credit union · NCUA 5571 · MD
How big is SIGNAL FINANCIAL?
SIGNAL FINANCIAL (MD, NCUA charter 5571) reported total assets of $363.9M, 18,069 members and a net worth ratio of 9.34% in its Call Report for 2026Q2. That ranks 934 of 4,299 federally insured credit unions by assets, 175 of 1,061 among credit unions with $100m-$500m in assets, 24 of 60 credit unions in maryland.
What stands out
SIGNAL FINANCIAL (MD, NCUA charter 5571) reported total assets of $363.9M, 18,069 members and a net worth ratio of 9.34% in its Call Report for 2026Q2. That ranks 934 of 4,299 federally insured credit unions by assets, 175 of 1,061 among credit unions with $100m-$500m in assets, 24 of 60 credit unions in maryland. Against its size class: net worth ratio 9.34%, below the peer median of 11.65%; loan-to-share ratio 89.79%, above the peer median of 73.15%; return on assets -0.14%, below the peer median of 0.74%. At 9.34% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $363.9M | $198.1M | $162.8M | $68.3M | record → |
| Shares and deposits | $325.0M | $172.3M | $141.6M | $58.3M | record → |
| Loans outstanding | $291.9M | $125.2M | $99.8M | $34.4M | record → |
| Net income (year to date) | $-258.6k | $766.3k | $491.6k | $222.2k | record → |
| Net worth | $34.0M | $24.5M | $26.0M | $9.0M | record → |
| Net worth ratio | 9.34% | 11.65% | 12.37% | 12.65% | record → |
| Loan-to-share ratio | 89.79% | 73.15% | 69.60% | 68.70% | computed |
| Return on assets | -0.14% | 0.74% | 0.52% | 0.71% | computed |
| Members | 18,069 | 13,230 | 13,794 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $363.9M | $325.0M | $291.9M | $-258.6k | 9.34% | 18,069 | 934 |
| 2026Q1 | $369.1M | $331.0M | $285.1M | $-114.2k | 9.44% | 18,277 | 922 |
| 2025Q4 | $381.3M | $314.3M | $285.3M | $3.1M | 9.17% | 18,456 | 896 |
| 2025Q3 | $372.5M | $307.5M | $287.2M | $-177.1k | 9.15% | 22,492 | 903 |
| 2025Q2 | $375.4M | $321.9M | $287.9M | $-512.0k | 8.99% | 22,492 | 894 |
| 2025Q1 | $391.9M | $334.1M | $289.2M | $-427.8k | 8.63% | 21,952 | 873 |
| 2024Q4 | $392.4M | $331.0M | $294.2M | $24.8k | 8.73% | 22,546 | 862 |
| 2024Q3 | $412.0M | $340.4M | $306.0M | $770.3k | 9.10% | 23,122 | 830 |
| 2024Q2 | $408.0M | $348.4M | $309.8M | $1.4M | 9.33% | 23,425 | 838 |
| 2024Q1 | $411.1M | $353.8M | $315.2M | $1.5M | 9.29% | 19,147 | 833 |
| 2023Q4 | $410.4M | $356.0M | $315.8M | $489.1k | 8.95% | 24,230 | 825 |
| 2023Q3 | $404.3M | $366.2M | $317.9M | $-260.0k | 9.62% | 24,540 | 828 |
| 2023Q2 | $420.9M | $373.5M | $324.1M | $-406.9k | 9.21% | 23,746 | 806 |
| 2023Q1 | $438.1M | $375.0M | $336.2M | $-75.7k | 8.92% | 23,402 | 789 |
| 2022Q4 | $449.4M | $373.0M | $346.9M | $382.0k | 8.76% | 23,157 | 761 |
| 2022Q3 | $426.2M | $392.0M | $308.2M | $559.7k | 9.28% | 23,402 | 789 |
| 2022Q2 | $438.2M | $402.1M | $277.3M | $422.9k | 8.99% | 23,443 | 773 |
| 2022Q1 | $444.2M | $406.2M | $283.0M | $110.4k | 8.80% | 21,416 | 764 |
| 2021Q4 | $442.7M | $402.9M | $270.4M | $598.6k | 8.81% | 20,617 | 755 |
| 2021Q3 | $447.4M | $407.3M | $262.6M | $570.6k | 8.71% | 20,161 | 742 |
| 2021Q2 | $451.3M | $410.6M | $270.8M | $490.3k | 8.62% | 20,130 | 730 |
| 2021Q1 | $475.8M | $415.4M | $287.0M | $148.5k | 8.09% | 20,259 | 708 |
| 2020Q4 | $483.8M | $422.6M | $298.0M | $-1.0M | 7.93% | 20,493 | 671 |
| 2020Q3 | $476.7M | $415.2M | $298.1M | $-702.3k | 8.11% | 20,724 | 668 |
| 2020Q2 | $454.3M | $413.4M | $294.0M | $-329.6k | 8.59% | 20,831 | 674 |
| 2020Q1 | $430.7M | $390.0M | $299.0M | $-540.5k | 9.02% | 20,930 | 666 |
| 2019Q4 | $427.1M | $371.5M | $308.3M | $685.3k | 9.22% | 21,052 | 657 |
| 2019Q3 | $411.0M | $355.1M | $320.7M | $651.8k | 9.57% | 21,159 | 668 |
| 2019Q2 | $408.8M | $352.6M | $332.1M | $410.1k | 9.57% | 21,238 | 669 |
| 2019Q1 | $402.9M | $348.0M | $331.5M | $18.2k | 9.61% | 22,073 | 672 |
| 2018Q4 | $389.9M | $334.5M | $333.5M | $1.8M | 9.92% | 21,457 | 670 |
| 2018Q3 | $406.8M | $337.1M | $331.4M | $1.1M | 9.34% | 21,672 | 647 |
| 2018Q2 | $412.1M | $343.3M | $322.4M | $427.0k | 9.05% | 21,901 | 641 |
| 2018Q1 | $413.2M | $345.0M | $308.0M | $163.8k | 8.97% | 22,073 | 639 |
| 2017Q4 | $383.9M | $305.3M | $294.9M | $506.0k | 9.61% | 22,338 | 662 |
| 2017Q3 | $377.4M | $299.1M | $275.2M | $-69.4k | 9.62% | 22,424 | 667 |
| 2017Q2 | $369.8M | $301.7M | $269.9M | $-407.2k | 9.73% | 22,566 | 669 |
| 2017Q1 | $370.3M | $302.3M | $269.3M | $-139.3k | 9.79% | 22,660 | 666 |
| 2016Q4 | $357.2M | $289.0M | $273.4M | $712.2k | 10.19% | 22,969 | 672 |
| 2016Q3 | $364.1M | $295.8M | $264.0M | $427.4k | 9.85% | 23,131 | 660 |
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