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credit union · NCUA 4524 · MA

How big is SOMERVILLE MUNICIPAL?

SOMERVILLE MUNICIPAL (MA, NCUA charter 4524) reported total assets of $49.0M, 2,176 members and a net worth ratio of 19.08% in its Call Report for 2026Q2. That ranks 2406 of 4,299 federally insured credit unions by assets, 13 of 1,135 among credit unions with $10m-$50m in assets, 69 of 121 credit unions in massachusetts.

TOTAL ASSETS: $49.0MMEMBERS: 2,176NET WORTH RATIO: 19.08%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/4524-somerville-municipal

What stands out

SOMERVILLE MUNICIPAL (MA, NCUA charter 4524) reported total assets of $49.0M, 2,176 members and a net worth ratio of 19.08% in its Call Report for 2026Q2. That ranks 2406 of 4,299 federally insured credit unions by assets, 13 of 1,135 among credit unions with $10m-$50m in assets, 69 of 121 credit unions in massachusetts. Against its size class: net worth ratio 19.08%, above the peer median of 13.88%; loan-to-share ratio 60.65%, above the peer median of 57.77%; return on assets 1.12%, above the peer median of 0.70%. At 19.08% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$49.0M$25.2M$81.8M$68.3Mrecord →
Shares and deposits$39.5M$21.4M$67.8M$58.3Mrecord →
Loans outstanding$24.0M$11.2M$42.6M$34.4Mrecord →
Net income (year to date)$273.7k$82.1k$172.3k$222.2krecord →
Net worth$9.4M$3.4M$9.5M$9.0Mrecord →
Net worth ratio19.08%13.88%12.11%12.65%record →
Loan-to-share ratio60.65%57.77%76.11%68.70%computed
Return on assets1.12%0.70%0.56%0.71%computed
Members2,1762,0924,1114,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$49.0M$39.5M$24.0M$273.7k19.08%2,1762406
2026Q1$50.8M$41.3M$24.1M$147.1k18.16%2,2002391
2025Q4$50.9M$41.6M$24.6M$619.4k17.85%2,2372391
2025Q3$51.7M$42.5M$25.0M$556.1k17.43%2,2682388
2025Q2$51.1M$42.0M$25.2M$356.7k17.27%2,2742406
2025Q1$51.5M$42.6M$25.2M$172.7k16.76%2,2702419
2024Q4$49.6M$40.9M$25.4M$572.3k17.07%2,2982451
2024Q3$49.2M$40.5M$25.6M$505.0k17.07%2,3282463
2024Q2$49.1M$40.7M$26.3M$323.9k16.71%2,3592470
2024Q1$49.8M$41.5M$26.6M$182.1k16.20%2,1892475
2023Q4$48.5M$40.4M$27.1M$582.5k16.27%2,1942498
2023Q3$49.1M$41.1M$26.6M$504.6k15.91%2,2352490
2023Q2$49.7M$42.0M$27.2M$299.2k15.29%2,2472489
2023Q1$50.5M$42.9M$27.4M$155.0k14.76%2,2542482
2022Q4$50.8M$43.3M$27.3M$338.3k14.38%2,2492492
2022Q3$51.3M$44.0M$28.9M$133.4k13.89%2,3182500
2022Q2$52.2M$45.0M$29.3M$39.0k13.47%2,3302498
2022Q1$50.8M$43.6M$26.1M$1.3k13.76%2,3322525
2021Q4$49.4M$42.2M$27.6M$81.1k14.15%2,3322538
2021Q3$49.2M$42.1M$27.1M$65.6k14.18%2,3642535
2021Q2$47.8M$40.8M$27.5M$43.4k14.53%2,3852559
2021Q1$48.2M$41.2M$28.5M$16.8k14.34%2,3922546
2020Q4$46.7M$39.6M$29.5M$167.3k14.79%2,3962536
2020Q3$46.8M$39.9M$28.0M$118.2k14.64%2,4382512
2020Q2$46.5M$39.6M$27.1M$84.8k14.65%2,4602497
2020Q1$45.1M$38.2M$27.5M$47.2k15.03%2,4502469
2019Q4$45.1M$38.2M$27.6M$304.5k14.95%2,4142435
2019Q3$44.4M$37.6M$27.3M$245.4k15.05%2,4482458
2019Q2$44.2M$37.5M$26.2M$174.0k14.94%2,4502463
2019Q1$43.9M$37.3M$26.4M$73.9k14.84%2,4422473
2018Q4$43.0M$36.4M$25.1M$402.4k14.97%2,4342483
2018Q3$43.4M$37.0M$22.2M$196.3k14.36%2,4492484
2018Q2$42.5M$36.3M$21.7M$96.3k14.42%2,4482511
2018Q1$43.0M$36.8M$21.6M$35.4k14.11%2,4422503
2017Q4$42.0M$35.9M$21.5M$190.2k14.35%2,4362492
2017Q3$41.5M$35.5M$20.9M$128.8k14.38%2,4732525
2017Q2$42.4M$36.4M$20.4M$71.0k13.94%2,4862520
2017Q1$41.1M$35.2M$19.8M$23.5k14.25%2,4662564
2016Q4$40.5M$34.6M$19.8M$143.7k14.40%2,4582551
2016Q3$41.0M$35.1M$19.4M$92.1k14.12%2,4632538

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