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credit union · NCUA 5170 · MI

How big is GRAND TRUNK BATTLE CREEK EMP?

GRAND TRUNK BATTLE CREEK EMP (MI, NCUA charter 5170) reported total assets of $39.7M, 2,493 members and a net worth ratio of 20.59% in its Call Report for 2026Q2. That ranks 2602 of 4,299 federally insured credit unions by assets, 209 of 1,135 among credit unions with $10m-$50m in assets, 142 of 169 credit unions in michigan.

TOTAL ASSETS: $39.7MMEMBERS: 2,493NET WORTH RATIO: 20.59%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/5170-grand-trunk-battle-creek-emp

What stands out

GRAND TRUNK BATTLE CREEK EMP (MI, NCUA charter 5170) reported total assets of $39.7M, 2,493 members and a net worth ratio of 20.59% in its Call Report for 2026Q2. That ranks 2602 of 4,299 federally insured credit unions by assets, 209 of 1,135 among credit unions with $10m-$50m in assets, 142 of 169 credit unions in michigan. Against its size class: net worth ratio 20.59%, above the peer median of 13.88%; loan-to-share ratio 47.56%, below the peer median of 57.77%; return on assets 0.97%, above the peer median of 0.70%. At 20.59% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$39.7M$25.2M$186.5M$68.3Mrecord →
Shares and deposits$31.3M$21.4M$160.8M$58.3Mrecord →
Loans outstanding$14.9M$11.2M$115.9M$34.4Mrecord →
Net income (year to date)$191.5k$82.1k$792.8k$222.2krecord →
Net worth$8.2M$3.4M$22.8M$9.0Mrecord →
Net worth ratio20.59%13.88%12.03%12.65%record →
Loan-to-share ratio47.56%57.77%68.71%68.70%computed
Return on assets0.97%0.70%0.92%0.71%computed
Members2,4932,09213,4354,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$39.7M$31.3M$14.9M$191.5k20.59%2,4932602
2026Q1$39.5M$31.2M$14.4M$54.3k20.35%2,4922619
2025Q4$38.9M$30.5M$14.9M$642.3k20.49%2,5112627
2025Q3$39.1M$30.5M$14.5M$544.6k20.15%2,5202629
2025Q2$40.2M$32.3M$14.3M$370.5k19.17%2,5472619
2025Q1$39.1M$31.3M$13.9M$177.0k19.23%2,5622662
2024Q4$38.7M$31.3M$14.3M$694.2k18.96%2,5782672
2024Q3$38.4M$31.1M$14.3M$511.4k18.61%2,5942687
2024Q2$38.6M$31.4M$13.8M$314.5k18.02%2,6022691
2024Q1$38.4M$31.6M$13.7M$141.2k17.65%2,6062711
2023Q4$38.8M$32.0M$13.9M$274.0k17.11%2,6202695
2023Q3$38.4M$31.7M$14.2M$228.8k16.96%2,6492714
2023Q2$39.0M$32.5M$14.2M$118.5k16.43%2,6742702
2023Q1$39.0M$32.6M$14.2M$40.5k16.20%2,6832722
2022Q4$39.6M$33.1M$14.0M$10.5k15.89%2,6902727
2022Q3$41.2M$34.8M$13.8M$-17.1k15.21%2,7082705
2022Q2$42.0M$35.9M$13.8M$-55.7k14.80%2,7082685
2022Q1$42.7M$36.2M$13.0M$-29.7k14.63%2,7302681
2021Q4$42.1M$36.0M$13.0M$76.0k14.81%2,7302679
2021Q3$41.0M$34.6M$13.4M$87.6k15.25%2,7362708
2021Q2$40.2M$33.9M$13.3M$66.9k15.49%2,7552731
2021Q1$40.7M$34.4M$13.3M$48.4k15.24%2,7422713
2020Q4$39.4M$33.1M$13.4M$198.8k15.63%2,7402700
2020Q3$37.1M$30.8M$13.5M$83.2k16.28%2,7422741
2020Q2$37.0M$30.9M$13.7M$61.5k16.28%2,7592738
2020Q1$34.4M$28.2M$14.2M$47.5k17.49%2,7722740
2019Q4$33.0M$27.1M$14.8M$621.7k18.05%2,7952761
2019Q3$32.3M$26.3M$14.8M$537.7k18.22%2,7982789
2019Q2$33.3M$27.4M$14.6M$112.8k16.40%2,8152766
2019Q1$33.6M$27.8M$14.6M$45.2k16.04%2,8052761
2018Q4$32.3M$26.5M$15.0M$245.9k16.55%2,8292792
2018Q3$32.5M$26.8M$15.2M$183.7k16.27%2,8712804
2018Q2$33.3M$27.7M$15.1M$111.5k15.65%2,8782787
2018Q1$32.8M$27.2M$14.9M$51.9k15.68%2,8642810
2017Q4$32.7M$27.2M$15.0M$177.1k15.60%2,9262789
2017Q3$33.5M$28.0M$14.9M$126.7k15.07%2,9472769
2017Q2$33.3M$27.9M$15.1M$63.3k14.95%2,9642794
2017Q1$34.3M$29.0M$15.1M$12.2k14.35%2,9642767
2016Q4$32.7M$27.3M$15.0M$125.2k15.06%2,9762798
2016Q3$32.5M$27.1M$14.6M$94.5k15.05%3,0572812

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