credit union · NCUA 60686 · SC
How big is SPC?
SPC (SC, NCUA charter 60686) reported total assets of $265.8M, 25,511 members and a net worth ratio of 11.42% in its Call Report for 2026Q2. That ranks 1112 of 4,299 federally insured credit unions by assets, 353 of 1,061 among credit unions with $100m-$500m in assets, 16 of 45 credit unions in south carolina.
What stands out
SPC (SC, NCUA charter 60686) reported total assets of $265.8M, 25,511 members and a net worth ratio of 11.42% in its Call Report for 2026Q2. That ranks 1112 of 4,299 federally insured credit unions by assets, 353 of 1,061 among credit unions with $100m-$500m in assets, 16 of 45 credit unions in south carolina. Against its size class: net worth ratio 11.42%, below the peer median of 11.65%; loan-to-share ratio 67.72%, below the peer median of 73.15%; return on assets 0.65%, below the peer median of 0.74%. At 11.42% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $265.8M | $198.1M | $98.3M | $68.3M | record → |
| Shares and deposits | $234.3M | $172.3M | $80.4M | $58.3M | record → |
| Loans outstanding | $158.7M | $125.2M | $64.9M | $34.4M | record → |
| Net income (year to date) | $860.5k | $766.3k | $408.8k | $222.2k | record → |
| Net worth | $30.3M | $24.5M | $19.8M | $9.0M | record → |
| Net worth ratio | 11.42% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 67.72% | 73.15% | 71.91% | 68.70% | computed |
| Return on assets | 0.65% | 0.74% | 0.85% | 0.71% | computed |
| Members | 25,511 | 13,230 | 9,129 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $265.8M | $234.3M | $158.7M | $860.5k | 11.42% | 25,511 | 1112 |
| 2026Q1 | $266.2M | $235.8M | $153.4M | $558.1k | 11.29% | 25,924 | 1108 |
| 2025Q4 | $253.9M | $224.9M | $158.1M | $2.3M | 11.61% | 25,722 | 1128 |
| 2025Q3 | $250.9M | $222.7M | $157.9M | $1.4M | 11.49% | 25,911 | 1131 |
| 2025Q2 | $247.1M | $222.0M | $154.7M | $794.0k | 11.42% | 25,452 | 1145 |
| 2025Q1 | $250.0M | $222.8M | $156.6M | $413.0k | 11.14% | 25,276 | 1135 |
| 2024Q4 | $240.4M | $211.1M | $162.1M | $4.2M | 11.41% | 25,078 | 1149 |
| 2024Q3 | $239.3M | $208.7M | $166.5M | $2.6M | 10.93% | 25,070 | 1153 |
| 2024Q2 | $241.8M | $207.5M | $170.4M | $1.2M | 10.24% | 24,874 | 1142 |
| 2024Q1 | $248.8M | $212.3M | $173.7M | $107.1k | 9.62% | 24,601 | 1128 |
| 2023Q4 | $239.4M | $204.1M | $176.6M | $1.6M | 9.82% | 24,369 | 1139 |
| 2023Q3 | $242.2M | $207.1M | $177.5M | $1.3M | 9.70% | 24,352 | 1131 |
| 2023Q2 | $243.5M | $212.3M | $175.0M | $872.4k | 9.47% | 24,074 | 1128 |
| 2023Q1 | $245.2M | $225.1M | $171.2M | $417.4k | 9.22% | 23,870 | 1130 |
| 2022Q4 | $243.3M | $222.6M | $164.7M | $1.9M | 9.15% | 23,706 | 1129 |
| 2022Q3 | $242.3M | $222.3M | $154.6M | $1.4M | 8.95% | 23,576 | 1132 |
| 2022Q2 | $242.1M | $222.7M | $145.0M | $843.3k | 8.73% | 23,465 | 1133 |
| 2022Q1 | $243.3M | $224.2M | $137.0M | $276.4k | 8.46% | 23,626 | 1133 |
| 2021Q4 | $231.6M | $213.3M | $134.4M | $1.1M | 8.77% | 23,530 | 1155 |
| 2021Q3 | $231.9M | $213.6M | $130.8M | $789.8k | 8.61% | 23,492 | 1144 |
| 2021Q2 | $231.8M | $213.7M | $125.2M | $519.6k | 8.56% | 23,526 | 1138 |
| 2021Q1 | $228.1M | $210.4M | $118.8M | $271.8k | 8.59% | 23,146 | 1140 |
| 2020Q4 | $207.7M | $189.2M | $114.3M | $1.2M | 9.19% | 22,949 | 1165 |
| 2020Q3 | $196.4M | $178.4M | $111.4M | $740.9k | 10.23% | 21,910 | 1176 |
| 2020Q2 | $192.2M | $174.2M | $112.5M | $481.0k | 9.69% | 21,808 | 1187 |
| 2020Q1 | $176.3M | $159.2M | $113.4M | $297.8k | 10.52% | 21,705 | 1193 |
| 2019Q4 | $164.8M | $148.3M | $114.0M | $1.6M | 10.97% | 21,546 | 1216 |
| 2019Q3 | $164.9M | $148.3M | $111.8M | $1.2M | 10.63% | 21,508 | 1208 |
| 2019Q2 | $166.6M | $149.3M | $107.0M | $841.8k | 10.32% | 21,407 | 1204 |
| 2019Q1 | $170.0M | $153.3M | $102.7M | $372.7k | 9.84% | 21,135 | 1187 |
| 2018Q4 | $161.9M | $145.6M | $101.2M | $1.3M | 10.10% | 20,917 | 1203 |
| 2018Q3 | $164.4M | $147.3M | $100.2M | $810.6k | 9.64% | 20,891 | 1187 |
| 2018Q2 | $167.8M | $151.5M | $97.7M | $484.6k | 9.25% | 20,876 | 1179 |
| 2018Q1 | $170.2M | $154.6M | $94.9M | $170.3k | 8.93% | 20,598 | 1165 |
| 2017Q4 | $158.4M | $143.0M | $95.4M | $642.2k | 9.49% | 20,576 | 1194 |
| 2017Q3 | $160.1M | $144.5M | $96.0M | $405.4k | 9.24% | 20,889 | 1189 |
| 2017Q2 | $159.8M | $145.6M | $93.4M | $292.1k | 9.19% | 20,966 | 1191 |
| 2017Q1 | $161.6M | $147.4M | $91.6M | $137.3k | 8.99% | 20,835 | 1186 |
| 2016Q4 | $151.1M | $136.7M | $91.7M | $298.7k | 9.52% | 20,499 | 1214 |
| 2016Q3 | $150.3M | $136.5M | $91.0M | $183.7k | 9.50% | 20,510 | 1213 |
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