credit union · NCUA 4517 · PA
How big is FINANCIAL ADVANTAGE?
FINANCIAL ADVANTAGE (PA, NCUA charter 4517) reported total assets of $8.9M, 1,481 members and a net worth ratio of 13.74% in its Call Report for 2021Q4. That ranks 4059 of 5,048 federally insured credit unions by assets, 67 of 1,056 among credit unions under $10m in assets, 254 of 339 credit unions in pennsylvania.
What stands out
FINANCIAL ADVANTAGE (PA, NCUA charter 4517) reported total assets of $8.9M, 1,481 members and a net worth ratio of 13.74% in its Call Report for 2021Q4. That ranks 4059 of 5,048 federally insured credit unions by assets, 67 of 1,056 among credit unions under $10m in assets, 254 of 339 credit unions in pennsylvania. Against its size class: net worth ratio 13.74%, below the peer median of 14.66%; loan-to-share ratio 16.00%, below the peer median of 47.62%; return on assets -0.73%, below the peer median of 0.09%. At 13.74% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2021Q4
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2021Q4 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $8.9M | $3.7M | $26.3M | $49.7M | record → |
| Shares and deposits | $7.7M | $3.0M | $23.2M | $44.2M | record → |
| Loans outstanding | $1.2M | $1.4M | $7.8M | $22.0M | record → |
| Net income (year to date) | $-64.6k | $1.9k | $52.6k | $200.0k | record → |
| Net worth | $1.2M | $521.3k | $3.0M | $5.4M | record → |
| Net worth ratio | 13.74% | 14.66% | 10.99% | 10.61% | record → |
| Loan-to-share ratio | 16.00% | 47.62% | 42.64% | 57.00% | computed |
| Return on assets | -0.73% | 0.09% | 0.26% | 0.48% | computed |
| Members | 1,481 | 568 | 2,415 | 3,952 | record → |
Quarter by quarter
27 Call Reports on record, 2015Q2–2021Q4; the 27 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2021Q4 | $8.9M | $7.7M | $1.2M | $-64.6k | 13.74% | 1,481 | 4059 |
| 2021Q3 | $9.4M | $8.1M | $1.3M | $-16.5k | 13.14% | 1,530 | 4066 |
| 2021Q2 | $9.6M | $8.3M | $1.4M | $-14.5k | 12.87% | 1,547 | 4072 |
| 2021Q1 | $9.6M | $8.4M | $1.4M | $3.9k | 12.99% | 1,591 | 4076 |
| 2020Q4 | $9.3M | $8.0M | $1.6M | $14.5k | 13.46% | 1,623 | 4092 |
| 2020Q3 | $9.1M | $7.9M | $1.6M | $16.3k | 13.68% | 1,633 | 4105 |
| 2020Q2 | $9.1M | $7.8M | $1.7M | $12.4k | 13.73% | 1,642 | 4112 |
| 2020Q1 | $8.7M | $7.5M | $2.0M | $5.9k | 14.18% | 1,682 | 4111 |
| 2019Q4 | $8.8M | $7.5M | $2.1M | $31.0k | 14.08% | 1,717 | 4115 |
| 2019Q3 | $8.8M | $7.6M | $2.0M | $24.5k | 13.94% | 1,731 | 4125 |
| 2019Q2 | $8.9M | $7.7M | $2.1M | $16.2k | 13.64% | 1,740 | 4119 |
| 2019Q1 | $8.9M | $7.6M | $2.1M | $4.8k | 13.61% | 1,784 | 4158 |
| 2018Q4 | $9.0M | $7.7M | $2.2M | $46.9k | 13.41% | 1,847 | 4148 |
| 2018Q3 | $9.2M | $8.0M | $2.2M | $37.6k | 12.94% | 1,855 | 4160 |
| 2018Q2 | $9.2M | $8.0M | $2.2M | $19.6k | 12.73% | 1,863 | 4192 |
| 2018Q1 | $9.4M | $8.2M | $2.2M | $8.4k | 12.42% | 1,891 | 4205 |
| 2017Q4 | $9.2M | $8.0M | $2.4M | $12.6k | 12.61% | 1,933 | 4228 |
| 2017Q3 | $9.4M | $8.3M | $2.4M | $7.1k | 12.19% | 1,942 | 4233 |
| 2017Q2 | $9.8M | $8.6M | $2.4M | $5.9k | 11.74% | 1,967 | 4222 |
| 2017Q1 | $9.7M | $8.6M | $2.4M | $4.2k | 11.80% | 2,011 | 4256 |
| 2016Q4 | $9.7M | $8.5M | $2.5M | $13.9k | 11.80% | 2,057 | 4250 |
| 2016Q3 | $9.8M | $8.6M | $2.6M | $12.0k | 11.69% | 2,058 | 4272 |
| 2016Q2 | $10.0M | $8.8M | $2.6M | $6.9k | 11.39% | 2,071 | 4256 |
| 2016Q1 | $9.9M | $8.8M | $2.5M | $218 | 11.39% | 2,103 | 4298 |
| 2015Q4 | $9.9M | $8.7M | $2.7M | $1.5k | 11.42% | 2,132 | 4302 |
| 2015Q3 | $9.9M | $8.8M | $2.7M | $-1.3k | 11.35% | 2,142 | 4324 |
| 2015Q2 | $10.1M | $8.9M | $2.8M | $-671 | 11.18% | 2,153 | 4341 |
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