credit union · NCUA 5713 · WV
How big is NATIONAL EMPLOYEES?
NATIONAL EMPLOYEES (WV, NCUA charter 5713) reported total assets of $15.0M, 2,957 members and a net worth ratio of 13.07% in its Call Report for 2026Q2. That ranks 3292 of 4,299 federally insured credit unions by assets, 899 of 1,135 among credit unions with $10m-$50m in assets, 47 of 74 credit unions in west virginia.
What stands out
NATIONAL EMPLOYEES (WV, NCUA charter 5713) reported total assets of $15.0M, 2,957 members and a net worth ratio of 13.07% in its Call Report for 2026Q2. That ranks 3292 of 4,299 federally insured credit unions by assets, 899 of 1,135 among credit unions with $10m-$50m in assets, 47 of 74 credit unions in west virginia. Against its size class: net worth ratio 13.07%, below the peer median of 13.88%; loan-to-share ratio 72.55%, above the peer median of 57.77%; return on assets 0.16%, below the peer median of 0.70%. At 13.07% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $15.0M | $25.2M | $27.6M | $68.3M | record → |
| Shares and deposits | $13.0M | $21.4M | $23.8M | $58.3M | record → |
| Loans outstanding | $9.4M | $11.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $12.2k | $82.1k | $117.1k | $222.2k | record → |
| Net worth | $2.0M | $3.4M | $3.5M | $9.0M | record → |
| Net worth ratio | 13.07% | 13.88% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 72.55% | 57.77% | 60.24% | 68.70% | computed |
| Return on assets | 0.16% | 0.70% | 0.84% | 0.71% | computed |
| Members | 2,957 | 2,092 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $15.0M | $13.0M | $9.4M | $12.2k | 13.07% | 2,957 | 3292 |
| 2026Q1 | $14.3M | $12.3M | $8.6M | $-2.9k | 13.61% | 2,956 | 3335 |
| 2025Q4 | $14.1M | $12.1M | $8.7M | $46.6k | 13.81% | 3,016 | 3358 |
| 2025Q3 | $14.4M | $12.4M | $8.9M | $43.1k | 13.54% | 3,001 | 3366 |
| 2025Q2 | $14.5M | $12.6M | $8.5M | $8.4k | 13.17% | 2,981 | 3385 |
| 2025Q1 | $15.2M | $13.2M | $8.0M | $391 | 12.53% | 2,973 | 3391 |
| 2024Q4 | $14.8M | $12.8M | $8.3M | $44.4k | 12.85% | 2,982 | 3423 |
| 2024Q3 | $14.4M | $12.7M | $8.5M | $24.5k | 11.73% | 2,895 | 3460 |
| 2024Q2 | $14.2M | $12.5M | $8.9M | $16.2k | 11.86% | 2,912 | 3490 |
| 2024Q1 | $14.1M | $12.4M | $9.0M | $-945 | 11.81% | 2,897 | 3525 |
| 2023Q4 | $14.0M | $12.3M | $9.2M | $54.0k | 11.91% | 2,892 | 3541 |
| 2023Q3 | $14.4M | $12.7M | $9.5M | $15.8k | 11.29% | 2,886 | 3545 |
| 2023Q2 | $14.5M | $12.9M | $9.4M | $29.1k | 11.30% | 2,862 | 3560 |
| 2023Q1 | $14.7M | $13.1M | $9.6M | $4.4k | 10.99% | 2,848 | 3574 |
| 2022Q4 | $14.9M | $13.2M | $9.3M | $73.1k | 10.84% | 2,845 | 3595 |
| 2022Q3 | $15.1M | $13.4M | $8.9M | $41.4k | 10.51% | 2,896 | 3621 |
| 2022Q2 | $15.4M | $13.8M | $8.1M | $13.1k | 10.09% | 2,868 | 3621 |
| 2022Q1 | $15.3M | $13.7M | $7.6M | $5.4k | 10.12% | 2,838 | 3653 |
| 2021Q4 | $14.4M | $12.8M | $7.4M | $52.9k | 10.68% | 2,880 | 3703 |
| 2021Q3 | $14.4M | $12.8M | $7.1M | $20.2k | 10.48% | 2,886 | 3716 |
| 2021Q2 | $14.3M | $12.7M | $6.6M | $10.1k | 10.51% | 2,868 | 3736 |
| 2021Q1 | $13.5M | $12.0M | $6.4M | $1.7k | 11.01% | 2,847 | 3789 |
| 2020Q4 | $12.6M | $11.0M | $6.3M | $52.2k | 11.85% | 2,924 | 3824 |
| 2020Q3 | $12.4M | $10.8M | $6.2M | $40.8k | 11.94% | 2,914 | 3844 |
| 2020Q2 | $12.2M | $10.7M | $6.1M | $16.9k | 11.93% | 2,909 | 3862 |
| 2020Q1 | $11.1M | $9.6M | $5.9M | $9.8k | 13.05% | 2,901 | 3909 |
| 2019Q4 | $10.9M | $9.5M | $5.9M | $82.5k | 13.11% | 3,000 | 3922 |
| 2019Q3 | $11.1M | $9.7M | $5.8M | $62.9k | 12.76% | 2,992 | 3925 |
| 2019Q2 | $10.9M | $9.5M | $5.6M | $25.3k | 12.67% | 3,003 | 3957 |
| 2019Q1 | $10.9M | $9.5M | $5.4M | $9.1k | 12.63% | 2,994 | 3958 |
| 2018Q4 | $10.8M | $9.4M | $5.2M | $94.0k | 12.68% | 3,095 | 3972 |
| 2018Q3 | $11.4M | $10.1M | $5.3M | $56.8k | 11.68% | 3,117 | 3950 |
| 2018Q2 | $11.4M | $10.1M | $4.9M | $16.5k | 11.34% | 3,102 | 3972 |
| 2018Q1 | $11.5M | $10.2M | $5.0M | $4.2k | 11.16% | 3,086 | 3988 |
| 2017Q4 | $11.0M | $9.7M | $5.3M | $42.2k | 11.65% | 3,101 | 4030 |
| 2017Q3 | $11.1M | $9.8M | $5.5M | $31.5k | 11.44% | 3,100 | 4066 |
| 2017Q2 | $11.0M | $9.7M | $5.6M | $23.6k | 11.49% | 3,080 | 4107 |
| 2017Q1 | $11.0M | $9.7M | $5.7M | $3.9k | 11.28% | 3,102 | 4126 |
| 2016Q4 | $10.7M | $9.4M | $5.9M | $36.0k | 11.62% | 3,127 | 4148 |
| 2016Q3 | $10.8M | $9.6M | $5.9M | $17.9k | 11.25% | 3,108 | 4154 |
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