credit union · NCUA 5935 · TX
How big is COWBOY COUNTRY?
COWBOY COUNTRY (TX, NCUA charter 5935) reported total assets of $16.8M, 2,244 members and a net worth ratio of 14.84% in its Call Report for 2026Q2. That ranks 3219 of 4,299 federally insured credit unions by assets, 826 of 1,135 among credit unions with $10m-$50m in assets, 270 of 380 credit unions in texas.
What stands out
COWBOY COUNTRY (TX, NCUA charter 5935) reported total assets of $16.8M, 2,244 members and a net worth ratio of 14.84% in its Call Report for 2026Q2. That ranks 3219 of 4,299 federally insured credit unions by assets, 826 of 1,135 among credit unions with $10m-$50m in assets, 270 of 380 credit unions in texas. Against its size class: net worth ratio 14.84%, above the peer median of 13.88%; loan-to-share ratio 76.20%, above the peer median of 57.77%; return on assets -4.74%, below the peer median of 0.70%. At 14.84% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $16.8M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $14.3M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $10.9M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $-396.7k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $2.5M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 14.84% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 76.20% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | -4.74% | 0.70% | 0.59% | 0.71% | computed |
| Members | 2,244 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $16.8M | $14.3M | $10.9M | $-396.7k | 14.84% | 2,244 | 3219 |
| 2026Q1 | $17.3M | $14.6M | $11.2M | $-200.9k | 14.83% | 2,260 | 3221 |
| 2025Q4 | $18.0M | $15.3M | $11.8M | $-235.2k | 14.75% | 2,266 | 3208 |
| 2025Q3 | $18.4M | $15.6M | $12.4M | $-152.6k | 15.02% | 2,266 | 3213 |
| 2025Q2 | $18.6M | $15.7M | $13.0M | $83.8k | 15.36% | 2,265 | 3231 |
| 2025Q1 | $19.1M | $16.2M | $13.1M | $13.6k | 16.09% | 2,333 | 3247 |
| 2024Q4 | $18.4M | $15.6M | $13.1M | $30.2k | 16.75% | 2,398 | 3281 |
| 2024Q3 | $17.9M | $15.2M | $13.7M | $-331.0k | 16.69% | 2,396 | 3309 |
| 2024Q2 | $17.9M | $14.9M | $14.6M | $64.9k | 15.81% | 2,396 | 3331 |
| 2024Q1 | $17.1M | $13.8M | $14.8M | $31.1k | 16.37% | 2,423 | 3401 |
| 2023Q4 | $17.2M | $14.1M | $15.2M | $241.8k | 16.02% | 2,429 | 3398 |
| 2023Q3 | $17.1M | $14.1M | $14.7M | $151.3k | 15.65% | 2,418 | 3428 |
| 2023Q2 | $17.4M | $14.7M | $14.3M | $95.1k | 15.08% | 2,429 | 3444 |
| 2023Q1 | $17.3M | $14.5M | $14.1M | $40.4k | 14.86% | 2,408 | 3470 |
| 2022Q4 | $17.1M | $14.3M | $13.5M | $173.5k | 14.68% | 2,372 | 3495 |
| 2022Q3 | $16.8M | $13.8M | $12.7M | $132.4k | 14.81% | 2,344 | 3539 |
| 2022Q2 | $16.6M | $13.9M | $12.2M | $96.1k | 14.80% | 2,327 | 3555 |
| 2022Q1 | $17.4M | $14.8M | $12.2M | $42.0k | 13.80% | 2,351 | 3550 |
| 2021Q4 | $17.6M | $14.8M | $12.5M | $206.3k | 13.39% | 2,333 | 3538 |
| 2021Q3 | $18.1M | $15.6M | $11.9M | $153.7k | 12.74% | 2,306 | 3517 |
| 2021Q2 | $19.7M | $17.1M | $11.6M | $71.1k | 11.29% | 2,278 | 3455 |
| 2021Q1 | $19.2M | $16.6M | $11.4M | $33.9k | 11.40% | 2,396 | 3490 |
| 2020Q4 | $17.6M | $15.0M | $10.2M | $118.8k | 12.25% | 2,376 | 3532 |
| 2020Q3 | $18.1M | $15.8M | $9.6M | $93.0k | 11.77% | 2,347 | 3504 |
| 2020Q2 | $18.3M | $16.0M | $9.9M | $50.6k | 11.36% | 2,327 | 3489 |
| 2020Q1 | $17.0M | $14.8M | $10.4M | $16.6k | 12.08% | 2,347 | 3509 |
| 2019Q4 | $16.4M | $14.1M | $10.9M | $34.9k | 12.41% | 2,301 | 3525 |
| 2019Q3 | $16.1M | $13.9M | $11.0M | $53.9k | 12.75% | 2,257 | 3548 |
| 2019Q2 | $16.7M | $14.5M | $11.0M | $44.4k | 12.20% | 2,254 | 3528 |
| 2019Q1 | $16.6M | $14.4M | $11.0M | $20.6k | 12.12% | 2,274 | 3544 |
| 2018Q4 | $16.3M | $14.2M | $11.3M | $167.2k | 12.23% | 2,249 | 3561 |
| 2018Q3 | $16.3M | $14.2M | $11.5M | $138.3k | 12.10% | 2,218 | 3585 |
| 2018Q2 | $15.6M | $13.4M | $11.3M | $78.4k | 12.20% | 2,173 | 3656 |
| 2018Q1 | $15.7M | $13.7M | $10.9M | $24.1k | 11.82% | 2,159 | 3665 |
| 2017Q4 | $15.6M | $13.5M | $10.6M | $71.2k | 11.74% | 2,119 | 3660 |
| 2017Q3 | $15.4M | $13.4M | $10.3M | $21.7k | 11.59% | 2,108 | 3706 |
| 2017Q2 | $15.2M | $13.2M | $10.3M | $-8.9k | 11.51% | 2,078 | 3742 |
| 2017Q1 | $14.8M | $12.9M | $9.6M | $10.5k | 11.99% | 2,087 | 3786 |
| 2016Q4 | $14.7M | $12.7M | $9.4M | $76.8k | 11.94% | 2,257 | 3775 |
| 2016Q3 | $15.0M | $13.1M | $9.2M | $43.0k | 11.48% | 2,232 | 3779 |
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