credit union · NCUA 61437 · KY
How big is COMMONWEALTH?
COMMONWEALTH (KY, NCUA charter 61437) reported total assets of $2.5B, 127,640 members and a net worth ratio of 11.38% in its Call Report for 2024Q4. That ranks 194 of 4,550 federally insured credit unions by assets, 174 of 431 among credit unions with $1b-$10b in assets, 1 of 56 credit unions in kentucky.
What stands out
COMMONWEALTH (KY, NCUA charter 61437) reported total assets of $2.5B, 127,640 members and a net worth ratio of 11.38% in its Call Report for 2024Q4. That ranks 194 of 4,550 federally insured credit unions by assets, 174 of 431 among credit unions with $1b-$10b in assets, 1 of 56 credit unions in kentucky. Against its size class: net worth ratio 11.38%, above the peer median of 10.66%; loan-to-share ratio 84.71%, below the peer median of 89.06%; return on assets 1.16%, above the peer median of 0.58%. At 11.38% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2024Q4
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2024Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.5B | $2.1B | $47.4M | $59.6M | record → |
| Shares and deposits | $2.1B | $1.8B | $40.2M | $51.7M | record → |
| Loans outstanding | $1.8B | $1.5B | $20.4M | $31.8M | record → |
| Net income (year to date) | $28.6M | $12.0M | $333.0k | $289.3k | record → |
| Net worth | $282.0M | $238.6M | $7.2M | $7.8M | record → |
| Net worth ratio | 11.38% | 10.66% | 12.75% | 12.14% | record → |
| Loan-to-share ratio | 84.71% | 89.06% | 70.32% | 71.07% | computed |
| Return on assets | 1.16% | 0.58% | 0.78% | 0.60% | computed |
| Members | 127,640 | 118,602 | 4,001 | 4,625 | record → |
Quarter by quarter
39 Call Reports on record, 2015Q2–2024Q4; the 39 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2024Q4 | $2.5B | $2.1B | $1.8B | $28.6M | 11.38% | 127,640 | 194 |
| 2024Q3 | $2.4B | $2.0B | $1.8B | $25.4M | 11.78% | 126,279 | 201 |
| 2024Q2 | $2.3B | $2.0B | $1.7B | $15.4M | 11.90% | 126,603 | 214 |
| 2024Q1 | $2.3B | $2.0B | $1.7B | $13.5M | 11.76% | 125,214 | 213 |
| 2023Q4 | $2.2B | $1.9B | $1.6B | $17.8M | 11.49% | 123,669 | 211 |
| 2023Q3 | $2.2B | $1.9B | $1.6B | $13.4M | 11.62% | 122,106 | 213 |
| 2023Q2 | $2.1B | $1.8B | $1.6B | $9.5M | 11.66% | 121,660 | 222 |
| 2023Q1 | $2.1B | $1.8B | $1.5B | $4.2M | 11.62% | 120,234 | 224 |
| 2022Q4 | $2.0B | $1.7B | $1.5B | $13.7M | 11.75% | 118,430 | 229 |
| 2022Q3 | $2.0B | $1.7B | $1.4B | $6.1M | 11.46% | 117,262 | 226 |
| 2022Q2 | $2.0B | $1.7B | $1.4B | $3.5M | 11.54% | 115,645 | 230 |
| 2022Q1 | $1.9B | $1.7B | $1.3B | $2.0M | 11.69% | 114,147 | 230 |
| 2021Q4 | $1.9B | $1.7B | $1.3B | $19.6M | 11.87% | 113,227 | 229 |
| 2021Q3 | $1.8B | $1.6B | $1.2B | $12.7M | 11.81% | 112,724 | 230 |
| 2021Q2 | $1.8B | $1.6B | $1.2B | $9.1M | 11.93% | 112,216 | 230 |
| 2021Q1 | $1.8B | $1.5B | $1.1B | $4.2M | 11.85% | 111,154 | 233 |
| 2020Q4 | $1.7B | $1.4B | $1.2B | $12.8M | 12.46% | 110,113 | 233 |
| 2020Q3 | $1.6B | $1.4B | $1.1B | $7.6M | 12.58% | 109,442 | 238 |
| 2020Q2 | $1.6B | $1.3B | $1.1B | $3.6M | 12.72% | 108,374 | 237 |
| 2020Q1 | $1.4B | $1.2B | $979.7M | $258.1k | 13.43% | 107,912 | 235 |
| 2019Q4 | $1.4B | $1.2B | $973.5M | $14.2M | 13.93% | 107,561 | 239 |
| 2019Q3 | $1.4B | $1.1B | $949.9M | $9.8M | 13.94% | 106,718 | 237 |
| 2019Q2 | $1.3B | $1.1B | $902.1M | $5.1M | 14.04% | 105,268 | 241 |
| 2019Q1 | $1.3B | $1.1B | $898.3M | $2.5M | 14.01% | 104,553 | 239 |
| 2018Q4 | $1.3B | $1.0B | $897.2M | $11.1M | 14.19% | 103,513 | 238 |
| 2018Q3 | $1.2B | $1.0B | $880.3M | $7.1M | 14.30% | 100,320 | 242 |
| 2018Q2 | $1.2B | $1.0B | $856.8M | $3.4M | 14.46% | 99,626 | 252 |
| 2018Q1 | $1.2B | $1.0B | $845.0M | $2.4M | 14.42% | 98,376 | 249 |
| 2017Q4 | $1.2B | $944.6M | $827.1M | $11.3M | 14.43% | 93,043 | 253 |
| 2017Q3 | $1.2B | $947.6M | $823.5M | $7.9M | 14.10% | 92,866 | 248 |
| 2017Q2 | $1.1B | $943.1M | $826.5M | $3.8M | 14.01% | 92,035 | 251 |
| 2017Q1 | $1.1B | $929.6M | $819.5M | $1.6M | 15.46% | 91,144 | 244 |
| 2016Q4 | $1.1B | $891.1M | $812.2M | $8.2M | 15.43% | 90,132 | 240 |
| 2016Q3 | $1.1B | $883.0M | $788.9M | $4.9M | 15.36% | 90,554 | 238 |
| 2016Q2 | $1.1B | $871.8M | $742.2M | $3.3M | 15.68% | 89,222 | 242 |
| 2016Q1 | $1.1B | $850.0M | $727.1M | $1.8M | 15.70% | 87,867 | 242 |
| 2015Q4 | $1.0B | $821.0M | $730.6M | $7.7M | 16.08% | 86,659 | 243 |
| 2015Q3 | $1.0B | $812.7M | $696.0M | $7.0M | 19.53% | 86,244 | 241 |
| 2015Q2 | $1.0B | $816.4M | $693.7M | $3.7M | 19.44% | 85,550 | 238 |
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