credit union · NCUA 60201 · IL
How big is HARVARD COMMUNITY?
HARVARD COMMUNITY (IL, NCUA charter 60201) reported total assets of $21.1M, 3,291 members and a net worth ratio of 6.46% in its Call Report for 2026Q2. That ranks 3087 of 4,299 federally insured credit unions by assets, 694 of 1,135 among credit unions with $10m-$50m in assets, 100 of 188 credit unions in illinois.
What stands out
HARVARD COMMUNITY (IL, NCUA charter 60201) reported total assets of $21.1M, 3,291 members and a net worth ratio of 6.46% in its Call Report for 2026Q2. That ranks 3087 of 4,299 federally insured credit unions by assets, 694 of 1,135 among credit unions with $10m-$50m in assets, 100 of 188 credit unions in illinois. Against its size class: net worth ratio 6.46%, below the peer median of 13.88%; loan-to-share ratio 84.24%, above the peer median of 57.77%; return on assets -1.06%, below the peer median of 0.70%. At 6.46% its net worth ratio is below the 7% NCUA threshold, which puts it in the "adequately capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $21.1M | $25.2M | $23.9M | $68.3M | record → |
| Shares and deposits | $19.7M | $21.4M | $20.3M | $58.3M | record → |
| Loans outstanding | $16.6M | $11.2M | $11.9M | $34.4M | record → |
| Net income (year to date) | $-111.6k | $82.1k | $75.2k | $222.2k | record → |
| Net worth | $1.4M | $3.4M | $3.4M | $9.0M | record → |
| Net worth ratio | 6.46% | 13.88% | 13.93% | 12.65% | record → |
| Loan-to-share ratio | 84.24% | 57.77% | 62.03% | 68.70% | computed |
| Return on assets | -1.06% | 0.70% | 0.75% | 0.71% | computed |
| Members | 3,291 | 2,092 | 2,288 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $21.1M | $19.7M | $16.6M | $-111.6k | 6.46% | 3,291 | 3087 |
| 2026Q1 | $21.2M | $19.9M | $16.3M | $-325.4k | 5.43% | 3,263 | 3105 |
| 2025Q4 | $20.1M | $18.5M | $16.1M | $-462.6k | 7.33% | 3,242 | 3146 |
| 2025Q3 | $20.0M | $18.3M | $15.7M | $-422.6k | 7.59% | 3,227 | 3168 |
| 2025Q2 | $20.4M | $18.8M | $15.8M | $-395.2k | 7.43% | 3,212 | 3175 |
| 2025Q1 | $20.7M | $19.2M | $16.1M | $-444.4k | 7.21% | 3,176 | 3190 |
| 2024Q4 | $20.9M | $18.9M | $16.4M | $-199.3k | 9.28% | 3,417 | 3195 |
| 2024Q3 | $20.6M | $18.5M | $16.9M | $-487.3k | 9.44% | 3,143 | 3221 |
| 2024Q2 | $21.3M | $19.3M | $17.2M | $-203.5k | 9.10% | 3,405 | 3215 |
| 2024Q1 | $20.4M | $18.3M | $17.0M | $-446.2k | 9.90% | 3,095 | 3269 |
| 2023Q4 | $23.0M | $20.6M | $16.9M | $4.3k | 9.29% | 3,117 | 3178 |
| 2023Q3 | $23.3M | $21.0M | $16.9M | $40.5k | 9.31% | 3,141 | 3187 |
| 2023Q2 | $23.3M | $21.0M | $16.5M | $-19.7k | 9.07% | 3,160 | 3204 |
| 2023Q1 | $24.1M | $21.9M | $16.3M | $9.0k | 8.95% | 3,147 | 3202 |
| 2022Q4 | $24.5M | $22.3M | $15.5M | $79.7k | 8.73% | 3,471 | 3205 |
| 2022Q3 | $24.4M | $22.2M | $15.2M | $207.5k | 8.90% | 3,467 | 3235 |
| 2022Q2 | $24.2M | $22.0M | $14.2M | $56.6k | 8.77% | 3,455 | 3247 |
| 2022Q1 | $23.4M | $21.2M | $12.8M | $48.7k | 9.02% | 3,139 | 3305 |
| 2021Q4 | $23.3M | $21.2M | $12.2M | $205.2k | 8.84% | 3,121 | 3301 |
| 2021Q3 | $22.3M | $20.2M | $12.0M | $181.8k | 9.14% | 3,109 | 3346 |
| 2021Q2 | $21.8M | $19.8M | $11.8M | $77.7k | 8.89% | 3,097 | 3372 |
| 2021Q1 | $22.0M | $20.1M | $11.2M | $22.2k | 8.54% | 3,069 | 3375 |
| 2020Q4 | $20.7M | $18.8M | $10.8M | $29.8k | 8.97% | 3,050 | 3390 |
| 2020Q3 | $20.1M | $18.2M | $10.7M | $64.7k | 9.41% | 3,029 | 3399 |
| 2020Q2 | $20.0M | $18.1M | $10.6M | $52.9k | 9.38% | 3,015 | 3405 |
| 2020Q1 | $18.8M | $16.9M | $10.7M | $24.8k | 9.83% | 2,986 | 3410 |
| 2019Q4 | $18.2M | $16.3M | $10.5M | $88.4k | 10.05% | 2,960 | 3427 |
| 2019Q3 | $15.7M | $13.8M | $9.9M | $65.6k | 11.51% | 2,929 | 3574 |
| 2019Q2 | $15.6M | $13.8M | $9.5M | $55.2k | 11.50% | 2,907 | 3597 |
| 2019Q1 | $15.7M | $13.9M | $9.2M | $41.3k | 11.33% | 2,905 | 3607 |
| 2018Q4 | $15.4M | $13.7M | $8.7M | $165.3k | 11.30% | 2,879 | 3623 |
| 2018Q3 | $15.0M | $13.3M | $8.5M | $126.8k | 11.30% | 2,865 | 3678 |
| 2018Q2 | $15.2M | $13.5M | $8.1M | $86.5k | 10.92% | 2,856 | 3691 |
| 2018Q1 | $14.4M | $12.8M | $7.9M | $32.2k | 11.15% | 2,843 | 3750 |
| 2017Q4 | $14.2M | $12.6M | $7.6M | $38.7k | 11.18% | 2,824 | 3759 |
| 2017Q3 | $13.6M | $12.0M | $7.3M | $35.4k | 11.63% | 2,815 | 3841 |
| 2017Q2 | $13.2M | $11.6M | $7.0M | $44.4k | 12.01% | 2,797 | 3896 |
| 2017Q1 | $13.6M | $12.0M | $6.8M | $23.6k | 11.56% | 2,784 | 3888 |
| 2016Q4 | $13.0M | $11.4M | $6.9M | $115.0k | 11.93% | 2,772 | 3933 |
| 2016Q3 | $13.6M | $11.8M | $7.0M | $111.6k | 11.34% | 2,773 | 3889 |
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