credit union · NCUA 4853 · MI
How big is DOWNRIVER COMMUNITY?
DOWNRIVER COMMUNITY (MI, NCUA charter 4853) reported total assets of $193.2M, 12,089 members and a net worth ratio of 10.54% in its Call Report for 2026Q2. That ranks 1307 of 4,299 federally insured credit unions by assets, 548 of 1,061 among credit unions with $100m-$500m in assets, 84 of 169 credit unions in michigan.
What stands out
DOWNRIVER COMMUNITY (MI, NCUA charter 4853) reported total assets of $193.2M, 12,089 members and a net worth ratio of 10.54% in its Call Report for 2026Q2. That ranks 1307 of 4,299 federally insured credit unions by assets, 548 of 1,061 among credit unions with $100m-$500m in assets, 84 of 169 credit unions in michigan. Against its size class: net worth ratio 10.54%, below the peer median of 11.65%; loan-to-share ratio 43.20%, below the peer median of 73.15%; return on assets 0.49%, below the peer median of 0.74%. At 10.54% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $193.2M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $180.8M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $78.1M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $476.4k | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $20.4M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 10.54% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 43.20% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 0.49% | 0.74% | 0.92% | 0.71% | computed |
| Members | 12,089 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $193.2M | $180.8M | $78.1M | $476.4k | 10.54% | 12,089 | 1307 |
| 2026Q1 | $193.5M | $181.2M | $71.4M | $225.0k | 10.50% | 12,303 | 1304 |
| 2025Q4 | $189.3M | $176.6M | $68.9M | $1.1M | 10.61% | 12,345 | 1306 |
| 2025Q3 | $187.0M | $175.7M | $71.0M | $809.3k | 10.59% | 12,459 | 1321 |
| 2025Q2 | $188.8M | $178.5M | $70.5M | $468.1k | 10.30% | 12,526 | 1312 |
| 2025Q1 | $190.3M | $181.0M | $68.7M | $186.8k | 10.18% | 12,658 | 1310 |
| 2024Q4 | $185.4M | $177.7M | $70.0M | $1.2M | 10.35% | 12,714 | 1318 |
| 2024Q3 | $183.6M | $174.3M | $68.3M | $870.7k | 10.28% | 12,827 | 1323 |
| 2024Q2 | $189.2M | $181.8M | $67.6M | $579.9k | 9.82% | 12,861 | 1305 |
| 2024Q1 | $190.9M | $184.0M | $69.8M | $251.1k | 9.67% | 12,966 | 1304 |
| 2023Q4 | $185.4M | $178.3M | $67.8M | $1.0M | 9.82% | 12,953 | 1308 |
| 2023Q3 | $185.2M | $182.1M | $67.2M | $795.0k | 9.71% | 13,048 | 1310 |
| 2023Q2 | $196.8M | $192.2M | $69.7M | $477.2k | 9.01% | 13,150 | 1274 |
| 2023Q1 | $200.4M | $195.0M | $71.2M | $198.5k | 8.71% | 13,158 | 1259 |
| 2022Q4 | $199.6M | $195.4M | $71.6M | $1.0M | 8.64% | 13,196 | 1252 |
| 2022Q3 | $200.3M | $197.2M | $72.0M | $735.9k | 8.46% | 13,274 | 1252 |
| 2022Q2 | $206.2M | $199.1M | $74.2M | $359.3k | 8.04% | 13,313 | 1231 |
| 2022Q1 | $210.2M | $200.1M | $60.4M | $119.6k | 7.77% | 13,376 | 1218 |
| 2021Q4 | $210.6M | $194.8M | $61.5M | $601.7k | 7.77% | 13,436 | 1201 |
| 2021Q3 | $208.1M | $191.9M | $61.3M | $405.3k | 7.69% | 13,512 | 1206 |
| 2021Q2 | $208.6M | $192.6M | $62.7M | $267.9k | 7.61% | 13,539 | 1196 |
| 2021Q1 | $207.4M | $191.5M | $63.1M | $60.0k | 8.06% | 13,576 | 1199 |
| 2020Q4 | $196.3M | $178.3M | $63.8M | $382.6k | 7.95% | 13,497 | 1195 |
| 2020Q3 | $190.2M | $172.7M | $68.2M | $315.0k | 8.17% | 13,541 | 1200 |
| 2020Q2 | $183.7M | $166.3M | $73.1M | $238.8k | 8.41% | 13,410 | 1209 |
| 2020Q1 | $168.4M | $151.2M | $77.4M | $122.4k | 9.11% | 13,561 | 1227 |
| 2019Q4 | $160.9M | $144.2M | $80.5M | $843.2k | 9.45% | 13,627 | 1233 |
| 2019Q3 | $158.8M | $142.5M | $79.9M | $682.9k | 9.48% | 13,750 | 1235 |
| 2019Q2 | $166.0M | $149.3M | $82.2M | $401.3k | 8.90% | 13,815 | 1209 |
| 2019Q1 | $165.6M | $149.8M | $76.7M | $162.9k | 8.78% | 13,891 | 1206 |
| 2018Q4 | $155.1M | $140.4M | $76.5M | $819.5k | 9.27% | 13,867 | 1236 |
| 2018Q3 | $156.9M | $142.2M | $78.3M | $621.3k | 9.03% | 13,960 | 1227 |
| 2018Q2 | $159.6M | $145.1M | $74.9M | $428.4k | 8.76% | 14,009 | 1219 |
| 2018Q1 | $159.1M | $144.8M | $76.9M | $214.9k | 8.65% | 14,105 | 1220 |
| 2017Q4 | $154.6M | $140.0M | $75.0M | $701.7k | 8.77% | 14,104 | 1214 |
| 2017Q3 | $155.9M | $141.5M | $73.7M | $504.7k | 8.57% | 14,224 | 1209 |
| 2017Q2 | $158.4M | $144.6M | $64.7M | $243.7k | 8.27% | 14,264 | 1197 |
| 2017Q1 | $157.7M | $144.2M | $62.0M | $83.2k | 8.20% | 14,374 | 1201 |
| 2016Q4 | $156.1M | $142.3M | $61.0M | $619.1k | 8.29% | 14,444 | 1187 |
| 2016Q3 | $153.8M | $139.8M | $61.5M | $523.7k | 8.35% | 14,675 | 1195 |
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