credit union · NCUA 6112 · NY
How big is WATERTOWN POSTAL?
WATERTOWN POSTAL (NY, NCUA charter 6112) reported total assets of $5.7M, 488 members and a net worth ratio of 14.40% in its Call Report for 2026Q2. That ranks 3779 of 4,299 federally insured credit unions by assets, 251 of 771 among credit unions under $10m in assets, 225 of 268 credit unions in new york.
What stands out
WATERTOWN POSTAL (NY, NCUA charter 6112) reported total assets of $5.7M, 488 members and a net worth ratio of 14.40% in its Call Report for 2026Q2. That ranks 3779 of 4,299 federally insured credit unions by assets, 251 of 771 among credit unions under $10m in assets, 225 of 268 credit unions in new york. Against its size class: net worth ratio 14.40%, below the peer median of 17.92%; loan-to-share ratio 50.60%, below the peer median of 58.16%; return on assets 1.42%, above the peer median of 0.45%. At 14.40% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $5.7M | $4.0M | $46.8M | $68.3M | record → |
| Shares and deposits | $4.8M | $3.1M | $40.0M | $58.3M | record → |
| Loans outstanding | $2.4M | $1.7M | $21.7M | $34.4M | record → |
| Net income (year to date) | $40.2k | $5.3k | $175.9k | $222.2k | record → |
| Net worth | $814.3k | $672.6k | $6.2M | $9.0M | record → |
| Net worth ratio | 14.40% | 17.92% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 50.60% | 58.16% | 60.91% | 68.70% | computed |
| Return on assets | 1.42% | 0.45% | 0.77% | 0.71% | computed |
| Members | 488 | 584 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $5.7M | $4.8M | $2.4M | $40.2k | 14.40% | 488 | 3779 |
| 2026Q1 | $5.6M | $4.8M | $2.4M | $22.1k | 14.17% | 491 | 3806 |
| 2025Q4 | $5.8M | $5.0M | $2.6M | $3.3k | 13.39% | 498 | 3810 |
| 2025Q3 | $5.9M | $5.1M | $2.8M | $49.0k | 13.84% | 503 | 3835 |
| 2025Q2 | $5.9M | $5.1M | $3.0M | $28.9k | 13.62% | 507 | 3872 |
| 2025Q1 | $6.0M | $5.2M | $2.8M | $14.5k | 13.19% | 509 | 3901 |
| 2024Q4 | $5.9M | $5.2M | $2.7M | $6.5k | 13.00% | 519 | 3918 |
| 2024Q3 | $6.0M | $5.1M | $2.8M | $75.8k | 14.07% | 523 | 3954 |
| 2024Q2 | $6.0M | $5.2M | $3.0M | $54.1k | 13.62% | 523 | 3980 |
| 2024Q1 | $5.9M | $5.2M | $3.0M | $30.6k | 13.42% | 521 | 4027 |
| 2023Q4 | $6.3M | $5.5M | $3.2M | $61.8k | 12.23% | 533 | 4018 |
| 2023Q3 | $6.5M | $5.8M | $3.1M | $45.4k | 11.45% | 537 | 4038 |
| 2023Q2 | $6.7M | $5.9M | $3.2M | $19.5k | 11.80% | 542 | 4051 |
| 2023Q1 | $6.9M | $6.2M | $2.9M | $5.4k | 11.53% | 540 | 4063 |
| 2022Q4 | $7.3M | $6.5M | $2.9M | $4.8k | 10.84% | 546 | 4058 |
| 2022Q3 | $8.7M | $7.8M | $2.7M | $824 | 9.72% | 555 | 4007 |
| 2022Q2 | $8.9M | $8.1M | $2.3M | $-4.6k | 9.48% | 551 | 4016 |
| 2022Q1 | $8.9M | $8.1M | $2.0M | $9.0k | 9.54% | 548 | 4048 |
| 2021Q4 | $8.8M | $8.0M | $1.8M | $-29.5k | 9.59% | 558 | 4066 |
| 2021Q3 | $8.9M | $8.0M | $1.7M | $20.2k | 10.07% | 567 | 4093 |
| 2021Q2 | $8.4M | $7.5M | $1.7M | $18.0k | 10.34% | 563 | 4143 |
| 2021Q1 | $7.9M | $7.1M | $1.8M | $11.5k | 10.78% | 566 | 4200 |
| 2020Q4 | $7.5M | $6.6M | $1.9M | $1.8k | 11.23% | 572 | 4220 |
| 2020Q3 | $6.9M | $6.0M | $1.9M | $60.1k | 12.97% | 579 | 4292 |
| 2020Q2 | $6.5M | $5.6M | $1.9M | $37.3k | 13.56% | 576 | 4356 |
| 2020Q1 | $6.3M | $5.4M | $1.9M | $19.6k | 13.71% | 577 | 4359 |
| 2019Q4 | $6.3M | $5.5M | $2.0M | $3.6k | 13.24% | 592 | 4356 |
| 2019Q3 | $6.4M | $5.5M | $2.0M | $36.9k | 13.74% | 600 | 4383 |
| 2019Q2 | $7.0M | $6.2M | $1.9M | $15.7k | 12.13% | 603 | 4326 |
| 2019Q1 | $7.3M | $6.4M | $1.9M | $-2.1k | 11.46% | 613 | 4313 |
| 2018Q4 | $7.7M | $6.9M | $1.9M | $3.5k | 10.84% | 623 | 4288 |
| 2018Q3 | $7.9M | $7.0M | $1.9M | $33.2k | 10.97% | 623 | 4292 |
| 2018Q2 | $8.2M | $7.3M | $2.0M | $18.1k | 10.40% | 626 | 4298 |
| 2018Q1 | $8.2M | $7.3M | $2.0M | $3.0k | 10.38% | 639 | 4328 |
| 2017Q4 | $8.2M | $7.3M | $1.9M | $3.1k | 10.25% | 646 | 4333 |
| 2017Q3 | $8.2M | $7.4M | $2.0M | $6.1k | 10.27% | 647 | 4372 |
| 2017Q2 | $8.2M | $7.4M | $1.9M | $21.1k | 10.39% | 650 | 4401 |
| 2017Q1 | $8.1M | $7.3M | $2.0M | $14.7k | 10.45% | 651 | 4444 |
| 2016Q4 | $8.0M | $7.2M | $2.0M | $3.4k | 10.40% | 657 | 4450 |
| 2016Q3 | $7.9M | $7.0M | $2.2M | $24.1k | 10.89% | 659 | 4502 |
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