credit union · NCUA 61365 · MI
How big is 4FRONT?
4FRONT (MI, NCUA charter 61365) reported total assets of $1.0B, 103,869 members and a net worth ratio of 10.15% in its Call Report for 2026Q2. That ranks 465 of 4,299 federally insured credit unions by assets, 440 of 454 among credit unions with $1b-$10b in assets, 27 of 169 credit unions in michigan.
What stands out
4FRONT (MI, NCUA charter 61365) reported total assets of $1.0B, 103,869 members and a net worth ratio of 10.15% in its Call Report for 2026Q2. That ranks 465 of 4,299 federally insured credit unions by assets, 440 of 454 among credit unions with $1b-$10b in assets, 27 of 169 credit unions in michigan. Against its size class: net worth ratio 10.15%, below the peer median of 10.89%; loan-to-share ratio 80.80%, below the peer median of 88.03%; return on assets 0.61%, below the peer median of 0.80%. At 10.15% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.0B | $2.1B | $186.5M | $68.3M | record → |
| Shares and deposits | $929.6M | $1.8B | $160.8M | $58.3M | record → |
| Loans outstanding | $751.1M | $1.5B | $115.9M | $34.4M | record → |
| Net income (year to date) | $3.1M | $8.3M | $792.8k | $222.2k | record → |
| Net worth | $105.4M | $244.6M | $22.8M | $9.0M | record → |
| Net worth ratio | 10.15% | 10.89% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 80.80% | 88.03% | 68.71% | 68.70% | computed |
| Return on assets | 0.61% | 0.80% | 0.92% | 0.71% | computed |
| Members | 103,869 | 115,183 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.0B | $929.6M | $751.1M | $3.1M | 10.15% | 103,869 | 465 |
| 2026Q1 | $1.0B | $919.6M | $726.8M | $874.1k | 9.98% | 104,651 | 467 |
| 2025Q4 | $1.0B | $892.8M | $726.8M | $7.9M | 9.81% | 104,200 | 458 |
| 2025Q3 | $1.0B | $895.5M | $745.8M | $5.6M | 9.66% | 103,685 | 457 |
| 2025Q2 | $1.0B | $890.4M | $731.3M | $2.6M | 9.43% | 105,681 | 454 |
| 2025Q1 | $1.0B | $904.3M | $731.7M | $698.5k | 9.16% | 105,327 | 447 |
| 2024Q4 | $1.0B | $900.3M | $741.9M | $3.7M | 9.61% | 105,437 | 440 |
| 2024Q3 | $1.1B | $927.4M | $749.3M | $2.2M | 9.33% | 104,679 | 426 |
| 2024Q2 | $1.0B | $949.8M | $756.8M | $1.9M | 9.33% | 103,661 | 425 |
| 2024Q1 | $1.1B | $991.5M | $760.0M | $113.3k | 8.94% | 105,980 | 417 |
| 2023Q4 | $1.1B | $996.5M | $781.7M | $3.7M | 9.14% | 105,332 | 411 |
| 2023Q3 | $1.1B | $1.0B | $781.7M | $3.0M | 8.63% | 104,469 | 399 |
| 2023Q2 | $999.4M | $917.7M | $726.2M | $2.4M | 9.55% | 100,408 | 427 |
| 2023Q1 | $1.0B | $886.6M | $744.1M | $1.6M | 9.21% | 101,782 | 422 |
| 2022Q4 | $1.0B | $848.3M | $730.6M | $11.9M | 9.24% | 99,952 | 424 |
| 2022Q3 | $976.6M | $873.7M | $703.4M | $8.0M | 9.16% | 98,296 | 432 |
| 2022Q2 | $963.2M | $848.8M | $649.5M | $6.7M | 9.15% | 95,995 | 434 |
| 2022Q1 | $933.8M | $848.3M | $610.6M | $3.5M | 9.10% | 96,704 | 447 |
| 2021Q4 | $896.6M | $810.6M | $599.5M | $9.4M | 9.09% | 95,314 | 451 |
| 2021Q3 | $873.5M | $788.6M | $581.9M | $6.9M | 9.04% | 93,718 | 457 |
| 2021Q2 | $834.4M | $754.7M | $571.1M | $5.0M | 9.24% | 92,677 | 468 |
| 2021Q1 | $817.5M | $737.1M | $541.7M | $2.3M | 9.09% | 91,432 | 471 |
| 2020Q4 | $742.4M | $662.5M | $522.9M | $6.5M | 9.70% | 89,823 | 493 |
| 2020Q3 | $701.8M | $625.2M | $497.1M | $4.1M | 9.92% | 88,208 | 503 |
| 2020Q2 | $662.7M | $587.7M | $468.7M | $2.1M | 10.21% | 86,244 | 514 |
| 2020Q1 | $587.9M | $511.0M | $450.2M | $1.1M | 11.33% | 86,626 | 532 |
| 2019Q4 | $559.9M | $483.5M | $439.8M | $4.8M | 11.70% | 84,580 | 535 |
| 2019Q3 | $553.4M | $476.7M | $428.2M | $3.9M | 11.68% | 83,068 | 534 |
| 2019Q2 | $541.5M | $466.3M | $404.3M | $2.6M | 11.70% | 81,015 | 538 |
| 2019Q1 | $525.3M | $452.5M | $413.3M | $970.8k | 11.75% | 81,799 | 543 |
| 2018Q4 | $516.1M | $428.3M | $419.0M | $5.9M | 11.77% | 80,616 | 537 |
| 2018Q3 | $517.6M | $435.1M | $416.6M | $4.6M | 11.48% | 79,288 | 536 |
| 2018Q2 | $512.1M | $437.9M | $406.9M | $2.8M | 11.25% | 77,423 | 537 |
| 2018Q1 | $496.1M | $435.0M | $384.5M | $1.6M | 11.38% | 77,151 | 555 |
| 2017Q4 | $488.7M | $422.4M | $374.4M | $4.0M | 11.23% | 73,284 | 550 |
| 2017Q3 | $486.7M | $421.9M | $375.8M | $2.7M | 11.02% | 71,845 | 547 |
| 2017Q2 | $488.7M | $419.5M | $375.6M | $1.1M | 10.63% | 70,073 | 544 |
| 2017Q1 | $476.7M | $414.5M | $353.9M | $170.8k | 10.71% | 69,653 | 553 |
| 2016Q4 | $459.0M | $398.4M | $337.3M | $4.0M | 11.09% | 68,416 | 553 |
| 2016Q3 | $450.0M | $394.4M | $316.9M | $3.2M | 11.13% | 67,181 | 562 |
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