credit union · NCUA 60103 · ND
How big is FIRST COMMUNITY?
FIRST COMMUNITY (ND, NCUA charter 60103) reported total assets of $1.5B, 46,875 members and a net worth ratio of 12.34% in its Call Report for 2026Q2. That ranks 320 of 4,299 federally insured credit unions by assets, 295 of 454 among credit unions with $1b-$10b in assets, 1 of 29 credit unions in north dakota.
What stands out
FIRST COMMUNITY (ND, NCUA charter 60103) reported total assets of $1.5B, 46,875 members and a net worth ratio of 12.34% in its Call Report for 2026Q2. That ranks 320 of 4,299 federally insured credit unions by assets, 295 of 454 among credit unions with $1b-$10b in assets, 1 of 29 credit unions in north dakota. Against its size class: net worth ratio 12.34%, above the peer median of 10.89%; loan-to-share ratio 100.18%, above the peer median of 88.03%; return on assets 0.85%, above the peer median of 0.80%. At 12.34% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.5B | $2.1B | $58.2M | $68.3M | record → |
| Shares and deposits | $1.1B | $1.8B | $50.8M | $58.3M | record → |
| Loans outstanding | $1.1B | $1.5B | $26.0M | $34.4M | record → |
| Net income (year to date) | $6.5M | $8.3M | $342.1k | $222.2k | record → |
| Net worth | $188.3M | $244.6M | $7.3M | $9.0M | record → |
| Net worth ratio | 12.34% | 10.89% | 13.49% | 12.65% | record → |
| Loan-to-share ratio | 100.18% | 88.03% | 69.90% | 68.70% | computed |
| Return on assets | 0.85% | 0.80% | 0.91% | 0.71% | computed |
| Members | 46,875 | 115,183 | 2,543 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.5B | $1.1B | $1.1B | $6.5M | 12.34% | 46,875 | 320 |
| 2026Q1 | $1.5B | $1.1B | $1.1B | $2.7M | 12.08% | 46,705 | 318 |
| 2025Q4 | $1.5B | $1.1B | $1.1B | $10.4M | 12.53% | 46,751 | 337 |
| 2025Q3 | $1.5B | $1.1B | $1.0B | $6.7M | 11.97% | 46,777 | 320 |
| 2025Q2 | $1.5B | $1.1B | $1.0B | $4.1M | 11.92% | 46,673 | 324 |
| 2025Q1 | $1.3B | $1.1B | $985.1M | $1.7M | 13.06% | 46,557 | 364 |
| 2024Q4 | $1.3B | $1.1B | $985.6M | $8.5M | 12.92% | 46,638 | 356 |
| 2024Q3 | $1.3B | $1.1B | $989.5M | $6.0M | 12.57% | 46,708 | 352 |
| 2024Q2 | $1.4B | $1.0B | $978.6M | $3.7M | 12.25% | 45,654 | 349 |
| 2024Q1 | $1.3B | $1.0B | $945.0M | $1.9M | 12.57% | 46,589 | 359 |
| 2023Q4 | $1.3B | $1.0B | $949.6M | $10.6M | 12.38% | 46,484 | 350 |
| 2023Q3 | $1.3B | $1.0B | $958.9M | $6.1M | 12.53% | 46,519 | 359 |
| 2023Q2 | $1.2B | $992.4M | $921.3M | $4.4M | 12.63% | 46,452 | 366 |
| 2023Q1 | $1.2B | $1.0B | $874.1M | $2.1M | 12.89% | 46,392 | 377 |
| 2022Q4 | $1.2B | $978.2M | $868.7M | $10.4M | 12.75% | 46,607 | 375 |
| 2022Q3 | $1.2B | $977.4M | $827.0M | $7.4M | 12.88% | 46,953 | 381 |
| 2022Q2 | $1.1B | $995.3M | $800.3M | $4.5M | 12.82% | 46,769 | 376 |
| 2022Q1 | $1.1B | $994.2M | $757.8M | $2.2M | 12.75% | 46,559 | 378 |
| 2021Q4 | $1.1B | $917.7M | $730.9M | $12.7M | 12.98% | 45,036 | 390 |
| 2021Q3 | $1.0B | $884.7M | $722.2M | $9.7M | 12.98% | 45,046 | 392 |
| 2021Q2 | $1.0B | $878.8M | $713.8M | $6.7M | 12.68% | 45,424 | 388 |
| 2021Q1 | $1.0B | $878.2M | $687.0M | $2.6M | 12.59% | 45,139 | 391 |
| 2020Q4 | $947.2M | $812.0M | $670.8M | $9.4M | 13.18% | 44,837 | 393 |
| 2020Q3 | $947.6M | $788.8M | $691.9M | $6.7M | 12.89% | 44,598 | 384 |
| 2020Q2 | $915.7M | $766.9M | $671.8M | $4.2M | 13.06% | 44,242 | 391 |
| 2020Q1 | $851.7M | $726.8M | $658.1M | $2.1M | 13.81% | 43,914 | 393 |
| 2019Q4 | $850.2M | $726.8M | $670.4M | $8.1M | 13.56% | 43,979 | 380 |
| 2019Q3 | $844.8M | $711.5M | $686.6M | $6.1M | 13.41% | 44,140 | 376 |
| 2019Q2 | $828.9M | $699.2M | $678.2M | $3.8M | 13.40% | 44,009 | 385 |
| 2019Q1 | $819.4M | $701.9M | $667.2M | $2.0M | 13.33% | 43,895 | 385 |
| 2018Q4 | $825.7M | $705.4M | $680.5M | $7.5M | 12.98% | 43,990 | 371 |
| 2018Q3 | $823.1M | $679.3M | $675.3M | $5.3M | 12.76% | 45,908 | 371 |
| 2018Q2 | $809.5M | $682.3M | $669.5M | $3.4M | 12.74% | 45,807 | 374 |
| 2018Q1 | $795.8M | $680.2M | $636.5M | $1.2M | 12.55% | 44,075 | 376 |
| 2017Q4 | $619.0M | $496.7M | $527.7M | $8.1M | 13.83% | 32,517 | 453 |
| 2017Q3 | $611.1M | $489.3M | $521.7M | $6.1M | 13.68% | 32,378 | 452 |
| 2017Q2 | $589.6M | $491.6M | $494.1M | $4.2M | 13.85% | 32,237 | 462 |
| 2017Q1 | $585.2M | $498.8M | $476.3M | $2.3M | 13.63% | 32,141 | 465 |
| 2016Q4 | $565.4M | $480.4M | $467.3M | $7.2M | 13.71% | 32,348 | 465 |
| 2016Q3 | $558.1M | $458.4M | $477.4M | $5.4M | 13.57% | 32,317 | 466 |
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