credit union · NCUA 4726 · NJ
How big is RARITAN BAY?
RARITAN BAY (NJ, NCUA charter 4726) reported total assets of $107.6M, 7,348 members and a net worth ratio of 8.79% in its Call Report for 2026Q2. That ranks 1765 of 4,299 federally insured credit unions by assets, 1006 of 1,061 among credit unions with $100m-$500m in assets, 28 of 126 credit unions in new jersey.
What stands out
RARITAN BAY (NJ, NCUA charter 4726) reported total assets of $107.6M, 7,348 members and a net worth ratio of 8.79% in its Call Report for 2026Q2. That ranks 1765 of 4,299 federally insured credit unions by assets, 1006 of 1,061 among credit unions with $100m-$500m in assets, 28 of 126 credit unions in new jersey. Against its size class: net worth ratio 8.79%, below the peer median of 11.65%; loan-to-share ratio 39.80%, below the peer median of 73.15%; return on assets 1.17%, above the peer median of 0.74%. At 8.79% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $107.6M | $198.1M | $21.8M | $68.3M | record → |
| Shares and deposits | $98.0M | $172.3M | $18.8M | $58.3M | record → |
| Loans outstanding | $39.0M | $125.2M | $7.5M | $34.4M | record → |
| Net income (year to date) | $626.6k | $766.3k | $34.4k | $222.2k | record → |
| Net worth | $9.5M | $24.5M | $3.2M | $9.0M | record → |
| Net worth ratio | 8.79% | 11.65% | 13.81% | 12.65% | record → |
| Loan-to-share ratio | 39.80% | 73.15% | 50.89% | 68.70% | computed |
| Return on assets | 1.17% | 0.74% | 0.39% | 0.71% | computed |
| Members | 7,348 | 13,230 | 1,796 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $107.6M | $98.0M | $39.0M | $626.6k | 8.79% | 7,348 | 1765 |
| 2026Q1 | $107.1M | $97.9M | $37.3M | $257.0k | 8.48% | 7,432 | 1775 |
| 2025Q4 | $104.8M | $96.0M | $35.9M | $1.2M | 8.42% | 7,545 | 1788 |
| 2025Q3 | $104.2M | $95.9M | $35.1M | $836.8k | 8.11% | 7,651 | 1795 |
| 2025Q2 | $105.1M | $97.5M | $34.6M | $649.0k | 7.86% | 8,993 | 1791 |
| 2025Q1 | $105.1M | $97.6M | $33.9M | $297.6k | 7.53% | 8,290 | 1793 |
| 2024Q4 | $101.7M | $95.2M | $34.9M | $380.1k | 7.49% | 8,993 | 1806 |
| 2024Q3 | $102.3M | $95.8M | $34.7M | $251.2k | 7.32% | 8,584 | 1799 |
| 2024Q2 | $102.6M | $97.4M | $34.6M | $153.9k | 7.20% | 8,584 | 1799 |
| 2024Q1 | $105.6M | $100.6M | $34.9M | $56.5k | 6.91% | 8,825 | 1781 |
| 2023Q4 | $106.2M | $100.8M | $34.6M | $286.1k | 6.81% | 8,552 | 1762 |
| 2023Q3 | $105.8M | $101.5M | $34.9M | $190.5k | 6.75% | 9,177 | 1769 |
| 2023Q2 | $108.7M | $104.3M | $33.2M | $115.7k | 6.50% | 9,289 | 1749 |
| 2023Q1 | $114.6M | $110.5M | $33.4M | $28.2k | 6.09% | 9,565 | 1722 |
| 2022Q4 | $110.3M | $106.9M | $34.4M | $-83.9k | 6.30% | 9,435 | 1737 |
| 2022Q3 | $110.8M | $107.7M | $33.7M | $-91.0k | 6.26% | 9,573 | 1742 |
| 2022Q2 | $115.5M | $108.5M | $33.2M | $-33.8k | 6.14% | 9,773 | 1709 |
| 2022Q1 | $115.4M | $107.4M | $33.4M | $-22.4k | 6.20% | 9,969 | 1710 |
| 2021Q4 | $114.0M | $105.8M | $35.7M | $110.4k | 6.31% | 10,135 | 1705 |
| 2021Q3 | $110.9M | $103.1M | $36.8M | $262.8k | 6.61% | 10,272 | 1720 |
| 2021Q2 | $111.7M | $104.5M | $38.3M | $35.6k | 6.57% | 10,424 | 1712 |
| 2021Q1 | $109.5M | $102.6M | $39.9M | $-99.0k | 6.78% | 10,601 | 1729 |
| 2020Q4 | $102.8M | $95.1M | $42.3M | $377.9k | 7.47% | 10,596 | 1736 |
| 2020Q3 | $99.8M | $92.7M | $45.3M | $345.3k | 7.54% | 10,740 | 1745 |
| 2020Q2 | $98.4M | $91.4M | $46.5M | $252.1k | 7.47% | 10,874 | 1749 |
| 2020Q1 | $90.5M | $83.5M | $48.5M | $219.6k | 7.62% | 11,104 | 1755 |
| 2019Q4 | $87.5M | $80.8M | $51.5M | $29.7k | 7.47% | 11,274 | 1758 |
| 2019Q3 | $87.4M | $80.4M | $52.4M | $51.4k | 7.50% | 11,380 | 1752 |
| 2019Q2 | $89.4M | $82.9M | $52.1M | $-115.2k | 7.29% | 11,389 | 1730 |
| 2019Q1 | $90.0M | $83.6M | $52.0M | $29.5k | 7.49% | 11,412 | 1729 |
| 2018Q4 | $85.8M | $79.6M | $52.0M | $355.1k | 7.58% | 11,478 | 1753 |
| 2018Q3 | $85.4M | $79.3M | $50.9M | $300.5k | 7.55% | 11,369 | 1761 |
| 2018Q2 | $87.8M | $81.8M | $49.3M | $226.6k | 7.33% | 11,295 | 1741 |
| 2018Q1 | $88.0M | $82.1M | $44.6M | $60.2k | 7.17% | 11,171 | 1741 |
| 2017Q4 | $84.0M | $78.0M | $43.3M | $221.4k | 7.33% | 11,049 | 1764 |
| 2017Q3 | $86.2M | $80.2M | $42.1M | $161.0k | 7.07% | 11,081 | 1740 |
| 2017Q2 | $88.3M | $82.1M | $40.4M | $58.6k | 7.00% | 11,004 | 1725 |
| 2017Q1 | $87.8M | $81.9M | $38.1M | $41.0k | 7.13% | 10,897 | 1739 |
| 2016Q4 | $84.0M | $77.9M | $38.3M | $47.6k | 7.08% | 10,870 | 1757 |
| 2016Q3 | $83.3M | $77.1M | $38.3M | $-5.7k | 7.08% | 10,875 | 1768 |
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