credit union · NCUA 60363 · CA
How big is CENTRAL STATE?
CENTRAL STATE (CA, NCUA charter 60363) reported total assets of $258.2M, 14,017 members and a net worth ratio of 9.01% in its Call Report for 2026Q2. That ranks 1129 of 4,299 federally insured credit unions by assets, 370 of 1,061 among credit unions with $100m-$500m in assets, 112 of 239 credit unions in california.
What stands out
CENTRAL STATE (CA, NCUA charter 60363) reported total assets of $258.2M, 14,017 members and a net worth ratio of 9.01% in its Call Report for 2026Q2. That ranks 1129 of 4,299 federally insured credit unions by assets, 370 of 1,061 among credit unions with $100m-$500m in assets, 112 of 239 credit unions in california. Against its size class: net worth ratio 9.01%, below the peer median of 11.65%; loan-to-share ratio 40.80%, below the peer median of 73.15%; return on assets 0.28%, below the peer median of 0.74%. At 9.01% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $258.2M | $198.1M | $205.9M | $68.3M | record → |
| Shares and deposits | $211.3M | $172.3M | $179.4M | $58.3M | record → |
| Loans outstanding | $86.2M | $125.2M | $125.6M | $34.4M | record → |
| Net income (year to date) | $363.8k | $766.3k | $432.9k | $222.2k | record → |
| Net worth | $23.3M | $24.5M | $25.9M | $9.0M | record → |
| Net worth ratio | 9.01% | 11.65% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 40.80% | 73.15% | 72.15% | 68.70% | computed |
| Return on assets | 0.28% | 0.74% | 0.56% | 0.71% | computed |
| Members | 14,017 | 13,230 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $258.2M | $211.3M | $86.2M | $363.8k | 9.01% | 14,017 | 1129 |
| 2026Q1 | $255.2M | $208.6M | $83.8M | $-16.3k | 8.97% | 14,221 | 1140 |
| 2025Q4 | $228.8M | $212.2M | $64.8M | $697.1k | 10.01% | 14,357 | 1200 |
| 2025Q3 | $230.4M | $214.9M | $65.7M | $479.1k | 9.85% | 14,738 | 1191 |
| 2025Q2 | $233.8M | $219.7M | $60.7M | $338.8k | 9.64% | 14,898 | 1186 |
| 2025Q1 | $238.8M | $225.7M | $58.9M | $174.0k | 9.37% | 15,082 | 1172 |
| 2024Q4 | $234.5M | $223.9M | $63.6M | $236.7k | 9.47% | 15,198 | 1171 |
| 2024Q3 | $236.1M | $223.4M | $68.1M | $-92.8k | 9.27% | 15,332 | 1164 |
| 2024Q2 | $235.8M | $226.0M | $73.4M | $115.0k | 9.36% | 15,550 | 1161 |
| 2024Q1 | $235.9M | $226.1M | $80.0M | $-11.6k | 9.41% | 15,970 | 1164 |
| 2023Q4 | $228.9M | $219.2M | $86.7M | $964.0k | 9.70% | 16,185 | 1167 |
| 2023Q3 | $230.9M | $225.2M | $92.4M | $918.0k | 9.60% | 16,390 | 1164 |
| 2023Q2 | $233.0M | $226.5M | $99.0M | $634.7k | 9.39% | 16,644 | 1159 |
| 2023Q1 | $239.9M | $231.1M | $96.8M | $441.3k | 9.04% | 16,940 | 1144 |
| 2022Q4 | $239.1M | $233.1M | $75.2M | $1.4M | 8.88% | 16,611 | 1138 |
| 2022Q3 | $238.4M | $233.9M | $58.6M | $876.4k | 8.69% | 16,409 | 1142 |
| 2022Q2 | $244.8M | $235.6M | $55.3M | $453.9k | 8.29% | 16,524 | 1126 |
| 2022Q1 | $249.5M | $237.1M | $55.9M | $135.5k | 8.01% | 16,994 | 1115 |
| 2021Q4 | $247.8M | $229.1M | $58.6M | $838.9k | 8.01% | 17,147 | 1106 |
| 2021Q3 | $250.7M | $231.3M | $62.4M | $473.3k | 7.77% | 17,299 | 1082 |
| 2021Q2 | $244.8M | $225.2M | $66.5M | $225.6k | 7.86% | 17,435 | 1092 |
| 2021Q1 | $243.1M | $223.9M | $69.6M | $46.5k | 7.83% | 17,700 | 1092 |
| 2020Q4 | $228.7M | $209.0M | $75.4M | $1.1M | 8.30% | 17,832 | 1087 |
| 2020Q3 | $223.5M | $203.5M | $79.8M | $946.7k | 8.44% | 17,947 | 1082 |
| 2020Q2 | $220.3M | $200.5M | $84.7M | $734.5k | 8.47% | 18,006 | 1077 |
| 2020Q1 | $204.9M | $185.3M | $90.4M | $408.5k | 8.95% | 24,302 | 1084 |
| 2019Q4 | $201.1M | $183.0M | $96.4M | $1.8M | 8.91% | 24,373 | 1068 |
| 2019Q3 | $201.1M | $182.7M | $101.2M | $1.3M | 8.65% | 24,423 | 1062 |
| 2019Q2 | $202.2M | $183.8M | $103.7M | $819.7k | 8.38% | 24,356 | 1060 |
| 2019Q1 | $201.9M | $184.6M | $107.5M | $397.4k | 8.16% | 24,440 | 1062 |
| 2018Q4 | $199.1M | $183.1M | $111.5M | $1.7M | 8.08% | 24,410 | 1061 |
| 2018Q3 | $202.8M | $186.6M | $112.9M | $1.3M | 7.76% | 24,331 | 1043 |
| 2018Q2 | $197.4M | $182.4M | $111.4M | $895.5k | 7.76% | 24,126 | 1058 |
| 2018Q1 | $201.8M | $186.6M | $109.9M | $297.8k | 7.30% | 23,953 | 1046 |
| 2017Q4 | $193.3M | $178.2M | $112.1M | $-238.0k | 7.47% | 23,764 | 1057 |
| 2017Q3 | $192.4M | $177.3M | $113.0M | $-512.3k | 7.36% | 23,613 | 1059 |
| 2017Q2 | $187.5M | $172.2M | $107.0M | $388.6k | 8.03% | 23,229 | 1074 |
| 2017Q1 | $186.8M | $171.7M | $102.1M | $-62.5k | 7.82% | 22,986 | 1074 |
| 2016Q4 | $180.5M | $165.4M | $98.1M | $601.4k | 8.13% | 22,615 | 1075 |
| 2016Q3 | $178.5M | $163.6M | $95.5M | $491.7k | 8.16% | 22,351 | 1082 |
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