credit union · NCUA 51 · NY
How big is STATE EMPLOYEES?
STATE EMPLOYEES (NY, NCUA charter 51) reported total assets of $9.4B, 516,899 members and a net worth ratio of 9.00% in its Call Report for 2026Q2. That ranks 37 of 4,299 federally insured credit unions by assets, 12 of 454 among credit unions with $1b-$10b in assets, 5 of 268 credit unions in new york.
What stands out
STATE EMPLOYEES (NY, NCUA charter 51) reported total assets of $9.4B, 516,899 members and a net worth ratio of 9.00% in its Call Report for 2026Q2. That ranks 37 of 4,299 federally insured credit unions by assets, 12 of 454 among credit unions with $1b-$10b in assets, 5 of 268 credit unions in new york. Against its size class: net worth ratio 9.00%, below the peer median of 10.89%; loan-to-share ratio 83.22%, below the peer median of 88.03%; return on assets 0.63%, below the peer median of 0.80%. At 9.00% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $9.4B | $2.1B | $46.8M | $68.3M | record → |
| Shares and deposits | $8.5B | $1.8B | $40.0M | $58.3M | record → |
| Loans outstanding | $7.1B | $1.5B | $21.7M | $34.4M | record → |
| Net income (year to date) | $29.7M | $8.3M | $175.9k | $222.2k | record → |
| Net worth | $823.3M | $244.6M | $6.2M | $9.0M | record → |
| Net worth ratio | 9.00% | 10.89% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 83.22% | 88.03% | 60.91% | 68.70% | computed |
| Return on assets | 0.63% | 0.80% | 0.77% | 0.71% | computed |
| Members | 516,899 | 115,183 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $9.4B | $8.5B | $7.1B | $29.7M | 9.00% | 516,899 | 37 |
| 2026Q1 | $9.2B | $8.4B | $7.0B | $11.0M | 8.86% | 511,058 | 38 |
| 2025Q4 | $9.0B | $8.2B | $7.0B | $55.3M | 8.82% | 506,127 | 39 |
| 2025Q3 | $9.0B | $8.0B | $6.9B | $37.9M | 8.78% | 510,624 | 36 |
| 2025Q2 | $9.1B | $8.1B | $6.8B | $17.3M | 8.56% | 506,328 | 36 |
| 2025Q1 | $8.9B | $7.9B | $6.7B | $5.4M | 8.45% | 502,867 | 40 |
| 2024Q4 | $8.7B | $7.7B | $6.7B | $17.9M | 8.59% | 500,346 | 39 |
| 2024Q3 | $8.9B | $7.5B | $6.7B | $12.1M | 8.35% | 496,735 | 33 |
| 2024Q2 | $9.2B | $7.6B | $6.7B | $7.2M | 8.26% | 493,055 | 32 |
| 2024Q1 | $9.2B | $7.5B | $6.6B | $3.9M | 8.41% | 488,514 | 30 |
| 2023Q4 | $9.0B | $7.3B | $6.6B | $24.7M | 8.59% | 484,531 | 29 |
| 2023Q3 | $8.5B | $7.2B | $6.5B | $25.9M | 8.95% | 479,713 | 35 |
| 2023Q2 | $8.4B | $7.3B | $6.2B | $18.4M | 8.97% | 474,982 | 36 |
| 2023Q1 | $8.3B | $7.4B | $5.9B | $8.9M | 8.90% | 469,481 | 36 |
| 2022Q4 | $8.0B | $7.3B | $5.7B | $41.9M | 8.99% | 499,125 | 36 |
| 2022Q3 | $8.1B | $7.4B | $5.5B | $30.0M | 8.75% | 505,365 | 33 |
| 2022Q2 | $5.6B | $5.3B | $3.0B | $18.2M | 7.37% | 370,305 | 56 |
| 2022Q1 | $5.6B | $5.2B | $2.9B | $6.9M | 7.24% | 367,103 | 56 |
| 2021Q4 | $5.4B | $5.0B | $2.8B | $43.2M | 7.22% | 364,743 | 55 |
| 2021Q3 | $5.4B | $5.0B | $2.7B | $40.3M | 7.38% | 367,844 | 55 |
| 2021Q2 | $5.3B | $4.9B | $2.7B | $28.7M | 7.40% | 364,643 | 55 |
| 2021Q1 | $5.3B | $4.8B | $2.7B | $13.3M | 7.33% | 361,533 | 55 |
| 2020Q4 | $4.8B | $4.4B | $2.7B | $26.3M | 7.45% | 358,905 | 55 |
| 2020Q3 | $4.7B | $4.3B | $2.6B | $20.2M | 7.64% | 358,366 | 55 |
| 2020Q2 | $4.7B | $4.3B | $2.6B | $11.5M | 7.77% | 355,059 | 55 |
| 2020Q1 | $4.2B | $3.9B | $2.6B | $777.9k | 7.84% | 352,808 | 57 |
| 2019Q4 | $4.1B | $3.7B | $2.6B | $22.4M | 7.99% | 349,654 | 55 |
| 2019Q3 | $4.0B | $3.6B | $2.5B | $13.7M | 7.92% | 347,466 | 55 |
| 2019Q2 | $4.0B | $3.6B | $2.4B | $8.3M | 7.90% | 343,201 | 55 |
| 2019Q1 | $3.9B | $3.5B | $2.4B | $5.8M | 7.92% | 368,501 | 55 |
| 2018Q4 | $3.8B | $3.4B | $2.4B | $26.3M | 7.90% | 365,906 | 54 |
| 2018Q3 | $3.8B | $3.4B | $2.3B | $19.5M | 7.82% | 363,119 | 55 |
| 2018Q2 | $3.8B | $3.5B | $2.3B | $14.3M | 7.81% | 357,832 | 55 |
| 2018Q1 | $3.7B | $3.4B | $2.2B | $9.8M | 7.65% | 349,920 | 54 |
| 2017Q4 | $3.6B | $3.2B | $2.2B | $21.8M | 7.51% | 365,806 | 53 |
| 2017Q3 | $3.5B | $3.2B | $2.1B | $14.9M | 7.43% | 361,376 | 53 |
| 2017Q2 | $3.6B | $3.2B | $2.0B | $9.3M | 7.40% | 354,607 | 51 |
| 2017Q1 | $3.4B | $3.2B | $2.0B | $5.1M | 7.43% | 349,683 | 52 |
| 2016Q4 | $3.3B | $3.0B | $1.9B | $18.8M | 7.44% | 349,136 | 50 |
| 2016Q3 | $3.3B | $3.0B | $1.9B | $13.5M | 7.44% | 346,630 | 51 |
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