credit union · NCUA 5116 · MI
How big is PORT CITY?
PORT CITY (MI, NCUA charter 5116) reported total assets of $42.1M, 2,640 members and a net worth ratio of 12.13% in its Call Report for 2026Q2. That ranks 2555 of 4,299 federally insured credit unions by assets, 162 of 1,135 among credit unions with $10m-$50m in assets, 140 of 169 credit unions in michigan.
What stands out
PORT CITY (MI, NCUA charter 5116) reported total assets of $42.1M, 2,640 members and a net worth ratio of 12.13% in its Call Report for 2026Q2. That ranks 2555 of 4,299 federally insured credit unions by assets, 162 of 1,135 among credit unions with $10m-$50m in assets, 140 of 169 credit unions in michigan. Against its size class: net worth ratio 12.13%, below the peer median of 13.88%; loan-to-share ratio 39.95%, below the peer median of 57.77%; return on assets 0.63%, below the peer median of 0.70%. At 12.13% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $42.1M | $25.2M | $186.5M | $68.3M | record → |
| Shares and deposits | $36.8M | $21.4M | $160.8M | $58.3M | record → |
| Loans outstanding | $14.7M | $11.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $133.6k | $82.1k | $792.8k | $222.2k | record → |
| Net worth | $5.1M | $3.4M | $22.8M | $9.0M | record → |
| Net worth ratio | 12.13% | 13.88% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 39.95% | 57.77% | 68.71% | 68.70% | computed |
| Return on assets | 0.63% | 0.70% | 0.92% | 0.71% | computed |
| Members | 2,640 | 2,092 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $42.1M | $36.8M | $14.7M | $133.6k | 12.13% | 2,640 | 2555 |
| 2026Q1 | $42.8M | $37.6M | $14.5M | $39.5k | 11.71% | 2,664 | 2544 |
| 2025Q4 | $41.8M | $36.5M | $14.8M | $268.1k | 11.90% | 2,674 | 2556 |
| 2025Q3 | $39.6M | $34.6M | $13.9M | $152.6k | 12.25% | 2,678 | 2617 |
| 2025Q2 | $39.8M | $34.9M | $13.5M | $116.1k | 12.07% | 2,965 | 2626 |
| 2025Q1 | $40.2M | $35.2M | $13.8M | $50.1k | 11.84% | 2,724 | 2634 |
| 2024Q4 | $39.8M | $34.5M | $14.1M | $197.4k | 11.82% | 2,781 | 2635 |
| 2024Q3 | $39.5M | $33.9M | $13.7M | $97.8k | 18.01% | 2,797 | 2655 |
| 2024Q2 | $39.3M | $34.3M | $13.4M | $31.5k | 11.56% | 2,818 | 2673 |
| 2024Q1 | $39.6M | $34.5M | $12.7M | $11.3k | 11.40% | 2,822 | 2678 |
| 2023Q4 | $39.3M | $34.1M | $12.4M | $134.8k | 11.46% | 2,812 | 2683 |
| 2023Q3 | $38.3M | $33.2M | $12.2M | $80.2k | 11.64% | 2,818 | 2719 |
| 2023Q2 | $40.3M | $35.5M | $12.0M | $49.3k | 10.99% | 2,838 | 2676 |
| 2023Q1 | $40.0M | $35.1M | $11.7M | $11.3k | 10.95% | 2,861 | 2699 |
| 2022Q4 | $39.4M | $34.5M | $11.7M | $102.5k | 11.09% | 2,864 | 2730 |
| 2022Q3 | $40.9M | $36.2M | $11.3M | $67.8k | 10.60% | 2,914 | 2710 |
| 2022Q2 | $40.2M | $35.9M | $11.4M | $36.9k | 10.70% | 2,924 | 2735 |
| 2022Q1 | $40.3M | $36.1M | $11.5M | $23.2k | 10.64% | 2,945 | 2749 |
| 2021Q4 | $38.5M | $34.2M | $12.2M | $88.6k | 11.10% | 2,955 | 2774 |
| 2021Q3 | $38.9M | $34.2M | $12.5M | $72.9k | 10.94% | 2,968 | 2765 |
| 2021Q2 | $38.4M | $34.0M | $12.6M | $27.1k | 10.96% | 2,994 | 2771 |
| 2021Q1 | $37.9M | $33.6M | $12.1M | $22.6k | 11.07% | 3,016 | 2785 |
| 2020Q4 | $34.5M | $30.3M | $12.3M | $112.8k | 12.13% | 3,043 | 2842 |
| 2020Q3 | $33.7M | $29.4M | $12.0M | $80.8k | 12.31% | 3,056 | 2852 |
| 2020Q2 | $34.2M | $29.9M | $12.1M | $43.1k | 12.03% | 3,075 | 2831 |
| 2020Q1 | $31.9M | $27.7M | $12.3M | $16.1k | 12.81% | 3,090 | 2836 |
| 2019Q4 | $31.2M | $27.0M | $12.7M | $-29.4k | 13.02% | 3,120 | 2833 |
| 2019Q3 | $31.4M | $27.2M | $12.7M | $-55.0k | 12.88% | 3,120 | 2823 |
| 2019Q2 | $32.7M | $28.5M | $12.0M | $19.9k | 12.59% | 3,136 | 2785 |
| 2019Q1 | $31.2M | $27.0M | $12.1M | $14.6k | 13.19% | 3,133 | 2859 |
| 2018Q4 | $30.4M | $26.2M | $12.3M | $96.1k | 13.47% | 3,153 | 2863 |
| 2018Q3 | $30.4M | $26.3M | $12.0M | $53.4k | 13.33% | 3,175 | 2871 |
| 2018Q2 | $30.7M | $26.6M | $11.8M | $20.0k | 13.10% | 3,186 | 2888 |
| 2018Q1 | $30.9M | $26.8M | $11.4M | $22.4k | 13.00% | 3,159 | 2886 |
| 2017Q4 | $29.8M | $25.8M | $11.4M | $56.1k | 13.41% | 3,174 | 2897 |
| 2017Q3 | $29.9M | $25.8M | $11.1M | $39.4k | 13.31% | 3,174 | 2909 |
| 2017Q2 | $30.1M | $26.0M | $11.6M | $21.8k | 13.20% | 3,167 | 2931 |
| 2017Q1 | $30.3M | $26.3M | $11.4M | $10.7k | 13.05% | 3,158 | 2926 |
| 2016Q4 | $28.9M | $24.9M | $11.5M | $33.3k | 13.65% | 3,176 | 2962 |
| 2016Q3 | $29.5M | $25.5M | $11.4M | $34.2k | 13.38% | 3,197 | 2937 |
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