credit union · NCUA 5252 · NY
How big is SARATOGA'S COMMUNITY?
SARATOGA'S COMMUNITY (NY, NCUA charter 5252) reported total assets of $57.9M, 5,413 members and a net worth ratio of 8.60% in its Call Report for 2026Q2. That ranks 2281 of 4,299 federally insured credit unions by assets, 461 of 573 among credit unions with $50m-$100m in assets, 120 of 268 credit unions in new york.
What stands out
SARATOGA'S COMMUNITY (NY, NCUA charter 5252) reported total assets of $57.9M, 5,413 members and a net worth ratio of 8.60% in its Call Report for 2026Q2. That ranks 2281 of 4,299 federally insured credit unions by assets, 461 of 573 among credit unions with $50m-$100m in assets, 120 of 268 credit unions in new york. Against its size class: net worth ratio 8.60%, below the peer median of 12.95%; loan-to-share ratio 91.23%, above the peer median of 60.93%; return on assets 1.08%, above the peer median of 0.73%. At 8.60% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $57.9M | $72.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $52.9M | $61.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $48.3M | $37.6M | $21.7M | $34.4M | record → |
| Net income (year to date) | $312.0k | $269.0k | $175.9k | $222.2k | record → |
| Net worth | $5.0M | $9.2M | $6.2M | $9.0M | record → |
| Net worth ratio | 8.60% | 12.95% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 91.23% | 60.93% | 60.91% | 68.70% | computed |
| Return on assets | 1.08% | 0.73% | 0.77% | 0.71% | computed |
| Members | 5,413 | 5,030 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $57.9M | $52.9M | $48.3M | $312.0k | 8.60% | 5,413 | 2281 |
| 2026Q1 | $59.2M | $54.3M | $49.1M | $290.5k | 8.56% | 5,399 | 2268 |
| 2025Q4 | $59.2M | $54.5M | $50.5M | $617.6k | 8.02% | 5,437 | 2272 |
| 2025Q3 | $58.5M | $54.1M | $51.0M | $544.2k | 7.97% | 5,441 | 2285 |
| 2025Q2 | $59.1M | $54.6M | $50.4M | $534.7k | 8.20% | 5,407 | 2287 |
| 2025Q1 | $56.6M | $52.0M | $49.7M | $560.7k | 8.25% | 5,310 | 2333 |
| 2024Q4 | $57.2M | $53.3M | $49.9M | $177.2k | 7.26% | 5,255 | 2322 |
| 2024Q3 | $55.7M | $51.9M | $50.6M | $172.7k | 7.35% | 5,322 | 2342 |
| 2024Q2 | $56.2M | $52.1M | $53.5M | $85.8k | 7.23% | 5,325 | 2346 |
| 2024Q1 | $55.9M | $52.0M | $53.0M | $46.6k | 7.15% | 5,303 | 2370 |
| 2023Q4 | $55.2M | $51.3M | $52.0M | $616.6k | 7.15% | 5,289 | 2373 |
| 2023Q3 | $54.5M | $49.9M | $51.5M | $510.1k | 7.05% | 5,317 | 2396 |
| 2023Q2 | $56.8M | $53.2M | $52.0M | $367.1k | 6.52% | 5,352 | 2370 |
| 2023Q1 | $58.4M | $54.9M | $51.5M | $253.2k | 6.17% | 5,379 | 2355 |
| 2022Q4 | $58.9M | $55.5M | $50.2M | $225.0k | 5.69% | 5,480 | 2352 |
| 2022Q3 | $61.2M | $58.0M | $48.9M | $94.3k | 5.39% | 5,740 | 2323 |
| 2022Q2 | $60.7M | $57.6M | $44.7M | $35.8k | 5.41% | 5,748 | 2332 |
| 2022Q1 | $58.2M | $55.0M | $42.2M | $15.8k | 5.50% | 5,746 | 2389 |
| 2021Q4 | $58.1M | $54.9M | $39.3M | $50.2k | 5.58% | 5,733 | 2374 |
| 2021Q3 | $56.0M | $52.8M | $37.6M | $131.3k | 6.01% | 5,753 | 2410 |
| 2021Q2 | $55.4M | $52.1M | $35.8M | $58.2k | 6.15% | 5,702 | 2408 |
| 2021Q1 | $53.8M | $50.6M | $34.4M | $40.1k | 6.43% | 5,648 | 2431 |
| 2020Q4 | $47.7M | $44.6M | $34.5M | $118.3k | 6.82% | 5,626 | 2515 |
| 2020Q3 | $46.1M | $43.1M | $34.4M | $47.9k | 7.00% | 5,625 | 2522 |
| 2020Q2 | $45.4M | $42.4M | $35.5M | $34.2k | 7.27% | 5,619 | 2522 |
| 2020Q1 | $40.4M | $37.4M | $34.5M | $10.4k | 7.51% | 5,638 | 2580 |
| 2019Q4 | $38.9M | $35.7M | $34.8M | $307.1k | 7.56% | 5,641 | 2586 |
| 2019Q3 | $39.1M | $36.2M | $34.4M | $255.7k | 7.39% | 5,741 | 2576 |
| 2019Q2 | $41.0M | $38.2M | $34.3M | $189.9k | 7.16% | 5,761 | 2539 |
| 2019Q1 | $40.6M | $37.8M | $32.9M | $101.4k | 7.00% | 5,818 | 2553 |
| 2018Q4 | $38.8M | $36.1M | $33.1M | $109.8k | 6.80% | 5,865 | 2580 |
| 2018Q3 | $39.1M | $36.5M | $31.5M | $55.3k | 6.60% | 5,945 | 2588 |
| 2018Q2 | $40.8M | $38.2M | $31.0M | $25.8k | 6.44% | 6,010 | 2553 |
| 2018Q1 | $40.1M | $37.6M | $30.6M | $-13.5k | 6.26% | 6,006 | 2578 |
| 2017Q4 | $41.2M | $38.7M | $30.2M | $-104.3k | 6.28% | 6,058 | 2516 |
| 2017Q3 | $40.9M | $38.4M | $28.0M | $-158.0k | 6.10% | 6,095 | 2542 |
| 2017Q2 | $41.5M | $39.0M | $26.2M | $-157.2k | 6.12% | 6,155 | 2543 |
| 2017Q1 | $41.0M | $38.4M | $24.8M | $5.6k | 6.60% | 6,196 | 2565 |
| 2016Q4 | $40.1M | $37.4M | $27.0M | $84.8k | 6.73% | 6,906 | 2559 |
| 2016Q3 | $39.0M | $36.4M | $26.7M | $29.0k | 6.64% | 5,034 | 2603 |
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