credit union · NCUA 60712 · AL
How big is ALABAMA CENTRAL?
ALABAMA CENTRAL (AL, NCUA charter 60712) reported total assets of $214.0M, 18,375 members and a net worth ratio of 9.64% in its Call Report for 2026Q2. That ranks 1242 of 4,299 federally insured credit unions by assets, 483 of 1,061 among credit unions with $100m-$500m in assets, 28 of 88 credit unions in alabama.
What stands out
ALABAMA CENTRAL (AL, NCUA charter 60712) reported total assets of $214.0M, 18,375 members and a net worth ratio of 9.64% in its Call Report for 2026Q2. That ranks 1242 of 4,299 federally insured credit unions by assets, 483 of 1,061 among credit unions with $100m-$500m in assets, 28 of 88 credit unions in alabama. Against its size class: net worth ratio 9.64%, below the peer median of 11.65%; loan-to-share ratio 73.36%, above the peer median of 73.15%; return on assets 0.94%, above the peer median of 0.74%. At 9.64% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $214.0M | $198.1M | $49.1M | $68.3M | record → |
| Shares and deposits | $192.6M | $172.3M | $42.7M | $58.3M | record → |
| Loans outstanding | $141.3M | $125.2M | $20.0M | $34.4M | record → |
| Net income (year to date) | $1.0M | $766.3k | $218.9k | $222.2k | record → |
| Net worth | $20.6M | $24.5M | $8.7M | $9.0M | record → |
| Net worth ratio | 9.64% | 11.65% | 14.15% | 12.65% | record → |
| Loan-to-share ratio | 73.36% | 73.15% | 58.66% | 68.70% | computed |
| Return on assets | 0.94% | 0.74% | 0.72% | 0.71% | computed |
| Members | 18,375 | 13,230 | 4,556 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $214.0M | $192.6M | $141.3M | $1.0M | 9.64% | 18,375 | 1242 |
| 2026Q1 | $216.4M | $196.2M | $138.1M | $377.8k | 9.30% | 18,529 | 1239 |
| 2025Q4 | $207.6M | $188.1M | $139.7M | $1.6M | 9.51% | 18,761 | 1250 |
| 2025Q3 | $209.4M | $189.5M | $142.6M | $1.3M | 9.29% | 20,037 | 1251 |
| 2025Q2 | $207.4M | $188.8M | $142.5M | $822.7k | 9.16% | 20,413 | 1255 |
| 2025Q1 | $204.8M | $186.7M | $144.7M | $400.4k | 9.13% | 20,764 | 1265 |
| 2024Q4 | $200.7M | $183.4M | $148.4M | $1.7M | 9.12% | 21,190 | 1266 |
| 2024Q3 | $199.7M | $171.7M | $146.6M | $1.4M | 9.00% | 21,533 | 1267 |
| 2024Q2 | $200.2M | $173.5M | $150.9M | $919.3k | 8.74% | 22,068 | 1271 |
| 2024Q1 | $201.7M | $176.1M | $154.1M | $434.2k | 8.50% | 22,666 | 1264 |
| 2023Q4 | $196.1M | $171.3M | $159.1M | $1.1M | 8.52% | 22,944 | 1270 |
| 2023Q3 | $198.6M | $176.4M | $159.9M | $1.0M | 8.37% | 23,250 | 1258 |
| 2023Q2 | $204.5M | $183.2M | $161.5M | $562.7k | 7.91% | 23,605 | 1245 |
| 2023Q1 | $208.0M | $186.9M | $165.4M | $138.1k | 7.58% | 23,835 | 1238 |
| 2022Q4 | $204.2M | $183.5M | $167.4M | $1.2M | 7.65% | 16,872 | 1240 |
| 2022Q3 | $203.9M | $189.0M | $164.9M | $1.1M | 7.63% | 17,135 | 1237 |
| 2022Q2 | $204.3M | $189.6M | $157.9M | $827.7k | 7.46% | 17,214 | 1242 |
| 2022Q1 | $203.9M | $189.8M | $147.3M | $253.2k | 7.19% | 17,194 | 1240 |
| 2021Q4 | $198.1M | $182.9M | $140.1M | $817.0k | 7.27% | 17,269 | 1250 |
| 2021Q3 | $196.1M | $180.7M | $137.6M | $701.5k | 7.28% | 17,323 | 1242 |
| 2021Q2 | $199.2M | $184.1M | $136.1M | $486.7k | 7.06% | 17,381 | 1221 |
| 2021Q1 | $196.6M | $180.8M | $134.2M | $173.5k | 7.00% | 17,353 | 1230 |
| 2020Q4 | $184.6M | $169.2M | $131.3M | $32.4k | 7.36% | 17,284 | 1237 |
| 2020Q3 | $177.5M | $163.0M | $128.6M | $330.7k | 7.82% | 17,380 | 1242 |
| 2020Q2 | $171.5M | $156.8M | $125.0M | $185.2k | 8.01% | 17,427 | 1263 |
| 2020Q1 | $159.4M | $145.8M | $122.4M | $-76.2k | 8.45% | 17,553 | 1264 |
| 2019Q4 | $152.9M | $139.1M | $123.6M | $782.3k | 8.86% | 17,626 | 1268 |
| 2019Q3 | $149.0M | $135.1M | $123.6M | $849.3k | 9.14% | 17,756 | 1282 |
| 2019Q2 | $146.3M | $132.0M | $123.5M | $600.3k | 9.14% | 17,844 | 1301 |
| 2019Q1 | $142.8M | $129.0M | $122.6M | $237.4k | 9.11% | 17,944 | 1325 |
| 2018Q4 | $137.7M | $124.5M | $123.1M | $423.6k | 9.27% | 18,271 | 1333 |
| 2018Q3 | $139.9M | $126.4M | $120.9M | $395.1k | 9.10% | 18,047 | 1323 |
| 2018Q2 | $141.7M | $128.5M | $118.1M | $243.3k | 8.88% | 18,366 | 1317 |
| 2018Q1 | $141.7M | $128.5M | $114.4M | $155.9k | 8.82% | 18,069 | 1314 |
| 2017Q4 | $135.8M | $123.0M | $114.2M | $-522.0k | 9.09% | 18,014 | 1326 |
| 2017Q3 | $136.7M | $123.4M | $109.8M | $-94.7k | 9.34% | 18,034 | 1321 |
| 2017Q2 | $139.3M | $125.6M | $104.4M | $-107.2k | 9.18% | 17,946 | 1302 |
| 2017Q1 | $142.3M | $129.1M | $104.3M | $-99.3k | 8.99% | 18,011 | 1285 |
| 2016Q4 | $135.9M | $123.0M | $107.4M | $689.5k | 9.49% | 17,942 | 1294 |
| 2016Q3 | $135.8M | $122.2M | $106.3M | $652.8k | 9.48% | 17,999 | 1297 |
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