credit union · NCUA 5960 · CA
How big is U.S.B. EMPLOYEES?
U.S.B. EMPLOYEES (CA, NCUA charter 5960) reported total assets of $3.2M, 299 members and a net worth ratio of 20.23% in its Call Report for 2026Q2. That ranks 3967 of 4,299 federally insured credit unions by assets, 439 of 771 among credit unions under $10m in assets, 231 of 239 credit unions in california.
What stands out
U.S.B. EMPLOYEES (CA, NCUA charter 5960) reported total assets of $3.2M, 299 members and a net worth ratio of 20.23% in its Call Report for 2026Q2. That ranks 3967 of 4,299 federally insured credit unions by assets, 439 of 771 among credit unions under $10m in assets, 231 of 239 credit unions in california. Against its size class: net worth ratio 20.23%, above the peer median of 17.92%; loan-to-share ratio 9.38%, below the peer median of 58.16%; return on assets 1.53%, above the peer median of 0.45%. At 20.23% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.2M | $4.0M | $205.9M | $68.3M | record → |
| Shares and deposits | $2.6M | $3.1M | $179.4M | $58.3M | record → |
| Loans outstanding | $240.4k | $1.7M | $125.6M | $34.4M | record → |
| Net income (year to date) | $24.5k | $5.3k | $432.9k | $222.2k | record → |
| Net worth | $649.2k | $672.6k | $25.9M | $9.0M | record → |
| Net worth ratio | 20.23% | 17.92% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 9.38% | 58.16% | 72.15% | 68.70% | computed |
| Return on assets | 1.53% | 0.45% | 0.56% | 0.71% | computed |
| Members | 299 | 584 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $3.2M | $2.6M | $240.4k | $24.5k | 20.23% | 299 | 3967 |
| 2026Q1 | $3.2M | $2.6M | $263.1k | $10.2k | 19.80% | 303 | 3997 |
| 2025Q4 | $3.2M | $2.6M | $206.2k | $38.6k | 19.54% | 303 | 4025 |
| 2025Q3 | $3.2M | $2.6M | $237.9k | $3.0k | 19.02% | 301 | 4063 |
| 2025Q2 | $3.2M | $2.6M | $275.6k | $-5.7k | 18.79% | 299 | 4097 |
| 2025Q1 | $1.9M | $1.3M | $284.2k | $-8.7k | 30.97% | 297 | 4248 |
| 2024Q4 | $1.9M | $1.3M | $231.2k | $-4.9k | 31.89% | 297 | 4286 |
| 2024Q3 | $1.9M | $1.3M | $232.6k | $-3.8k | 31.59% | 298 | 4326 |
| 2024Q2 | $1.9M | $1.3M | $218.3k | $-2.8k | 31.92% | 297 | 4353 |
| 2024Q1 | $1.9M | $1.3M | $262.8k | $-665 | 32.56% | 299 | 4396 |
| 2023Q4 | $2.0M | $1.4M | $278.8k | $-4.3k | 30.75% | 314 | 4418 |
| 2023Q3 | $2.1M | $1.5M | $297.8k | $-1.0k | 29.61% | 312 | 4442 |
| 2023Q2 | $2.1M | $1.4M | $297.1k | $-2.1k | 29.75% | 309 | 4481 |
| 2023Q1 | $2.1M | $1.5M | $300.2k | $848 | 29.46% | 308 | 4508 |
| 2022Q4 | $2.1M | $1.5M | $277.0k | $-4.9k | 29.35% | 308 | 4547 |
| 2022Q3 | $2.1M | $1.5M | $287.0k | $-1.4k | 29.39% | 304 | 4594 |
| 2022Q2 | $2.1M | $1.5M | $288.2k | $-2.6k | 29.39% | 305 | 4629 |
| 2022Q1 | $2.1M | $1.5M | $311.0k | $-538 | 29.24% | 311 | 4671 |
| 2021Q4 | $2.1M | $1.5M | $274.4k | $9.4k | 29.64% | 314 | 4711 |
| 2021Q3 | $2.1M | $1.5M | $275.8k | $9.8k | 29.37% | 317 | 4747 |
| 2021Q2 | $2.1M | $1.5M | $323.9k | $9.2k | 29.06% | 314 | 4781 |
| 2021Q1 | $2.2M | $1.5M | $311.5k | $8.0k | 28.63% | 315 | 4806 |
| 2020Q4 | $2.1M | $1.5M | $351.0k | $9.8k | 28.98% | 312 | 4831 |
| 2020Q3 | $2.1M | $1.5M | $364.6k | $6.4k | 29.20% | 313 | 4861 |
| 2020Q2 | $2.2M | $1.6M | $350.0k | $4.0k | 27.92% | 314 | 4871 |
| 2020Q1 | $2.1M | $1.4M | $295.1k | $3.9k | 29.67% | 313 | 4898 |
| 2019Q4 | $2.1M | $1.5M | $279.7k | $-10 | 28.76% | 312 | 4922 |
| 2019Q3 | $2.1M | $1.5M | $281.9k | $2.3k | 28.68% | 311 | 4948 |
| 2019Q2 | $2.1M | $1.5M | $230.3k | $3.0k | 28.91% | 314 | 4975 |
| 2019Q1 | $2.1M | $1.5M | $232.4k | $-34 | 28.71% | 317 | 4998 |
| 2018Q4 | $2.1M | $1.5M | $251.5k | $3.5k | 29.07% | 317 | 5030 |
| 2018Q3 | $2.1M | $1.5M | $250.4k | $3.4k | 28.82% | 317 | 5077 |
| 2018Q2 | $2.0M | $1.4M | $278.9k | $5.7k | 29.66% | 313 | 5119 |
| 2018Q1 | $2.1M | $1.5M | $300.6k | $1.8k | 28.01% | 306 | 5152 |
| 2017Q4 | $2.1M | $1.5M | $243.3k | $-9.7k | 27.87% | 304 | 5171 |
| 2017Q3 | $2.1M | $1.5M | $256.4k | $-6.1k | 27.98% | 305 | 5234 |
| 2017Q2 | $2.3M | $1.7M | $289.5k | $-5.4k | 26.28% | 313 | 5248 |
| 2017Q1 | $2.3M | $1.7M | $263.9k | $1.3k | 26.51% | 317 | 5285 |
| 2016Q4 | $2.2M | $1.6M | $314.9k | $-8.5k | 27.51% | 311 | 5330 |
| 2016Q3 | $2.3M | $1.7M | $303.0k | $-2.3k | 26.89% | 313 | 5356 |
Machine access — free, no API key
Every figure shown here about How big is U.S.B. EMPLOYEES? $3.2M in assets, 299 members, net worth 20.23% (2026Q2) can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.
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