credit union · NCUA 60825 · GA
How big is COMBINED EMPLOYEES?
COMBINED EMPLOYEES (GA, NCUA charter 60825) reported total assets of $18.3M, 2,618 members and a net worth ratio of 8.39% in its Call Report for 2026Q2. That ranks 3167 of 4,299 federally insured credit unions by assets, 774 of 1,135 among credit unions with $10m-$50m in assets, 48 of 71 credit unions in georgia.
What stands out
COMBINED EMPLOYEES (GA, NCUA charter 60825) reported total assets of $18.3M, 2,618 members and a net worth ratio of 8.39% in its Call Report for 2026Q2. That ranks 3167 of 4,299 federally insured credit unions by assets, 774 of 1,135 among credit unions with $10m-$50m in assets, 48 of 71 credit unions in georgia. Against its size class: net worth ratio 8.39%, below the peer median of 13.88%; loan-to-share ratio 81.08%, above the peer median of 57.77%; return on assets 0.69%, below the peer median of 0.70%. At 8.39% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $18.3M | $25.2M | $44.1M | $68.3M | record → |
| Shares and deposits | $16.6M | $21.4M | $38.7M | $58.3M | record → |
| Loans outstanding | $13.5M | $11.2M | $19.3M | $34.4M | record → |
| Net income (year to date) | $63.1k | $82.1k | $88.0k | $222.2k | record → |
| Net worth | $1.5M | $3.4M | $6.3M | $9.0M | record → |
| Net worth ratio | 8.39% | 13.88% | 13.60% | 12.65% | record → |
| Loan-to-share ratio | 81.08% | 57.77% | 74.93% | 68.70% | computed |
| Return on assets | 0.69% | 0.70% | 0.70% | 0.71% | computed |
| Members | 2,618 | 2,092 | 3,922 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $18.3M | $16.6M | $13.5M | $63.1k | 8.39% | 2,618 | 3167 |
| 2026Q1 | $18.0M | $16.3M | $13.7M | $39.3k | 8.43% | 2,685 | 3199 |
| 2025Q4 | $17.3M | $15.8M | $13.6M | $81.4k | 8.51% | 2,706 | 3231 |
| 2025Q3 | $17.5M | $16.0M | $14.0M | $47.8k | 8.32% | 2,695 | 3246 |
| 2025Q2 | $16.7M | $15.3M | $14.0M | $8.7k | 8.39% | 2,693 | 3304 |
| 2025Q1 | $16.5M | $15.1M | $13.2M | $-4.5k | 8.44% | 2,651 | 3338 |
| 2024Q4 | $16.6M | $15.2M | $13.1M | $-14.4k | 8.39% | 2,967 | 3340 |
| 2024Q3 | $16.3M | $14.8M | $13.6M | $-35.6k | 8.56% | 3,290 | 3375 |
| 2024Q2 | $16.8M | $15.4M | $13.1M | $3.0k | 8.53% | 3,291 | 3382 |
| 2024Q1 | $16.3M | $14.9M | $12.6M | $6.1k | 8.81% | 3,257 | 3427 |
| 2023Q4 | $15.6M | $14.2M | $12.7M | $66.4k | 9.13% | 3,480 | 3460 |
| 2023Q3 | $15.6M | $14.1M | $12.3M | $68.2k | 9.31% | 3,244 | 3497 |
| 2023Q2 | $14.3M | $13.0M | $11.6M | $34.6k | 9.86% | 3,206 | 3573 |
| 2023Q1 | $14.0M | $12.6M | $11.2M | $31.5k | 10.17% | 3,212 | 3613 |
| 2022Q4 | $13.8M | $12.4M | $10.5M | $208.9k | 10.16% | 3,184 | 3655 |
| 2022Q3 | $13.8M | $12.5M | $9.8M | $43.8k | 8.95% | 3,178 | 3682 |
| 2022Q2 | $13.5M | $12.2M | $9.3M | $42.0k | 9.14% | 3,184 | 3716 |
| 2022Q1 | $13.5M | $12.2M | $9.4M | $7.8k | 8.91% | 3,186 | 3749 |
| 2021Q4 | $13.3M | $12.1M | $9.6M | $53.3k | 8.94% | 3,205 | 3758 |
| 2021Q3 | $13.7M | $12.5M | $9.1M | $40.6k | 8.62% | 3,206 | 3751 |
| 2021Q2 | $13.4M | $12.2M | $9.3M | $26.7k | 8.69% | 3,220 | 3784 |
| 2021Q1 | $12.9M | $11.7M | $9.0M | $9.2k | 8.90% | 3,242 | 3832 |
| 2020Q4 | $11.8M | $10.7M | $9.0M | $-5.3k | 9.62% | 3,262 | 3881 |
| 2020Q3 | $12.3M | $11.1M | $8.7M | $-32.0k | 9.05% | 3,302 | 3852 |
| 2020Q2 | $11.8M | $10.7M | $8.7M | $-35.7k | 9.38% | 3,300 | 3885 |
| 2020Q1 | $11.4M | $10.3M | $8.5M | $-33.8k | 9.72% | 3,311 | 3886 |
| 2019Q4 | $11.0M | $9.9M | $8.7M | $-57.3k | 10.38% | 3,325 | 3913 |
| 2019Q3 | $11.0M | $9.8M | $8.8M | $-39.3k | 10.53% | 3,312 | 3929 |
| 2019Q2 | $10.8M | $9.5M | $8.9M | $-2.3k | 11.15% | 3,343 | 3962 |
| 2019Q1 | $10.8M | $9.6M | $8.8M | $476 | 11.12% | 3,361 | 3970 |
| 2018Q4 | $10.5M | $9.3M | $8.7M | $-124.1k | 11.46% | 3,368 | 4001 |
| 2018Q3 | $10.8M | $9.5M | $8.1M | $-118.5k | 11.21% | 3,343 | 4011 |
| 2018Q2 | $11.3M | $10.0M | $7.7M | $-64.4k | 11.17% | 3,344 | 3984 |
| 2018Q1 | $11.2M | $9.8M | $7.9M | $-35.7k | 11.57% | 3,362 | 4024 |
| 2017Q4 | $10.5M | $9.2M | $8.1M | $-103.5k | 12.63% | 3,368 | 4082 |
| 2017Q3 | $11.6M | $10.2M | $8.6M | $-76.9k | 11.65% | 3,430 | 4012 |
| 2017Q2 | $11.5M | $10.1M | $8.1M | $-49.8k | 11.98% | 3,526 | 4057 |
| 2017Q1 | $11.6M | $10.1M | $7.8M | $-27.0k | 12.10% | 3,567 | 4063 |
| 2016Q4 | $11.4M | $9.9M | $8.3M | $-31.8k | 12.65% | 3,581 | 4071 |
| 2016Q3 | $11.8M | $10.3M | $8.7M | $-39.0k | 12.21% | 3,573 | 4060 |
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