credit union · NCUA 5579 · NY
How big is ACCESS?
ACCESS (NY, NCUA charter 5579) reported total assets of $320.1M, 23,142 members and a net worth ratio of 9.40% in its Call Report for 2026Q2. That ranks 1014 of 4,299 federally insured credit unions by assets, 255 of 1,061 among credit unions with $100m-$500m in assets, 49 of 268 credit unions in new york.
What stands out
ACCESS (NY, NCUA charter 5579) reported total assets of $320.1M, 23,142 members and a net worth ratio of 9.40% in its Call Report for 2026Q2. That ranks 1014 of 4,299 federally insured credit unions by assets, 255 of 1,061 among credit unions with $100m-$500m in assets, 49 of 268 credit unions in new york. Against its size class: net worth ratio 9.40%, below the peer median of 11.65%; loan-to-share ratio 53.55%, below the peer median of 73.15%; return on assets 1.35%, above the peer median of 0.74%. At 9.40% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $320.1M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $287.6M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $154.0M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $2.2M | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $30.1M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 9.40% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 53.55% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 1.35% | 0.74% | 0.77% | 0.71% | computed |
| Members | 23,142 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $320.1M | $287.6M | $154.0M | $2.2M | 9.40% | 23,142 | 1014 |
| 2026Q1 | $317.0M | $286.0M | $152.4M | $1.1M | 9.15% | 23,162 | 1020 |
| 2025Q4 | $307.0M | $276.0M | $151.8M | $2.8M | 9.10% | 23,172 | 1028 |
| 2025Q3 | $301.2M | $271.4M | $152.8M | $2.8M | 9.29% | 23,300 | 1036 |
| 2025Q2 | $294.4M | $265.7M | $151.8M | $1.7M | 9.13% | 23,200 | 1047 |
| 2025Q1 | $286.3M | $258.6M | $147.1M | $726.0k | 9.06% | 23,154 | 1062 |
| 2024Q4 | $269.8M | $242.9M | $148.5M | $2.2M | 9.35% | 23,115 | 1077 |
| 2024Q3 | $265.4M | $239.4M | $149.9M | $2.4M | 9.60% | 23,080 | 1087 |
| 2024Q2 | $261.6M | $236.9M | $148.8M | $1.6M | 9.41% | 23,034 | 1093 |
| 2024Q1 | $253.5M | $229.9M | $146.9M | $668.1k | 9.36% | 22,903 | 1119 |
| 2023Q4 | $247.8M | $222.7M | $149.4M | $2.3M | 9.31% | 22,807 | 1118 |
| 2023Q3 | $254.5M | $225.8M | $151.4M | $1.9M | 8.94% | 22,857 | 1100 |
| 2023Q2 | $254.0M | $231.8M | $146.8M | $1.1M | 8.64% | 22,804 | 1101 |
| 2023Q1 | $253.3M | $232.7M | $145.5M | $497.0k | 8.41% | 22,874 | 1109 |
| 2022Q4 | $254.4M | $231.0M | $147.4M | $1.3M | 8.34% | 22,817 | 1102 |
| 2022Q3 | $254.6M | $234.6M | $143.9M | $1.2M | 8.30% | 22,798 | 1102 |
| 2022Q2 | $254.2M | $234.7M | $138.5M | $733.0k | 8.14% | 22,637 | 1106 |
| 2022Q1 | $252.2M | $231.3M | $133.4M | $368.9k | 8.06% | 22,625 | 1108 |
| 2021Q4 | $249.4M | $228.1M | $133.5M | $888.2k | 8.00% | 22,733 | 1102 |
| 2021Q3 | $243.8M | $222.4M | $133.9M | $1.5M | 8.44% | 22,735 | 1102 |
| 2021Q2 | $242.0M | $221.6M | $135.0M | $870.9k | 8.24% | 22,708 | 1098 |
| 2021Q1 | $235.7M | $215.8M | $135.8M | $281.8k | 8.20% | 22,764 | 1115 |
| 2020Q4 | $218.1M | $198.4M | $138.4M | $1.6M | 8.74% | 22,776 | 1125 |
| 2020Q3 | $212.7M | $193.4M | $138.3M | $1.2M | 8.81% | 22,774 | 1118 |
| 2020Q2 | $211.6M | $192.4M | $136.1M | $881.5k | 8.68% | 22,800 | 1112 |
| 2020Q1 | $188.2M | $170.9M | $134.2M | $506.9k | 9.56% | 22,715 | 1140 |
| 2019Q4 | $179.6M | $161.7M | $131.8M | $1.9M | 9.74% | 22,508 | 1152 |
| 2019Q3 | $180.2M | $162.2M | $129.5M | $1.5M | 9.46% | 22,352 | 1136 |
| 2019Q2 | $183.0M | $165.7M | $123.0M | $896.9k | 9.01% | 22,181 | 1131 |
| 2019Q1 | $180.0M | $164.2M | $116.8M | $412.2k | 8.89% | 21,977 | 1143 |
| 2018Q4 | $173.3M | $157.0M | $114.1M | $1.4M | 9.00% | 21,821 | 1149 |
| 2018Q3 | $176.3M | $159.2M | $109.9M | $1.2M | 8.75% | 21,712 | 1141 |
| 2018Q2 | $178.4M | $162.1M | $106.7M | $702.3k | 8.36% | 21,676 | 1136 |
| 2018Q1 | $175.3M | $159.3M | $101.6M | $372.0k | 8.31% | 21,636 | 1148 |
| 2017Q4 | $171.0M | $155.0M | $101.9M | $1.0M | 8.30% | 21,593 | 1144 |
| 2017Q3 | $170.2M | $154.5M | $99.9M | $771.4k | 8.21% | 21,529 | 1150 |
| 2017Q2 | $170.4M | $155.5M | $97.1M | $354.6k | 7.95% | 21,595 | 1147 |
| 2017Q1 | $168.2M | $153.5M | $92.7M | $205.4k | 7.97% | 21,537 | 1159 |
| 2016Q4 | $161.6M | $147.7M | $91.7M | $744.5k | 8.17% | 21,402 | 1165 |
| 2016Q3 | $162.8M | $148.6M | $91.6M | $628.8k | 8.04% | 21,416 | 1152 |
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