q4$1.3B$1.2B$884.5M$5.1M11.82%75,484359
2024Q3$1.4B$1.1B$876.6M$5.8M11.66%76,966325
2024Q2$1.4B$1.2B$870.5M$5.2M12.09%80,129325
2024Q1$1.3B$1.1B$860.0M$2.6M12.37%80,223367
2023Q4$1.2B$1.1B$868.3M$7.6M12.30%79,456370
2023Q3$1.2B$1.1B$870.6M$4.3M12.17%78,842372
2023Q2$1.2B$1.1B$855.4M$2.4M12.03%77,602368
2023Q1$1.2B$1.1B$803.5M$1.1M12.09%76,317370
2022Q4$1.2B$1.1B$792.7M$12.1M12.18%75,078369
2022Q3$1.2B$1.0B$787.2M$8.2M12.13%74,286378
2022Q2$1.2B$1.0B$764.6M$6.1M12.00%73,911374
2022Q1$1.2B$1.0B$741.2M$3.3M11.85%73,743369
2021Q4$1.1B$1.0B$740.6M$8.0M11.69%73,108364
2021Q3$1.1B$986.4M$735.0M$5.6M11.71%72,343365
2021Q2$1.1B$986.7M$721.0M$3.7M11.82%71,427360
2021Q1$1.1B$975.8M$707.4M$1.6M11.93%70,388365
2020Q4$1.1B$922.3M$694.6M$5.5M12.29%69,716360
2020Q3$1.0B$887.1M$677.5M$3.1M12.50%69,154360
2020Q2$1.0B$880.8M$669.2M$1.8M12.77%67,402358
2020Q1$934.0M$802.4M$667.7M$825.3k13.03%67,113358
2019Q4$913.8M$781.2M$659.8M$14.4M13.00%66,813354
2019Q3$899.4M$769.5M$653.2M$13.1M13.00%66,790354
2019Q2$912.2M$780.9M$648.8M$11.7M12.66%65,941352
2019Q1$908.5M$780.5M$642.2M$10.2M12.54%65,734351
2018Q4$361.7M$317.9M$268.5M$2.9M10.90%31,905708
2018Q3$362.5M$322.0M$261.5M$2.0M10.64%32,001704
2018Q2$367.0M$325.8M$256.9M$1.5M10.85%31,778702
2018Q1$367.9M$328.5M$247.9M$840.3k10.85%31,890695
2017Q4$351.2M$312.6M$242.2M$2.3M10.81%31,564700
2017Q3$340.9M$302.6M$237.5M$1.7M10.82%31,519718
2017Q2$343.5M$305.6M$229.5M$1.2M10.78%31,469712
2017Q1$342.9M$305.3M$218.1M$608.4k10.74%31,464713
2016Q4$329.8M$292.8M$211.9M$3.5M10.80%31,266708
2016Q3$325.7M$288.8M$206.2M$2.6M10.73%31,296711

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