credit union · NCUA 60978 · OH
How big is DIRECTIONS?
DIRECTIONS (OH, NCUA charter 60978) reported total assets of $1.4B, 97,609 members and a net worth ratio of 9.66% in its Call Report for 2026Q2. That ranks 364 of 4,299 federally insured credit unions by assets, 339 of 454 among credit unions with $1b-$10b in assets, 7 of 192 credit unions in ohio.
What stands out
DIRECTIONS (OH, NCUA charter 60978) reported total assets of $1.4B, 97,609 members and a net worth ratio of 9.66% in its Call Report for 2026Q2. That ranks 364 of 4,299 federally insured credit unions by assets, 339 of 454 among credit unions with $1b-$10b in assets, 7 of 192 credit unions in ohio. Against its size class: net worth ratio 9.66%, below the peer median of 10.89%; loan-to-share ratio 93.15%, above the peer median of 88.03%; return on assets 1.14%, above the peer median of 0.80%. At 9.66% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.4B | $2.1B | $65.8M | $68.3M | record → |
| Shares and deposits | $1.2B | $1.8B | $57.9M | $58.3M | record → |
| Loans outstanding | $1.1B | $1.5B | $30.5M | $34.4M | record → |
| Net income (year to date) | $7.9M | $8.3M | $232.8k | $222.2k | record → |
| Net worth | $132.4M | $244.6M | $8.1M | $9.0M | record → |
| Net worth ratio | 9.66% | 10.89% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 93.15% | 88.03% | 64.09% | 68.70% | computed |
| Return on assets | 1.14% | 0.80% | 0.73% | 0.71% | computed |
| Members | 97,609 | 115,183 | 5,106 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.4B | $1.2B | $1.1B | $7.9M | 9.66% | 97,609 | 364 |
| 2026Q1 | $1.4B | $1.2B | $1.1B | $1.8M | 9.29% | 97,389 | 362 |
| 2025Q4 | $1.4B | $1.2B | $1.1B | $4.8M | 9.23% | 94,800 | 367 |
| 2025Q3 | $1.3B | $1.2B | $1.1B | $4.2M | 9.33% | 94,708 | 365 |
| 2025Q2 | $1.4B | $1.2B | $1.1B | $2.9M | 9.37% | 94,781 | 362 |
| 2025Q1 | $1.3B | $1.2B | $1.1B | $1.3M | 9.41% | 94,140 | 358 |
| 2024Q4 | $1.3B | $1.1B | $1.0B | $7.8M | 9.50% | 94,001 | 362 |
| 2024Q3 | $1.2B | $1.1B | $1.0B | $6.0M | 9.56% | 94,087 | 375 |
| 2024Q2 | $1.3B | $1.1B | $1.0B | $4.1M | 9.49% | 94,282 | 372 |
| 2024Q1 | $1.2B | $1.1B | $993.1M | $2.1M | 9.42% | 94,638 | 374 |
| 2023Q4 | $1.2B | $1.0B | $1.0B | $8.6M | 9.31% | 95,334 | 379 |
| 2023Q3 | $1.2B | $1.0B | $1.0B | $6.4M | 9.19% | 95,917 | 377 |
| 2023Q2 | $1.2B | $1.1B | $997.3M | $4.2M | 9.01% | 95,900 | 376 |
| 2023Q1 | $1.2B | $1.1B | $971.5M | $2.1M | 8.81% | 95,912 | 374 |
| 2022Q4 | $1.2B | $1.1B | $963.5M | $11.9M | 9.21% | 95,624 | 376 |
| 2022Q3 | $1.2B | $1.1B | $912.3M | $9.3M | 8.93% | 95,166 | 374 |
| 2022Q2 | $1.2B | $1.1B | $846.7M | $7.5M | 8.88% | 95,099 | 365 |
| 2022Q1 | $1.2B | $1.1B | $789.5M | $902.1k | 8.45% | 95,897 | 362 |
| 2021Q4 | $1.2B | $1.1B | $775.9M | $6.7M | 8.50% | 106,477 | 363 |
| 2021Q3 | $1.1B | $1.0B | $752.2M | $3.8M | 8.42% | 106,558 | 363 |
| 2021Q2 | $1.1B | $1.0B | $728.4M | $2.8M | 8.57% | 106,619 | 361 |
| 2021Q1 | $1.1B | $1.0B | $715.7M | $1.7M | 8.67% | 107,155 | 356 |
| 2020Q4 | $1.1B | $964.9M | $724.0M | $4.7M | 8.47% | 107,509 | 357 |
| 2020Q3 | $1.0B | $921.0M | $731.1M | $3.1M | 8.69% | 106,770 | 361 |
| 2020Q2 | $1.0B | $922.2M | $740.8M | $1.6M | 8.54% | 105,296 | 355 |
| 2020Q1 | $926.8M | $828.9M | $733.9M | $730.4k | 9.31% | 105,408 | 361 |
| 2019Q4 | $891.6M | $794.4M | $740.2M | $5.3M | 9.60% | 105,185 | 359 |
| 2019Q3 | $884.6M | $786.5M | $726.8M | $4.1M | 9.53% | 105,653 | 362 |
| 2019Q2 | $882.1M | $786.2M | $715.6M | $2.6M | 9.39% | 104,791 | 362 |
| 2019Q1 | $880.7M | $785.5M | $715.9M | $1.1M | 9.24% | 104,701 | 361 |
| 2018Q4 | $857.7M | $746.4M | $724.3M | $4.0M | 9.43% | 104,452 | 357 |
| 2018Q3 | $848.6M | $757.2M | $701.9M | $3.9M | 9.51% | 103,877 | 358 |
| 2018Q2 | $862.1M | $767.6M | $686.3M | $2.6M | 9.14% | 102,131 | 350 |
| 2018Q1 | $744.8M | $676.0M | $608.2M | $1.2M | 7.80% | 85,992 | 400 |
| 2017Q4 | $715.2M | $647.8M | $610.3M | $1.3M | 7.95% | 86,191 | 407 |
| 2017Q3 | $724.2M | $641.3M | $616.9M | $2.0M | 7.93% | 84,350 | 396 |
| 2017Q2 | $708.1M | $640.3M | $606.6M | $1.4M | 8.03% | 83,053 | 397 |
| 2017Q1 | $705.3M | $638.4M | $587.3M | $650.8k | 7.95% | 81,186 | 395 |
| 2016Q4 | $670.7M | $603.2M | $560.8M | $1.0M | 8.26% | 79,566 | 400 |
| 2016Q3 | $662.2M | $597.0M | $525.6M | $114.0k | 8.23% | 78,107 | 397 |
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