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credit union · NCUA 4960 · ID

How big is COTTONWOOD COMMUNITY?

COTTONWOOD COMMUNITY (ID, NCUA charter 4960) reported total assets of $285.5M, 10,125 members and a net worth ratio of 14.91% in its Call Report for 2026Q2. That ranks 1068 of 4,299 federally insured credit unions by assets, 309 of 1,061 among credit unions with $100m-$500m in assets, 12 of 26 credit unions in idaho.

TOTAL ASSETS: $285.5MMEMBERS: 10,125NET WORTH RATIO: 14.91%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/4960-cottonwood-community

What stands out

COTTONWOOD COMMUNITY (ID, NCUA charter 4960) reported total assets of $285.5M, 10,125 members and a net worth ratio of 14.91% in its Call Report for 2026Q2. That ranks 1068 of 4,299 federally insured credit unions by assets, 309 of 1,061 among credit unions with $100m-$500m in assets, 12 of 26 credit unions in idaho. Against its size class: net worth ratio 14.91%, above the peer median of 11.65%; loan-to-share ratio 75.21%, above the peer median of 73.15%; return on assets 1.52%, above the peer median of 0.74%. At 14.91% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$285.5M$198.1M$263.2M$68.3Mrecord →
Shares and deposits$242.2M$172.3M$235.4M$58.3Mrecord →
Loans outstanding$182.1M$125.2M$174.0M$34.4Mrecord →
Net income (year to date)$2.2M$766.3k$656.9k$222.2krecord →
Net worth$42.6M$24.5M$22.5M$9.0Mrecord →
Net worth ratio14.91%11.65%9.86%12.65%record →
Loan-to-share ratio75.21%73.15%86.97%68.70%computed
Return on assets1.52%0.74%0.56%0.71%computed
Members10,12513,23016,1664,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$285.5M$242.2M$182.1M$2.2M14.91%10,1251068
2026Q1$280.0M$237.9M$178.7M$1.0M14.79%10,0671079
2025Q4$278.9M$237.7M$173.7M$4.2M14.48%10,0211073
2025Q3$274.7M$234.7M$173.4M$3.2M14.33%9,9791079
2025Q2$264.5M$225.5M$175.2M$2.0M14.43%9,8981098
2025Q1$261.4M$223.4M$168.6M$961.5k14.21%9,8401106
2024Q4$253.4M$216.6M$164.1M$2.2M14.28%9,8271110
2024Q3$249.0M$211.9M$165.4M$2.4M14.62%9,7721121
2024Q2$238.6M$202.1M$168.5M$1.4M14.84%9,6981152
2024Q1$238.4M$202.6M$162.9M$764.1k14.60%9,8401153
2023Q4$239.3M$204.2M$160.7M$1.3M14.23%9,7631140
2023Q3$238.6M$202.0M$153.5M$2.7M14.86%9,6841141
2023Q2$231.5M$195.8M$156.8M$1.9M14.97%9,6091161
2023Q1$235.0M$200.7M$153.0M$941.8k14.34%9,5871156
2022Q4$239.6M$203.3M$153.6M$2.5M13.67%9,9191135
2022Q3$164.6M$138.9M$103.4M$1.3M15.10%5,7061409
2022Q2$155.0M$130.0M$105.4M$751.5k15.71%5,6681469
2022Q1$155.5M$130.9M$100.3M$329.4k15.39%5,6491463
2021Q4$148.9M$124.2M$96.4M$2.0M15.85%5,6031485
2021Q3$150.1M$126.4M$92.3M$1.8M15.57%5,5991468
2021Q2$141.6M$118.0M$94.1M$1.3M16.19%5,5441510
2021Q1$139.1M$116.2M$89.1M$631.0k15.98%5,5161528
2020Q4$127.2M$105.0M$81.8M$1.8M16.98%5,4271548
2020Q3$125.0M$103.0M$82.7M$1.5M17.05%5,3901546
2020Q2$120.0M$98.5M$88.3M$1.1M17.41%5,3141567
2020Q1$116.9M$96.1M$84.6M$411.3k17.31%5,2991532
2019Q4$115.0M$94.6M$83.7M$1.6M17.25%5,3041521
2019Q3$112.6M$92.7M$84.3M$1.2M17.20%5,2551537
2019Q2$106.0M$86.6M$86.4M$747.5k17.89%5,1951587
2019Q1$105.5M$86.5M$80.3M$318.9k17.56%5,0901593
2018Q4$103.9M$85.2M$78.1M$1.6M17.53%4,9721583
2018Q3$99.6M$81.2M$78.2M$1.3M18.01%4,9541617
2018Q2$94.7M$76.9M$77.9M$799.4k18.43%4,9151678
2018Q1$95.6M$78.2M$73.4M$369.9k17.80%4,8471666
2017Q4$92.5M$75.6M$71.4M$1.4M18.01%4,8201670
2017Q3$92.9M$76.2M$69.5M$1.1M17.66%4,8741667
2017Q2$86.0M$69.8M$71.6M$682.3k18.57%4,8391759
2017Q1$86.2M$70.3M$68.5M$313.7k18.10%4,8281760
2016Q4$86.0M$70.5M$68.9M$1.3M17.78%4,8101732
2016Q3$84.9M$69.6M$67.9M$1.1M17.74%4,7921750

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