credit union · NCUA 61318 · MI
How big is ISABELLA COMMUNITY?
ISABELLA COMMUNITY (MI, NCUA charter 61318) reported total assets of $222.2M, 13,524 members and a net worth ratio of 10.07% in its Call Report for 2026Q2. That ranks 1222 of 4,299 federally insured credit unions by assets, 463 of 1,061 among credit unions with $100m-$500m in assets, 76 of 169 credit unions in michigan.
What stands out
ISABELLA COMMUNITY (MI, NCUA charter 61318) reported total assets of $222.2M, 13,524 members and a net worth ratio of 10.07% in its Call Report for 2026Q2. That ranks 1222 of 4,299 federally insured credit unions by assets, 463 of 1,061 among credit unions with $100m-$500m in assets, 76 of 169 credit unions in michigan. Against its size class: net worth ratio 10.07%, below the peer median of 11.65%; loan-to-share ratio 58.29%, below the peer median of 73.15%; return on assets 1.26%, above the peer median of 0.74%. At 10.07% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $222.2M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $198.8M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $115.9M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $1.4M | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $22.4M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 10.07% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 58.29% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 1.26% | 0.74% | 0.92% | 0.71% | computed |
| Members | 13,524 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $222.2M | $198.8M | $115.9M | $1.4M | 10.07% | 13,524 | 1222 |
| 2026Q1 | $222.6M | $200.1M | $116.3M | $634.0k | 9.71% | 13,540 | 1214 |
| 2025Q4 | $220.6M | $198.1M | $118.0M | $2.5M | 9.51% | 13,488 | 1212 |
| 2025Q3 | $213.2M | $191.4M | $115.4M | $1.8M | 9.56% | 13,512 | 1237 |
| 2025Q2 | $213.1M | $192.2M | $117.1M | $1.3M | 9.29% | 13,468 | 1239 |
| 2025Q1 | $211.6M | $192.1M | $113.4M | $486.7k | 8.99% | 13,514 | 1239 |
| 2024Q4 | $207.1M | $188.7M | $117.8M | $1.3M | 8.95% | 13,545 | 1244 |
| 2024Q3 | $204.1M | $185.7M | $117.8M | $652.3k | 8.82% | 13,581 | 1249 |
| 2024Q2 | $204.4M | $186.0M | $110.2M | $238.8k | 8.60% | 13,511 | 1251 |
| 2024Q1 | $196.6M | $178.9M | $108.7M | $-31.3k | 8.81% | 13,372 | 1288 |
| 2023Q4 | $191.7M | $174.4M | $110.3M | $341.4k | 9.05% | 13,389 | 1294 |
| 2023Q3 | $186.6M | $170.9M | $105.3M | $305.6k | 9.31% | 13,372 | 1303 |
| 2023Q2 | $189.5M | $173.6M | $103.1M | $300.5k | 9.16% | 13,365 | 1293 |
| 2023Q1 | $190.2M | $174.9M | $101.4M | $73.3k | 9.01% | 13,319 | 1298 |
| 2022Q4 | $184.8M | $169.1M | $102.7M | $1.6M | 9.25% | 13,339 | 1307 |
| 2022Q3 | $184.1M | $168.7M | $101.4M | $1.2M | 9.06% | 13,346 | 1319 |
| 2022Q2 | $188.7M | $173.0M | $97.8M | $814.5k | 8.63% | 13,349 | 1299 |
| 2022Q1 | $188.5M | $172.6M | $91.5M | $393.5k | 8.42% | 13,372 | 1296 |
| 2021Q4 | $184.5M | $166.9M | $85.2M | $1.7M | 8.38% | 13,387 | 1302 |
| 2021Q3 | $180.3M | $163.3M | $81.5M | $1.1M | 8.29% | 13,428 | 1307 |
| 2021Q2 | $179.4M | $163.1M | $79.7M | $707.4k | 8.08% | 13,381 | 1303 |
| 2021Q1 | $175.0M | $158.9M | $77.5M | $305.2k | 8.05% | 13,400 | 1318 |
| 2020Q4 | $160.4M | $144.9M | $74.5M | $933.8k | 8.59% | 13,354 | 1342 |
| 2020Q3 | $154.5M | $139.4M | $71.7M | $611.9k | 8.71% | 13,446 | 1355 |
| 2020Q2 | $151.6M | $136.3M | $67.5M | $376.5k | 8.73% | 13,441 | 1354 |
| 2020Q1 | $134.3M | $120.3M | $69.1M | $110.6k | 9.66% | 13,471 | 1398 |
| 2019Q4 | $129.4M | $115.5M | $68.5M | $863.6k | 9.93% | 13,504 | 1407 |
| 2019Q3 | $125.7M | $111.8M | $65.8M | $642.7k | 10.05% | 13,579 | 1423 |
| 2019Q2 | $126.5M | $112.3M | $65.1M | $411.5k | 9.81% | 13,593 | 1419 |
| 2019Q1 | $125.3M | $111.8M | $65.0M | $144.5k | 9.69% | 15,711 | 1433 |
| 2018Q4 | $120.5M | $108.0M | $67.3M | $984.2k | 9.95% | 15,755 | 1442 |
| 2018Q3 | $119.8M | $107.1M | $67.9M | $702.8k | 9.77% | 15,804 | 1449 |
| 2018Q2 | $122.9M | $109.8M | $68.5M | $488.9k | 9.36% | 15,803 | 1430 |
| 2018Q1 | $124.6M | $112.3M | $64.4M | $234.4k | 9.02% | 15,792 | 1420 |
| 2017Q4 | $124.4M | $111.9M | $66.4M | $797.1k | 8.85% | 15,858 | 1393 |
| 2017Q3 | $122.9M | $110.9M | $66.1M | $511.9k | 8.72% | 15,904 | 1407 |
| 2017Q2 | $120.7M | $108.8M | $64.7M | $265.3k | 8.68% | 15,849 | 1428 |
| 2017Q1 | $122.5M | $111.1M | $60.2M | $109.7k | 8.42% | 15,839 | 1406 |
| 2016Q4 | $120.3M | $108.8M | $61.9M | $659.2k | 8.49% | 15,820 | 1402 |
| 2016Q3 | $118.2M | $106.8M | $62.2M | $467.3k | 8.48% | 15,863 | 1413 |
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