credit union · NCUA 60428 · MI
How big is EXTRA?
EXTRA (MI, NCUA charter 60428) reported total assets of $345.4M, 18,997 members and a net worth ratio of 17.51% in its Call Report for 2026Q2. That ranks 968 of 4,299 federally insured credit unions by assets, 209 of 1,061 among credit unions with $100m-$500m in assets, 61 of 169 credit unions in michigan.
What stands out
EXTRA (MI, NCUA charter 60428) reported total assets of $345.4M, 18,997 members and a net worth ratio of 17.51% in its Call Report for 2026Q2. That ranks 968 of 4,299 federally insured credit unions by assets, 209 of 1,061 among credit unions with $100m-$500m in assets, 61 of 169 credit unions in michigan. Against its size class: net worth ratio 17.51%, above the peer median of 11.65%; loan-to-share ratio 64.41%, below the peer median of 73.15%; return on assets 1.16%, above the peer median of 0.74%. At 17.51% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $345.4M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $285.1M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $183.6M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $2.0M | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $60.5M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 17.51% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 64.41% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 1.16% | 0.74% | 0.92% | 0.71% | computed |
| Members | 18,997 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $345.4M | $285.1M | $183.6M | $2.0M | 17.51% | 18,997 | 968 |
| 2026Q1 | $344.4M | $285.3M | $183.5M | $589.7k | 17.14% | 19,006 | 969 |
| 2025Q4 | $336.3M | $278.3M | $186.1M | $7.8M | 17.01% | 18,979 | 971 |
| 2025Q3 | $332.5M | $276.5M | $186.4M | $6.6M | 16.92% | 18,952 | 979 |
| 2025Q2 | $334.5M | $280.8M | $186.9M | $5.7M | 16.53% | 18,923 | 973 |
| 2025Q1 | $332.7M | $283.9M | $186.8M | $1.0M | 15.23% | 19,067 | 977 |
| 2024Q4 | $317.8M | $270.8M | $189.8M | $4.2M | 15.62% | 18,994 | 990 |
| 2024Q3 | $309.9M | $263.1M | $188.8M | $3.2M | 15.77% | 18,979 | 1007 |
| 2024Q2 | $311.3M | $267.8M | $185.8M | $2.1M | 15.34% | 18,949 | 1003 |
| 2024Q1 | $318.2M | $276.8M | $183.6M | $961.9k | 14.66% | 18,965 | 990 |
| 2023Q4 | $311.7M | $271.3M | $181.1M | $5.0M | 14.65% | 18,908 | 987 |
| 2023Q3 | $308.2M | $271.8M | $175.1M | $3.8M | 14.49% | 18,905 | 990 |
| 2023Q2 | $319.0M | $282.9M | $168.1M | $2.7M | 13.66% | 18,877 | 975 |
| 2023Q1 | $325.3M | $291.2M | $159.4M | $1.3M | 12.99% | 18,931 | 962 |
| 2022Q4 | $314.3M | $280.5M | $158.0M | $4.2M | 13.05% | 18,925 | 969 |
| 2022Q3 | $319.2M | $286.7M | $150.0M | $3.1M | 12.48% | 18,943 | 960 |
| 2022Q2 | $323.4M | $291.2M | $144.8M | $1.8M | 11.94% | 18,967 | 950 |
| 2022Q1 | $329.0M | $294.3M | $138.5M | $793.2k | 11.42% | 19,039 | 940 |
| 2021Q4 | $324.1M | $285.8M | $135.9M | $5.0M | 11.49% | 19,073 | 936 |
| 2021Q3 | $319.1M | $280.4M | $132.6M | $4.0M | 11.49% | 19,124 | 936 |
| 2021Q2 | $322.0M | $285.0M | $130.5M | $2.6M | 11.44% | 19,165 | 921 |
| 2021Q1 | $315.8M | $279.7M | $131.5M | $1.4M | 11.48% | 19,284 | 927 |
| 2020Q4 | $290.4M | $254.7M | $133.6M | $6.1M | 11.66% | 19,292 | 936 |
| 2020Q3 | $276.1M | $242.5M | $136.0M | $4.3M | 10.84% | 19,334 | 947 |
| 2020Q2 | $274.8M | $243.3M | $136.9M | $2.1M | 10.12% | 19,306 | 943 |
| 2020Q1 | $249.3M | $220.5M | $141.1M | $958.0k | 10.68% | 19,541 | 964 |
| 2019Q4 | $236.3M | $208.4M | $141.3M | $2.7M | 10.86% | 19,637 | 974 |
| 2019Q3 | $231.9M | $204.0M | $137.6M | $2.2M | 10.82% | 19,656 | 980 |
| 2019Q2 | $238.8M | $212.4M | $132.4M | $1.4M | 10.17% | 19,737 | 958 |
| 2019Q1 | $240.7M | $216.0M | $128.7M | $635.8k | 9.78% | 19,830 | 954 |
| 2018Q4 | $231.3M | $208.1M | $131.1M | $2.0M | 9.91% | 20,159 | 961 |
| 2018Q3 | $229.3M | $206.6M | $131.8M | $1.5M | 9.77% | 20,334 | 968 |
| 2018Q2 | $233.4M | $211.5M | $130.6M | $625.7k | 9.24% | 20,324 | 954 |
| 2018Q1 | $236.0M | $212.3M | $128.6M | $101.6k | 8.92% | 20,426 | 946 |
| 2017Q4 | $221.8M | $199.3M | $126.6M | $1.9M | 9.45% | 20,276 | 976 |
| 2017Q3 | $221.5M | $199.6M | $123.8M | $1.3M | 9.18% | 19,967 | 974 |
| 2017Q2 | $223.2M | $201.4M | $120.5M | $741.3k | 8.88% | 19,561 | 968 |
| 2017Q1 | $224.3M | $202.3M | $114.4M | $389.2k | 8.68% | 19,196 | 960 |
| 2016Q4 | $214.1M | $193.3M | $111.1M | $1.5M | 8.91% | 18,986 | 969 |
| 2016Q3 | $211.7M | $190.7M | $108.1M | $1.1M | 8.79% | 18,884 | 972 |
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